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Richmond, Kentucky Demographics & Population 2026

During the 2020–2024 ACS period, Richmond, Kentucky had a total population of 37,111, the 7th largest city in Kentucky, with a median household income of $50,870, which is 20% lower than the state average. The poverty rate is 19.5%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Richmond Quick Facts

Population 37,111
Median Household Income $50,870
Median Home Value $214,900
Poverty Rate 19.5%
Unemployment Rate 6.7%
Median Age 28.4 years
Homeownership Rate 38.3%
Affordability Ratio 4.2x
Bachelor's Degree or Higher 34.9%
High School Graduation Rate 90.1%
Diversity Index 30/100
Population 37,111 7th of 552
Median Income $50,870 average
Poverty Rate 19.5% 57% higher than national
Median Home Value $214,900 top 30%

How Richmond Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population35,49837,111+4.5%
Median household income$48,223$50,870+5.5%
Median home value$205,900$214,900+4.4%

How Richmond Compares

Economy & Housing

Household Income Distribution

Under $25K 21.5%
$25K-$50K 27.0%
$50K-$100K 30.6%
$100K+ 20.9%
Detailed income brackets
Under $10K
5.9%
$10K-$15K
4.8%
$15K-$20K
5.5%
$20K-$25K
5.3%
$25K-$30K
3.9%
$30K-$35K
5.1%
$35K-$40K
7.5%
$40K-$45K
4.9%
$45K-$50K
5.6%
$50K-$60K
9.1%
$60K-$75K
8.8%
$75K-$100K
12.7%
$100K-$125K
7.5%
$125K-$150K
4.0%
$150K-$200K
5.4%
$200K+
3.9%

Employment

6.7% Unemployment Rate State: 4.9%|National: 5.2%
67.8% Labor Force Participation

Housing Overview

Owner 38.3%
Renter 61.7%
Affordability Index Moderate
4.2x home value to income ratio
Median gross rent $917/mo 21.6% of median household income annually

People & Demographics

Diversity Index

30out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 33 | National average: 61

Education

Richmond Rankings in Kentucky

#7 Population of 552
#297 Median Income of 496
#135 Education of 550
#145 Home Value of 495

Other Cities in Madison County

CityPopulationMedian IncomePovertyHome Value
Berea 15,786 $59,495 17.8% $199,900

Cities Similar to Richmond

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Covington41,110$61,166$187,30032.3%20.8%
Hopkinsville30,906$49,139$172,10023.3%19.3%
Elizabethtown32,576$60,760$245,90028.2%17.0%
Georgetown39,117$80,088$265,40034.1%12.1%
Frankfort28,503$53,073$183,70028.4%19.1%

Population Overview

Richmond is a mid-sized community located in Kentucky, within Madison County. The total population is 37,111. It ranks as the 7th most populous out of 552 Census-designated places in Kentucky.

Age Demographics

The median age in Richmond is 28.4 years. This is 27% lower than the state median of 39.1 years.

Economy, Income & Housing

The median household income in Richmond is $50,870. This is 20% lower than the state median of $63,726. It is also 37% lower than the national median of $80,734. The poverty rate stands at 19.5%. This is 22% higher than the state poverty rate of 16.1%. The unemployment rate is 6.7%. This is 37% higher than the state rate of 4.9%. The median home value is $214,900. Housing costs are 5% higher than the state median of $205,600. The home-value-to-income ratio is 4.2x. 38.3% of occupied housing units are owner-occupied. This homeownership rate is 44% lower than the state average of 68.3%.

Race & Ethnicity

The largest racial or ethnic group in Richmond is White (non-Hispanic), making up 83.5% of the population. Black or African American residents account for 5.8%.

Education

34.9% of residents aged 25 and older hold a bachelor's degree or higher. This is 27% higher than the state rate of 27.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 90.1%.

Data Sources & Methodology

All demographic data for Richmond, Kentucky is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Kentucky state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 552 Census-designated places in Kentucky. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Richmond, Kentucky?

Richmond, Kentucky has a population of 37,111 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Richmond, KY?

The median household income in Richmond is $50,870, which is 37% lower than the national median of $80,734.

What is the poverty rate in Richmond, KY?

The poverty rate in Richmond is 19.5%. This means approximately 6,448 residents live below the federal poverty line.

What is the racial makeup of Richmond, Kentucky?

Richmond's population is 83.5% White, 5.8% Black, 4.2% Hispanic/Latino, and 1.4% Asian.

What is the median home value in Richmond, KY?

The median home value in Richmond is $214,900. The home-value-to-income ratio is 4.2x.

How educated is Richmond, Kentucky?

34.9% of adults (25+) in Richmond hold a bachelor's degree or higher, and 14.2% hold a graduate or professional degree.