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Calvert County, Maryland Demographics 2026

Calvert County, Maryland has a population of 94,313, the 15th most populous county in Maryland. The median household income is $133,922 and the median home value is $460,200. The poverty rate is 3.9%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Calvert County Quick Facts

Population 94,313
Median Household Income $133,922
Median Home Value $460,200
Poverty Rate 3.9%
Unemployment Rate 2.7%
Median Age 40.8 years
Homeownership Rate 87.2%
Affordability Ratio 3.4x
Bachelor's Degree+ 37.0%
High School Graduation 94.9%
Cities/Places 14
Population 94,313 15th of 24
Median Income $133,922 29% higher than state
Poverty Rate 3.9%
Unemployment 2.7%

How Calvert County Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population93,79194,313+0.6%
Median household income$132,059$133,922+1.4%
Median home value$440,200$460,200+4.5%

Economy & Housing

Household Income Distribution

Under $25K 6.3%
$25K-$50K 7.5%
$50K-$100K 20.6%
$100K+ 65.6%
Detailed income brackets
Under $10K
2.1%
$10K-$15K
1.2%
$15K-$20K
1.1%
$20K-$25K
1.7%
$25K-$30K
0.9%
$30K-$35K
1.5%
$35K-$40K
1.1%
$40K-$45K
2.1%
$45K-$50K
1.9%
$50K-$60K
3.0%
$60K-$75K
6.1%
$75K-$100K
11.5%
$100K-$125K
11.6%
$125K-$150K
10.3%
$150K-$200K
17.3%
$200K+
26.4%

Employment

2.7% Unemployment Rate State: 4.9%|National: 5.2%
66.6% Labor Force Participation

Housing Overview

Owner 87.2%
Renter 12.8%
Affordability Index Affordable
3.4x home value to income ratio
Median gross rent $1,759/mo 15.8% of median household income annually

People & Demographics

Diversity Index

44out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 68 | National average: 61

Education

Cities & Places in Calvert County

CityPopulationMedian IncomePovertyHome Value
Chesapeake Ranch Estates9,241$102,6694.5%$286,700
Chesapeake Beach6,456$138,8952.8%$444,600
Drum Point3,589$109,2314.1%$415,800
Prince Frederick2,955$80,39111.0%$404,400
Huntingtown2,689$185,3135.3%$589,900
Owings2,643$176,3781.2%$602,900
Lusby2,595$151,7112.1%$423,800
Solomons2,440$94,9630.6%$436,800
North Beach2,296$83,9335.1%$394,000
Dunkirk2,166$149,2711.8%$561,300
Long Beach1,849$126,6831.3%$441,000
Calvert Beach1,074$90,0002.1%$323,300
St. Leonard726$186,0710.0%$477,500
Broomes Island460N/A0.0%$390,200

Population Overview

Calvert County is located in Maryland with a total population of 94,313. It is the 15th most populous county out of 24 in Maryland. The county encompasses 14 Census-designated places.

Age Demographics

The median age in Calvert County is 40.8 years. This is 4% higher than the state median of 39.4 years.

Economy, Income & Housing

The median household income in Calvert County is $133,922. This is 29% higher than the state median of $103,678. It is also 66% higher than the national median of $80,734. The poverty rate stands at 3.9%. This is 59% lower than the state poverty rate of 9.4%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 2.7%. This is 45% lower than the state rate of 4.9%. The median home value is $460,200. Housing costs are 10% higher than the state median of $419,900. The home-value-to-income ratio is 3.4x. 87.2% of occupied housing units are owner-occupied. This homeownership rate is 29% higher than the state average of 67.6%.

Race & Ethnicity

The largest racial or ethnic group in Calvert County is White (non-Hispanic), making up 73.6% of the population. Black or African American residents account for 11.9%. The White (non-Hispanic) population is significantly higher than the state average (73.6% vs 46.6%). The Black or African American population (11.9%) is well below the state average of 28.9%. The Hispanic or Latino population (5.2%) is well below the state average of 12.5%. The Asian population (1.9%) is well below the state average of 6.5%.

Education

37.0% of residents aged 25 and older hold a bachelor's degree or higher. This is 15% lower than the state rate of 43.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 94.9%. Notably, 16.6% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All figures for Calvert County come from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates, with comparisons drawn against Maryland and national averages from the same dataset. See our methodology page for how each metric is defined, or data.census.gov for official tables with margins of error.

Frequently Asked Questions

What is the population of Calvert County, Maryland?

Calvert County has a population of 94,313, making it the 15th most populous county in Maryland.

What is the median income in Calvert County?

The median household income in Calvert County is $133,922 with a poverty rate of 3.9%.

How many cities are in Calvert County, Maryland?

Calvert County contains 14 Census-designated places.