Cumberland, Kentucky Demographics & Population 2026
During the 2020–2024 ACS period, Cumberland, Kentucky had a total population of 2,037, the 169th largest city in Kentucky, with a median household income of $35,410, which is 44% lower than the state average. The poverty rate is 52.8%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Key Takeaways
- Household income is 44% below the state average, indicating significant economic challenges.
- More than 1 in 4 residents live below the poverty line (52.8%), well above the national average of 12.4%.
- Housing is very affordable with a home-value-to-income ratio of just 1.9x.
- Unemployment rate of 30.1% is notably above the national average.
Cumberland Quick Facts
How Cumberland Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 2,234 | 2,037 | -8.8% |
| Median household income | $35,309 | $35,410 | +0.3% |
| Median home value | $61,600 | $66,500 | +8.0% |
How Cumberland Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 33 | National average: 61
Education
Educational Attainment (Adults 25+)
Cumberland Rankings in Kentucky
Explore Kentucky Rankings
Other Cities in Harlan County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Harlan | 2,160 | $32,408 | 33.1% | $89,200 |
| South Wallins | 765 | $26,336 | 35.2% | $55,300 |
| Benham | 725 | $44,946 | 15.7% | $53,000 |
| Lynch | 709 | $30,114 | 36.7% | $58,600 |
| Evarts | 648 | $34,007 | 35.4% | $71,400 |
| Cawood | 596 | N/A | 6.4% | $69,800 |
| Pathfork | 542 | $49,571 | 21.1% | N/A |
| Loyall | 388 | $52,734 | 24.2% | $75,900 |
| Ages | 385 | $34,063 | 50.6% | $64,400 |
| Wallins Creek | 383 | N/A | 2.6% | $177,500 |
Cities Similar to Cumberland
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Hickman | 2,115 | $34,653 | $70,800 | 15.8% | 31.6% |
| Jackson | 2,015 | $32,683 | $77,500 | 13.7% | 27.1% |
| Dawson Springs | 1,951 | $32,838 | $70,000 | 6.3% | 30.5% |
| Greensburg | 2,106 | $39,419 | $140,400 | 14.1% | 21.4% |
| Harlan | 2,160 | $32,408 | $89,200 | 26.3% | 33.1% |
Population Overview
Cumberland is a small community located in Kentucky, within Harlan County. The total population is 2,037. It ranks as the 169th most populous out of 552 Census-designated places in Kentucky.
Age Demographics
The median age in Cumberland is 32.0 years. This is 18% lower than the state median of 39.1 years. With 34.8% of the population under 18, Cumberland has a notably young demographic profile, suggesting a family-oriented community.
Economy, Income & Housing
The median household income in Cumberland is $35,410. This is 44% lower than the state median of $63,726. It is also 56% lower than the national median of $80,734. The poverty rate stands at 52.8%. This is 229% higher than the state poverty rate of 16.1%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 30.1%. This is 519% higher than the state rate of 4.9%. The median home value is $66,500. Housing costs are 68% lower than the state median of $205,600. With a home-value-to-income ratio of just 1.9x, Cumberland is one of the most affordable housing markets in the area. 53.4% of occupied housing units are owner-occupied. This homeownership rate is 22% lower than the state average of 68.3%.
Race & Ethnicity
Cumberland has a predominantly White (non-Hispanic) population, comprising 90.9% of all residents. Black or African American residents account for 2.4%. The Black or African American population (2.4%) is well below the state average of 7.5%.
Education
12.3% of residents aged 25 and older hold a bachelor's degree or higher. This is 55% lower than the state rate of 27.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 76.5%.
Data Sources & Methodology
All demographic data for Cumberland, Kentucky is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Kentucky state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 552 Census-designated places in Kentucky. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
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Frequently Asked Questions
What is the population of Cumberland, Kentucky?
Cumberland, Kentucky has a population of 2,037 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Cumberland, KY?
The median household income in Cumberland is $35,410, which is 56% lower than the national median of $80,734.
What is the poverty rate in Cumberland, KY?
The poverty rate in Cumberland is 52.8%. This means approximately 1,037 residents live below the federal poverty line.
What is the racial makeup of Cumberland, Kentucky?
Cumberland's population is 90.9% White, 2.4% Black, 0.0% Hispanic/Latino, and 0.0% Asian.
What is the median home value in Cumberland, KY?
The median home value in Cumberland is $66,500. The home-value-to-income ratio is 1.9x.
How educated is Cumberland, Kentucky?
12.3% of adults (25+) in Cumberland hold a bachelor's degree or higher, and 3.9% hold a graduate or professional degree.