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Annapolis, Maryland Demographics & Population 2026

During the 2020–2024 ACS period, Annapolis, Maryland had a total population of 40,720, the 24th largest city in Maryland, with a median household income of $113,860, which is 10% higher than the state average. The poverty rate is 7.8%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Annapolis Quick Facts

Population 40,720
Median Household Income $113,860
Median Home Value $548,900
Poverty Rate 7.8%
Unemployment Rate 3.7%
Median Age 43.0 years
Homeownership Rate 62.0%
Affordability Ratio 4.8x
Bachelor's Degree or Higher 53.8%
High School Graduation Rate 91.0%
Diversity Index 61/100
Population 40,720 24th of 527
Median Income $113,860 average
Poverty Rate 7.8% 38% lower than national
Median Home Value $548,900 top 20%

How Annapolis Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population40,74440,720-0.1%
Median household income$104,257$113,860+9.2%
Median home value$510,200$548,900+7.6%

How Annapolis Compares

Economy & Housing

Household Income Distribution

Under $25K 10.3%
$25K-$50K 8.5%
$50K-$100K 24.3%
$100K+ 56.9%
Detailed income brackets
Under $10K
4.2%
$10K-$15K
1.2%
$15K-$20K
2.1%
$20K-$25K
2.7%
$25K-$30K
1.8%
$30K-$35K
1.3%
$35K-$40K
2.3%
$40K-$45K
1.9%
$45K-$50K
1.2%
$50K-$60K
5.3%
$60K-$75K
6.4%
$75K-$100K
12.6%
$100K-$125K
11.9%
$125K-$150K
7.6%
$150K-$200K
13.4%
$200K+
24.0%

Employment

3.7% Unemployment Rate State: 4.9%|National: 5.2%
68.0% Labor Force Participation

Housing Overview

Owner 62.0%
Renter 38.0%
Affordability Index Moderate
4.8x home value to income ratio
Median gross rent $1,860/mo 19.6% of median household income annually

People & Demographics

Diversity Index

61out of 100
High Diversity

A diverse community with significant representation from multiple racial and ethnic groups.

State average: 68 | National average: 61

Education

Annapolis Rankings in Maryland

#24 Population of 527
#197 Median Income of 463
#106 Education of 527
#94 Home Value of 471

Other Cities in Anne Arundel County

CityPopulationMedian IncomePovertyHome Value
Glen Burnie 72,590 $88,280 9.3% $348,900
Severn 58,402 $134,423 5.7% $479,200
Odenton 45,002 $128,441 4.5% $435,300
Severna Park 40,228 $169,953 2.8% $647,200
Pasadena 34,309 $129,727 5.7% $423,400
Crofton 29,549 $150,577 2.9% $519,900
Arnold 24,303 $141,639 3.1% $564,200
Maryland City 19,186 $117,337 8.9% $424,900
Lake Shore 18,249 $130,689 6.4% $473,600
Ferndale 17,529 $94,948 8.2% $327,600

Cities Similar to Annapolis

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Catonsville43,368$114,109$416,90054.7%6.9%
Clinton38,376$124,803$431,40033.6%7.7%
Odenton45,002$128,441$435,30053.1%4.5%
Woodlawn (Baltimore County)40,379$82,466$294,20035.5%11.6%
Owings Mills37,245$96,243$361,00047.1%5.6%

Population Overview

Annapolis is a mid-sized community located in Maryland, within Anne Arundel County. The total population is 40,720. It ranks as the 24th most populous out of 527 Census-designated places in Maryland.

Age Demographics

The median age in Annapolis is 43.0 years. This is 9% higher than the state median of 39.4 years.

Economy, Income & Housing

The median household income in Annapolis is $113,860. This is 10% higher than the state median of $103,678. It is also 41% higher than the national median of $80,734. The poverty rate stands at 7.8%. This is 18% lower than the state poverty rate of 9.4%. The unemployment rate is 3.7%. This is 24% lower than the state rate of 4.9%. The median home value is $548,900. Housing costs are 31% higher than the state median of $419,900. The home-value-to-income ratio is 4.8x. 62.0% of occupied housing units are owner-occupied. This homeownership rate is 8% lower than the state average of 67.6%.

Race & Ethnicity

The largest racial or ethnic group in Annapolis is White (non-Hispanic), making up 57.3% of the population. Black or African American residents account for 20.2%. The Asian population (3.0%) is well below the state average of 6.5%.

Education

53.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 24% higher than the state rate of 43.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 91.0%. Notably, 25.7% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Annapolis, Maryland is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Maryland state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 527 Census-designated places in Maryland. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Annapolis, Maryland?

Annapolis, Maryland has a population of 40,720 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Annapolis, MD?

The median household income in Annapolis is $113,860, which is 41% higher than the national median of $80,734.

What is the poverty rate in Annapolis, MD?

The poverty rate in Annapolis is 7.8%. This means approximately 3,115 residents live below the federal poverty line.

What is the racial makeup of Annapolis, Maryland?

Annapolis's population is 57.3% White, 20.2% Black, 14.8% Hispanic/Latino, and 3.0% Asian.

What is the median home value in Annapolis, MD?

The median home value in Annapolis is $548,900. The home-value-to-income ratio is 4.8x.

How educated is Annapolis, Maryland?

53.8% of adults (25+) in Annapolis hold a bachelor's degree or higher, and 25.7% hold a graduate or professional degree.