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Lancaster, Kentucky Demographics & Population 2026

High PovertyPoverty rate of 29.1% is well above the state average

During the 2020–2024 ACS period, Lancaster, Kentucky had a total population of 4,013, the 103rd largest city in Kentucky, with a median household income of $43,898, which is 31% lower than the state average. The poverty rate is 29.1%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Lancaster Quick Facts

Population 4,013
Median Household Income $43,898
Median Home Value $175,300
Poverty Rate 29.1%
Unemployment Rate 11.7%
Median Age 34.0 years
Homeownership Rate 54.5%
Affordability Ratio 4.0x
Bachelor's Degree or Higher 13.2%
High School Graduation Rate 84.4%
Diversity Index 34/100
Population 4,013 103rd of 552
Median Income $43,898 bottom 30%
Poverty Rate 29.1% 134% higher than national
Median Home Value $175,300 average

How Lancaster Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population3,9604,013+1.3%
Median household income$45,795$43,898-4.1%
Median home value$134,700$175,300+30.1%

How Lancaster Compares

Economy & Housing

Household Income Distribution

Under $25K 30.4%
$25K-$50K 25.5%
$50K-$100K 26.6%
$100K+ 17.5%
Detailed income brackets
Under $10K
10.3%
$10K-$15K
9.9%
$15K-$20K
4.1%
$20K-$25K
6.1%
$25K-$30K
5.9%
$30K-$35K
5.3%
$35K-$40K
4.8%
$40K-$45K
5.3%
$45K-$50K
4.2%
$50K-$60K
2.3%
$60K-$75K
11.8%
$75K-$100K
12.4%
$100K-$125K
7.2%
$125K-$150K
5.7%
$150K-$200K
2.7%
$200K+
2.0%

Employment

11.7% Unemployment Rate State: 4.9%|National: 5.2%
54.9% Labor Force Participation

Housing Overview

Owner 54.5%
Renter 45.5%
Affordability Index Moderate
4.0x home value to income ratio
Median gross rent $801/mo 21.9% of median household income annually

People & Demographics

Diversity Index

34out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 33 | National average: 61

Education

Lancaster Rankings in Kentucky

#103 Population of 552
#364 Median Income of 496
#355 Education of 550
#201 Home Value of 495

Cities Similar to Lancaster

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Carrollton3,915$45,871$113,2004.6%22.8%
Greenville4,410$46,054$116,40026.0%21.3%
Farley4,458$47,292$86,30010.9%30.8%
Crittenden4,084$57,283$223,80014.7%9.5%
Stanford3,643$49,337$155,00018.4%12.0%

Population Overview

Lancaster is a small community located in Kentucky, within Garrard County. The total population is 4,013. It ranks as the 103rd most populous out of 552 Census-designated places in Kentucky.

Age Demographics

The median age in Lancaster is 34.0 years. This is 13% lower than the state median of 39.1 years.

Economy, Income & Housing

The median household income in Lancaster is $43,898. This is 31% lower than the state median of $63,726. It is also 46% lower than the national median of $80,734. The poverty rate stands at 29.1%. This is 81% higher than the state poverty rate of 16.1%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 11.7%. This is 141% higher than the state rate of 4.9%. The median home value is $175,300. Housing costs are 15% lower than the state median of $205,600. The home-value-to-income ratio is 4.0x. 54.5% of occupied housing units are owner-occupied. This homeownership rate is 20% lower than the state average of 68.3%.

Race & Ethnicity

The largest racial or ethnic group in Lancaster is White (non-Hispanic), making up 80.6% of the population. Black or African American residents account for 8.3%.

Education

13.2% of residents aged 25 and older hold a bachelor's degree or higher. This is 52% lower than the state rate of 27.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 84.4%.

Data Sources & Methodology

All demographic data for Lancaster, Kentucky is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Kentucky state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 552 Census-designated places in Kentucky. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

Free data download: Get all Kentucky city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Lancaster, Kentucky?

Lancaster, Kentucky has a population of 4,013 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Lancaster, KY?

The median household income in Lancaster is $43,898, which is 46% lower than the national median of $80,734.

What is the poverty rate in Lancaster, KY?

The poverty rate in Lancaster is 29.1%. This means approximately 1,129 residents live below the federal poverty line.

What is the racial makeup of Lancaster, Kentucky?

Lancaster's population is 80.6% White, 8.3% Black, 5.1% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Lancaster, KY?

The median home value in Lancaster is $175,300. The home-value-to-income ratio is 4.0x.

How educated is Lancaster, Kentucky?

13.2% of adults (25+) in Lancaster hold a bachelor's degree or higher, and 9.3% hold a graduate or professional degree.