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Mount Sterling, Kentucky Demographics & Population 2026

During the 2020–2024 ACS period, Mount Sterling, Kentucky had a total population of 7,551, the 61st largest city in Kentucky, with a median household income of $55,827, which is 12% lower than the state average. The poverty rate is 16.9%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Mount Sterling Quick Facts

Population 7,551
Median Household Income $55,827
Median Home Value $187,600
Poverty Rate 16.9%
Unemployment Rate 3.7%
Median Age 37.8 years
Homeownership Rate 52.1%
Affordability Ratio 3.4x
Bachelor's Degree or Higher 23.6%
High School Graduation Rate 88.9%
Diversity Index 17/100
Population 7,551 61st of 552
Median Income $55,827 average
Poverty Rate 16.9% 36% higher than national
Median Home Value $187,600 above average

How Mount Sterling Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population7,5497,551+0.0%
Median household income$50,843$55,827+9.8%
Median home value$178,200$187,600+5.3%

How Mount Sterling Compares

Economy & Housing

Household Income Distribution

Under $25K 24.1%
$25K-$50K 21.2%
$50K-$100K 33.1%
$100K+ 21.7%
Detailed income brackets
Under $10K
5.7%
$10K-$15K
10.4%
$15K-$20K
4.1%
$20K-$25K
3.8%
$25K-$30K
6.4%
$30K-$35K
2.9%
$35K-$40K
3.2%
$40K-$45K
2.4%
$45K-$50K
6.3%
$50K-$60K
7.3%
$60K-$75K
10.5%
$75K-$100K
15.2%
$100K-$125K
7.6%
$125K-$150K
8.5%
$150K-$200K
2.7%
$200K+
2.8%

Employment

3.7% Unemployment Rate State: 4.9%|National: 5.2%
61.1% Labor Force Participation

Housing Overview

Owner 52.1%
Renter 47.9%
Affordability Index Affordable
3.4x home value to income ratio
Median gross rent $699/mo 15.0% of median household income annually

People & Demographics

Diversity Index

17out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 33 | National average: 61

Education

Mount Sterling Rankings in Kentucky

#61 Population of 552
#252 Median Income of 496
#207 Education of 550
#182 Home Value of 495

Other Cities in Montgomery County

CityPopulationMedian IncomePovertyHome Value
Jeffersonville 1,651 $56,250 16.1% $140,900
Camargo 874 $47,625 26.7% $151,400

Cities Similar to Mount Sterling

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Flatwoods7,269$59,972$114,60015.8%18.4%
London7,561$47,591$170,20018.0%30.1%
Oak Grove7,962$49,354$148,70011.0%23.1%
Corbin8,246$51,065$166,00025.5%26.0%
Russellville7,316$45,484$168,70014.1%20.7%

Population Overview

Mount Sterling is a small city located in Kentucky, within Montgomery County. The total population is 7,551. It ranks as the 61st most populous out of 552 Census-designated places in Kentucky.

Age Demographics

The median age in Mount Sterling is 37.8 years. This is 3% lower than the state median of 39.1 years.

Economy, Income & Housing

The median household income in Mount Sterling is $55,827. This is 12% lower than the state median of $63,726. It is also 31% lower than the national median of $80,734. The poverty rate stands at 16.9%. This is 5% higher than the state poverty rate of 16.1%. The unemployment rate is 3.7%. This is 24% lower than the state rate of 4.9%. The median home value is $187,600. Housing costs are 9% lower than the state median of $205,600. The home-value-to-income ratio is 3.4x. 52.1% of occupied housing units are owner-occupied. This homeownership rate is 24% lower than the state average of 68.3%.

Race & Ethnicity

Mount Sterling has a predominantly White (non-Hispanic) population, comprising 91.1% of all residents. Black or African American residents account for 2.5%. The Black or African American population (2.5%) is well below the state average of 7.5%. The Hispanic or Latino population (2.3%) is well below the state average of 5.0%.

Education

23.6% of residents aged 25 and older hold a bachelor's degree or higher. This is 14% lower than the state rate of 27.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 88.9%.

Data Sources & Methodology

All demographic data for Mount Sterling, Kentucky is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Kentucky state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 552 Census-designated places in Kentucky. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

Free data download: Get all Kentucky city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Mount Sterling, Kentucky?

Mount Sterling, Kentucky has a population of 7,551 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Mount Sterling, KY?

The median household income in Mount Sterling is $55,827, which is 31% lower than the national median of $80,734.

What is the poverty rate in Mount Sterling, KY?

The poverty rate in Mount Sterling is 16.9%. This means approximately 1,234 residents live below the federal poverty line.

What is the racial makeup of Mount Sterling, Kentucky?

Mount Sterling's population is 91.1% White, 2.5% Black, 2.3% Hispanic/Latino, and 1.2% Asian.

What is the median home value in Mount Sterling, KY?

The median home value in Mount Sterling is $187,600. The home-value-to-income ratio is 3.4x.

How educated is Mount Sterling, Kentucky?

23.6% of adults (25+) in Mount Sterling hold a bachelor's degree or higher, and 9.0% hold a graduate or professional degree.