Montgomery County, Kentucky Demographics 2026

Population Overview

Montgomery County is located in Kentucky with a total population of 28,271. It is the 37th most populous county out of 120 in Kentucky.

Age Demographics

The median age in Montgomery County is 40.6 years. This is 4% higher than the state median of 39.1 years.

Economy, Income & Housing

The median household income in Montgomery County is $57,468. This is 8% lower than the state median of $62,417. Compared to the national median of $78,538, household income here is 27% lower. The poverty rate stands at 15.2%. This is 6% lower than the state poverty rate of 16.1%. The unemployment rate is 4.1%. This is 15% lower than the state rate of 4.8%. The median home value is $163,800. Housing costs are 15% lower than the state median of $192,300. With a home-value-to-income ratio of just 2.9x, Montgomery County is one of the most affordable housing markets in the area. 66.3% of occupied housing units are owner-occupied. This homeownership rate is 3% lower than the state average of 68.3%.

Race & Ethnicity

Montgomery County has a predominantly White (non-Hispanic) population, comprising 92.1% of all residents. Hispanic or Latino residents account for 3.3%. The Black or African American population (2.6%) is well below the state average of 7.8%. The Asian population (0.5%) is well below the state average of 1.5%.

Education

20.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 23% lower than the state rate of 27.0%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 85.0%.