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Loyall, Kentucky Demographics & Population 2026

During the 2020–2024 ACS period, Loyall, Kentucky had a total population of 388, the 386th largest city in Kentucky, with a median household income of $52,734, which is 17% lower than the state average. The poverty rate is 24.2%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Loyall Quick Facts

Population 388
Median Household Income $52,734
Median Home Value $75,900
Poverty Rate 24.2%
Unemployment Rate 0.0%
Median Age 39.4 years
Homeownership Rate 63.9%
Affordability Ratio 1.4x
Bachelor's Degree or Higher 15.8%
High School Graduation Rate 87.3%
Diversity Index 18/100
Population 388 386th of 552
Median Income $52,734 average
Poverty Rate 24.2% 95% higher than national
Median Home Value $75,900 bottom 10%

How Loyall Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population496388-21.8%
Median household income$31,250$52,734+68.7%
Median home value$73,300$75,900+3.5%

How Loyall Compares

Economy & Housing

Household Income Distribution

Under $25K 17.2%
$25K-$50K 29.6%
$50K-$100K 37.9%
$100K+ 15.4%
Detailed income brackets
Under $10K
0.6%
$10K-$15K
8.3%
$15K-$20K
5.3%
$20K-$25K
3.0%
$25K-$30K
12.4%
$30K-$35K
4.1%
$35K-$40K
4.7%
$40K-$45K
6.5%
$45K-$50K
1.8%
$50K-$60K
14.8%
$60K-$75K
12.4%
$75K-$100K
10.7%
$100K-$125K
14.2%
$125K-$150K
1.2%
$150K-$200K
0.0%
$200K+
0.0%

Employment

0.0% Unemployment Rate State: 4.9%|National: 5.2%
48.9% Labor Force Participation

Housing Overview

Owner 63.9%
Renter 36.1%
Affordability Index Very Affordable
1.4x home value to income ratio
Median gross rent $672/mo 15.3% of median household income annually

People & Demographics

Diversity Index

18out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 33 | National average: 61

Education

Loyall Rankings in Kentucky

#386 Population of 552
#278 Median Income of 496
#309 Education of 550
#451 Home Value of 495

Other Cities in Harlan County

CityPopulationMedian IncomePovertyHome Value
Harlan 2,160 $32,408 33.1% $89,200
Cumberland 2,037 $35,410 52.8% $66,500
South Wallins 765 $26,336 35.2% $55,300
Benham 725 $44,946 15.7% $53,000
Lynch 709 $30,114 36.7% $58,600
Evarts 648 $34,007 35.4% $71,400
Cawood 596 N/A 6.4% $69,800
Pathfork 542 $49,571 21.1% N/A
Ages 385 $34,063 50.6% $64,400
Wallins Creek 383 N/A 2.6% $177,500

Cities Similar to Loyall

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Wallins Creek383N/A$177,5000.0%2.6%
Meadowview Estates390$56,875$216,70033.4%11.3%
Maceo418N/A$145,5000.0%2.1%
Kenvir358N/A$74,4003.5%44.7%
Virgie424N/A$209,2007.0%38.9%

A note before these figures: with a population of 388, Loyall's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.

Population Overview

Loyall is a small community located in Kentucky, within Harlan County. The total population is 388. It ranks as the 386th most populous out of 552 Census-designated places in Kentucky.

Age Demographics

The median age in Loyall is 39.4 years. This is about the same as the state median of 39.1 years.

Economy, Income & Housing

The median household income in Loyall is $52,734. This is 17% lower than the state median of $63,726. It is also 35% lower than the national median of $80,734. The poverty rate stands at 24.2%. This is 51% higher than the state poverty rate of 16.1%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The survey records no unemployed residents in Loyall, which reflects the size of the sample rather than a labor market without joblessness. The median home value is $75,900. Housing costs are 63% lower than the state median of $205,600. With a home-value-to-income ratio of just 1.4x, Loyall is one of the most affordable housing markets in the area. 63.9% of occupied housing units are owner-occupied. This homeownership rate is 6% lower than the state average of 68.3%.

Race & Ethnicity

Loyall has a predominantly White (non-Hispanic) population, comprising 90.2% of all residents.

Education

15.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 42% lower than the state rate of 27.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 87.3%.

Data Sources & Methodology

All demographic data for Loyall, Kentucky is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Kentucky state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 552 Census-designated places in Kentucky. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Loyall, Kentucky?

Loyall, Kentucky has a population of 388 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Loyall, KY?

The median household income in Loyall is $52,734, which is 35% lower than the national median of $80,734.

What is the poverty rate in Loyall, KY?

The poverty rate in Loyall is 24.2%. This means approximately 94 residents live below the federal poverty line.

What is the racial makeup of Loyall, Kentucky?

Loyall's population is 90.2% White, 0.0% Black, 0.0% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Loyall, KY?

The median home value in Loyall is $75,900. The home-value-to-income ratio is 1.4x.

How educated is Loyall, Kentucky?

15.8% of adults (25+) in Loyall hold a bachelor's degree or higher, and 8.5% hold a graduate or professional degree.