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Hartford, Kentucky Demographics & Population 2026

Very AffordableHome value to income ratio of 1.7x is exceptionally low

During the 2020–2024 ACS period, Hartford, Kentucky had a total population of 2,649, the 139th largest city in Kentucky, with a median household income of $61,445, which is 4% lower than the state average. The poverty rate is 12.9%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Hartford Quick Facts

Population 2,649
Median Household Income $61,445
Median Home Value $106,900
Poverty Rate 12.9%
Unemployment Rate 2.7%
Median Age 37.4 years
Homeownership Rate 60.3%
Affordability Ratio 1.7x
Bachelor's Degree or Higher 19.7%
High School Graduation Rate 84.2%
Diversity Index 13/100
Population 2,649 139th of 552
Median Income $61,445 average
Poverty Rate 12.9% 4% higher than national
Median Home Value $106,900 bottom 30%

How Hartford Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population2,6532,649-0.2%
Median household income$61,313$61,445+0.2%
Median home value$103,800$106,900+3.0%

How Hartford Compares

Economy & Housing

Household Income Distribution

Under $25K 18.6%
$25K-$50K 25.4%
$50K-$100K 28.0%
$100K+ 28.0%
Detailed income brackets
Under $10K
4.5%
$10K-$15K
5.9%
$15K-$20K
6.2%
$20K-$25K
2.1%
$25K-$30K
1.4%
$30K-$35K
4.4%
$35K-$40K
5.9%
$40K-$45K
7.1%
$45K-$50K
6.6%
$50K-$60K
4.1%
$60K-$75K
9.8%
$75K-$100K
14.1%
$100K-$125K
16.9%
$125K-$150K
4.7%
$150K-$200K
2.1%
$200K+
4.2%

Employment

2.7% Unemployment Rate State: 4.9%|National: 5.2%
58.8% Labor Force Participation

Housing Overview

Owner 60.3%
Renter 39.7%
Affordability Index Very Affordable
1.7x home value to income ratio
Median gross rent $543/mo 10.6% of median household income annually

People & Demographics

Diversity Index

13out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 33 | National average: 61

Education

Hartford Rankings in Kentucky

#139 Population of 552
#206 Median Income of 496
#254 Education of 550
#377 Home Value of 495

Other Cities in Ohio County

CityPopulationMedian IncomePovertyHome Value
Beaver Dam 3,524 $53,944 11.2% $167,900
Fordsville 453 $45,000 24.9% N/A
McHenry 385 $40,000 21.6% $96,100
Centertown 371 $46,563 18.6% $94,100
Rockport 233 $64,000 16.7% $95,000
Rosine 76 N/A 0.0% N/A

Cities Similar to Hartford

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Thruston2,581$69,922$187,70018.2%21.6%
Dry Ridge2,441$55,995$216,80014.5%21.9%
Providence2,857$55,121$60,30011.6%19.9%
Eddyville2,897$55,625$188,40012.6%8.9%
Junction City2,643$45,938$117,10020.6%27.9%

Population Overview

Hartford is a small community located in Kentucky, within Ohio County. The total population is 2,649. It ranks as the 139th most populous out of 552 Census-designated places in Kentucky.

Age Demographics

The median age in Hartford is 37.4 years. This is 4% lower than the state median of 39.1 years.

Economy, Income & Housing

The median household income in Hartford is $61,445. This is 4% lower than the state median of $63,726. It is also 24% lower than the national median of $80,734. The poverty rate stands at 12.9%. This is 20% lower than the state poverty rate of 16.1%. The unemployment rate is 2.7%. This is 45% lower than the state rate of 4.9%. The median home value is $106,900. Housing costs are 48% lower than the state median of $205,600. With a home-value-to-income ratio of just 1.7x, Hartford is one of the most affordable housing markets in the area. 60.3% of occupied housing units are owner-occupied. This homeownership rate is 12% lower than the state average of 68.3%.

Race & Ethnicity

Hartford has a predominantly White (non-Hispanic) population, comprising 93.1% of all residents. Asian residents account for 1.3%. The Black or African American population (0.8%) is well below the state average of 7.5%. The Hispanic or Latino population (0.9%) is well below the state average of 5.0%.

Education

19.7% of residents aged 25 and older hold a bachelor's degree or higher. This is 29% lower than the state rate of 27.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 84.2%.

Data Sources & Methodology

All demographic data for Hartford, Kentucky is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Kentucky state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 552 Census-designated places in Kentucky. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

Free data download: Get all Kentucky city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Hartford, Kentucky?

Hartford, Kentucky has a population of 2,649 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Hartford, KY?

The median household income in Hartford is $61,445, which is 24% lower than the national median of $80,734.

What is the poverty rate in Hartford, KY?

The poverty rate in Hartford is 12.9%. This means approximately 317 residents live below the federal poverty line.

What is the racial makeup of Hartford, Kentucky?

Hartford's population is 93.1% White, 0.8% Black, 0.9% Hispanic/Latino, and 1.3% Asian.

What is the median home value in Hartford, KY?

The median home value in Hartford is $106,900. The home-value-to-income ratio is 1.7x.

How educated is Hartford, Kentucky?

19.7% of adults (25+) in Hartford hold a bachelor's degree or higher, and 9.8% hold a graduate or professional degree.