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Madison County, Kentucky Demographics 2026

Madison County, Kentucky has a population of 95,769, the 8th most populous county in Kentucky. The median household income is $63,351 and the median home value is $232,000. The poverty rate is 15.1%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Madison County Quick Facts

Population 95,769
Median Household Income $63,351
Median Home Value $232,000
Poverty Rate 15.1%
Unemployment Rate 5.1%
Median Age 34.7 years
Homeownership Rate 62.0%
Affordability Ratio 3.7x
Bachelor's Degree+ 34.4%
High School Graduation 91.2%
Cities/Places 2
Population 95,769 8th of 120
Median Income $63,351 about the same as state
Poverty Rate 15.1%
Unemployment 5.1%

How Madison County Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population94,06495,769+1.8%
Median household income$62,407$63,351+1.5%
Median home value$220,700$232,000+5.1%

Economy & Housing

Household Income Distribution

Under $25K 18.1%
$25K-$50K 20.8%
$50K-$100K 30.8%
$100K+ 30.3%
Detailed income brackets
Under $10K
5.5%
$10K-$15K
4.6%
$15K-$20K
4.0%
$20K-$25K
4.0%
$25K-$30K
3.4%
$30K-$35K
3.8%
$35K-$40K
4.7%
$40K-$45K
4.2%
$45K-$50K
4.7%
$50K-$60K
7.8%
$60K-$75K
10.4%
$75K-$100K
12.6%
$100K-$125K
10.3%
$125K-$150K
6.2%
$150K-$200K
7.6%
$200K+
6.2%

Employment

5.1% Unemployment Rate State: 4.9%|National: 5.2%
63.4% Labor Force Participation

Housing Overview

Owner 62.0%
Renter 38.0%
Affordability Index Affordable
3.7x home value to income ratio
Median gross rent $889/mo 16.8% of median household income annually

People & Demographics

Diversity Index

23out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 33 | National average: 61

Education

Cities & Places in Madison County

CityPopulationMedian IncomePovertyHome Value
Richmond37,111$50,87019.5%$214,900
Berea15,786$59,49517.8%$199,900

Population Overview

Madison County is located in Kentucky with a total population of 95,769. It is the 8th most populous county out of 120 in Kentucky. The county encompasses 2 Census-designated places.

Age Demographics

The median age in Madison County is 34.7 years. This is 11% lower than the state median of 39.1 years.

Economy, Income & Housing

The median household income in Madison County is $63,351. This is about the same as the state median of $63,726. It is also 22% lower than the national median of $80,734. The poverty rate stands at 15.1%. This is 6% lower than the state poverty rate of 16.1%. The unemployment rate is 5.1%. This is 4% higher than the state rate of 4.9%. The median home value is $232,000. Housing costs are 13% higher than the state median of $205,600. The home-value-to-income ratio is 3.7x. 62.0% of occupied housing units are owner-occupied. This homeownership rate is 9% lower than the state average of 68.3%.

Race & Ethnicity

Madison County has a predominantly White (non-Hispanic) population, comprising 87.6% of all residents. Black or African American residents account for 3.9%.

Education

34.4% of residents aged 25 and older hold a bachelor's degree or higher. This places Madison County in the top 10% of all counties in the state for educational attainment. This is 25% higher than the state rate of 27.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 91.2%.

Data Sources & Methodology

All figures for Madison County come from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates, with comparisons drawn against Kentucky and national averages from the same dataset. See our methodology page for how each metric is defined, or data.census.gov for official tables with margins of error.

Frequently Asked Questions

What is the population of Madison County, Kentucky?

Madison County has a population of 95,769, making it the 8th most populous county in Kentucky.

What is the median income in Madison County?

The median household income in Madison County is $63,351 with a poverty rate of 15.1%.

How many cities are in Madison County, Kentucky?

Madison County contains 2 Census-designated places.