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Chesapeake Beach, Maryland Demographics & Population 2026

During the 2020–2024 ACS period, Chesapeake Beach, Maryland had a total population of 6,456, the 178th largest town in Maryland, with a median household income of $138,895, which is 34% higher than the state average. The poverty rate is 2.8%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Chesapeake Beach Quick Facts

Population 6,456
Median Household Income $138,895
Median Home Value $444,600
Poverty Rate 2.8%
Unemployment Rate 2.0%
Median Age 41.9 years
Homeownership Rate 82.8%
Affordability Ratio 3.2x
Bachelor's Degree or Higher 49.0%
High School Graduation Rate 96.3%
Diversity Index 45/100
Population 6,456 178th of 527
Median Income $138,895 top 30%
Poverty Rate 2.8% 78% lower than national
Median Home Value $444,600 above average

How Chesapeake Beach Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population6,4286,456+0.4%
Median household income$135,888$138,895+2.2%
Median home value$438,300$444,600+1.4%

How Chesapeake Beach Compares

Economy & Housing

Household Income Distribution

Under $25K 11.3%
$25K-$50K 3.8%
$50K-$100K 15.4%
$100K+ 69.5%
Detailed income brackets
Under $10K
0.0%
$10K-$15K
4.7%
$15K-$20K
1.0%
$20K-$25K
5.6%
$25K-$30K
2.3%
$30K-$35K
0.0%
$35K-$40K
0.4%
$40K-$45K
1.1%
$45K-$50K
0.0%
$50K-$60K
1.4%
$60K-$75K
4.2%
$75K-$100K
9.8%
$100K-$125K
15.4%
$125K-$150K
12.7%
$150K-$200K
18.4%
$200K+
23.1%

Employment

2.0% Unemployment Rate State: 4.9%|National: 5.2%
69.7% Labor Force Participation

Housing Overview

Owner 82.8%
Renter 17.2%
Affordability Index Affordable
3.2x home value to income ratio
Median gross rent $1,756/mo 15.2% of median household income annually

People & Demographics

Diversity Index

45out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 68 | National average: 61

Education

Chesapeake Beach Rankings in Maryland

#178 Population of 527
#112 Median Income of 463
#140 Education of 527
#169 Home Value of 471

Other Cities in Calvert County

CityPopulationMedian IncomePovertyHome Value
Chesapeake Ranch Estates 9,241 $102,669 4.5% $286,700
Drum Point 3,589 $109,231 4.1% $415,800
Prince Frederick 2,955 $80,391 11.0% $404,400
Huntingtown 2,689 $185,313 5.3% $589,900
Owings 2,643 $176,378 1.2% $602,900
Lusby 2,595 $151,711 2.1% $423,800
Solomons 2,440 $94,963 0.6% $436,800
North Beach 2,296 $83,933 5.1% $394,000
Dunkirk 2,166 $149,271 1.8% $561,300
Long Beach 1,849 $126,683 1.3% $441,000

Cities Similar to Chesapeake Beach

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Walkersville6,414$130,893$488,30043.7%2.4%
Forest Glen6,840$127,820$606,10065.2%7.0%
Spring Ridge5,922$145,625$489,00054.7%1.8%
Cheverly6,096$123,535$470,70052.6%6.3%
Lutherville6,574$113,563$443,90068.4%4.2%

Population Overview

Chesapeake Beach is a small city located in Maryland, within Calvert County. The total population is 6,456. It ranks as the 178th most populous out of 527 Census-designated places in Maryland.

Age Demographics

The median age in Chesapeake Beach is 41.9 years. This is 6% higher than the state median of 39.4 years.

Economy, Income & Housing

The median household income in Chesapeake Beach is $138,895. This is 34% higher than the state median of $103,678. It is also 72% higher than the national median of $80,734. The poverty rate stands at 2.8%. This is 70% lower than the state poverty rate of 9.4%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 2.0%. This is 58% lower than the state rate of 4.9%. The median home value is $444,600. Housing costs are 6% higher than the state median of $419,900. The home-value-to-income ratio is 3.2x. 82.8% of occupied housing units are owner-occupied. This homeownership rate is 22% higher than the state average of 67.6%.

Race & Ethnicity

The largest racial or ethnic group in Chesapeake Beach is White (non-Hispanic), making up 72.8% of the population. Black or African American residents account for 7.6%. The White (non-Hispanic) population is significantly higher than the state average (72.8% vs 46.6%). The Black or African American population (7.6%) is well below the state average of 28.9%. The Hispanic or Latino population (3.2%) is well below the state average of 12.5%.

Education

49.0% of residents aged 25 and older hold a bachelor's degree or higher. This is 13% higher than the state rate of 43.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 96.3%. Notably, 25.4% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Chesapeake Beach, Maryland is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Maryland state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 527 Census-designated places in Maryland. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Chesapeake Beach, Maryland?

Chesapeake Beach, Maryland has a population of 6,456 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Chesapeake Beach, MD?

The median household income in Chesapeake Beach is $138,895, which is 72% higher than the national median of $80,734.

What is the poverty rate in Chesapeake Beach, MD?

The poverty rate in Chesapeake Beach is 2.8%. This means approximately 180 residents live below the federal poverty line.

What is the racial makeup of Chesapeake Beach, Maryland?

Chesapeake Beach's population is 72.8% White, 7.6% Black, 3.2% Hispanic/Latino, and 4.2% Asian.

What is the median home value in Chesapeake Beach, MD?

The median home value in Chesapeake Beach is $444,600. The home-value-to-income ratio is 3.2x.

How educated is Chesapeake Beach, Maryland?

49.0% of adults (25+) in Chesapeake Beach hold a bachelor's degree or higher, and 25.4% hold a graduate or professional degree.