St. James, Maryland Demographics & Population 2026
During the 2020–2024 ACS period, St. James, Maryland had a total population of 4,824, the 207th largest community in Maryland, with a median household income of $97,361, which is 6% lower than the state average. The poverty rate is 4.2%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Key Takeaways
- An exceptionally low poverty rate of 4.2% — among the lowest in Maryland.
- Near full employment with an unemployment rate of just 1.4%.
St. James Quick Facts
How St. James Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 4,581 | 4,824 | +5.3% |
| Median household income | $103,105 | $97,361 | -5.6% |
| Median home value | $390,800 | $409,000 | +4.7% |
How St. James Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A diverse community with significant representation from multiple racial and ethnic groups.
State average: 68 | National average: 61
Education
Educational Attainment (Adults 25+)
St. James Rankings in Maryland
Explore Maryland Rankings
Other Cities in Washington County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Hagerstown | 43,665 | $52,221 | 21.9% | $224,500 |
| Halfway | 10,849 | $71,036 | 10.5% | $253,300 |
| Robinwood | 8,042 | $90,840 | 11.3% | $341,300 |
| Fountainhead-Orchard Hills | 6,567 | $103,340 | 8.8% | $333,000 |
| Boonsboro | 3,809 | $95,956 | 3.3% | $352,400 |
| Maugansville | 3,624 | $79,019 | 9.0% | $321,800 |
| Smithsburg | 3,115 | $100,673 | 15.7% | $337,500 |
| Paramount-Long Meadow | 2,569 | $122,262 | 2.9% | $374,200 |
| Williamsport | 1,949 | $61,607 | 23.3% | $227,900 |
| Wilson-Conococheague | 1,663 | $64,296 | 18.0% | $224,600 |
Cities Similar to St. James
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Chester | 4,797 | $102,399 | $487,400 | 40.9% | 8.1% |
| Centreville | 4,761 | $89,602 | $449,900 | 44.7% | 5.4% |
| West Ocean City | 5,198 | $97,165 | $423,700 | 38.2% | 6.4% |
| National Harbor | 4,454 | $109,707 | $472,500 | 55.1% | 13.4% |
| Peppermill Village | 5,238 | $85,685 | $345,900 | 20.9% | 8.1% |
Population Overview
St. James is a small community located in Maryland, within Washington County. The total population is 4,824. It ranks as the 207th most populous out of 527 Census-designated places in Maryland.
Age Demographics
The median age in St. James is 40.9 years. This is 4% higher than the state median of 39.4 years.
Economy, Income & Housing
The median household income in St. James is $97,361. This is 6% lower than the state median of $103,678. It is also 21% higher than the national median of $80,734. The poverty rate stands at 4.2%. This is 56% lower than the state poverty rate of 9.4%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 1.4%. This is 72% lower than the state rate of 4.9%. The median home value is $409,000. Housing costs are 3% lower than the state median of $419,900. The home-value-to-income ratio is 4.2x. 79.9% of occupied housing units are owner-occupied. This homeownership rate is 18% higher than the state average of 67.6%.
Race & Ethnicity
The largest racial or ethnic group in St. James is White (non-Hispanic), making up 64.5% of the population. Hispanic or Latino residents account for 12.7%. The Black or African American population (10.6%) is well below the state average of 28.9%. The Asian population (2.0%) is well below the state average of 6.5%.
Education
28.9% of residents aged 25 and older hold a bachelor's degree or higher. This is 34% lower than the state rate of 43.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 91.7%.
Data Sources & Methodology
All demographic data for St. James, Maryland is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Maryland state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 527 Census-designated places in Maryland. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
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Frequently Asked Questions
What is the population of St. James, Maryland?
St. James, Maryland has a population of 4,824 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in St. James, MD?
The median household income in St. James is $97,361, which is 21% higher than the national median of $80,734.
What is the poverty rate in St. James, MD?
The poverty rate in St. James is 4.2%. This means approximately 197 residents live below the federal poverty line.
What is the racial makeup of St. James, Maryland?
St. James's population is 64.5% White, 10.6% Black, 12.7% Hispanic/Latino, and 2.0% Asian.
What is the median home value in St. James, MD?
The median home value in St. James is $409,000. The home-value-to-income ratio is 4.2x.
How educated is St. James, Maryland?
28.9% of adults (25+) in St. James hold a bachelor's degree or higher, and 11.8% hold a graduate or professional degree.