Montgomery County, Kentucky Demographics 2026

Population Overview

Montgomery County is located in Kentucky with a total population of 28,395. It is the 37th most populous county out of 120 in Kentucky. The county encompasses 3 Census-designated places.

Age Demographics

The median age in Montgomery County is 40.4 years. This is 3% higher than the state median of 39.1 years.

Economy, Income & Housing

The median household income in Montgomery County is $56,396. This is 12% lower than the state median of $63,726. It is also 30% lower than the national median of $80,734. The poverty rate stands at 15.4%. This is 4% lower than the state poverty rate of 16.1%. The unemployment rate is 4.0%. This is 18% lower than the state rate of 4.9%. The median home value is $172,200. Housing costs are 16% lower than the state median of $205,600. The home-value-to-income ratio is 3.1x. 68.3% of occupied housing units are owner-occupied.

Race & Ethnicity

Montgomery County has a predominantly White (non-Hispanic) population, comprising 91.6% of all residents. Hispanic or Latino residents account for 3.5%. The Black or African American population (1.4%) is well below the state average of 7.5%. The Asian population (0.5%) is well below the state average of 1.6%.

Education

20.9% of residents aged 25 and older hold a bachelor's degree or higher. This is 24% lower than the state rate of 27.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 86.5%.

Data Sources & Methodology

All figures for Montgomery County come from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates, with comparisons drawn against Kentucky and national averages from the same dataset. See our methodology page for how each metric is defined, or data.census.gov for official tables with margins of error.