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Swampscott, Massachusetts Demographics & Population 2026

During the 2020–2024 ACS period, Swampscott, Massachusetts had a total population of 15,277, the 80th largest community in Massachusetts, with a median household income of $134,386, which is 29% higher than the state average. The poverty rate is 7.1%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Swampscott Quick Facts

Population 15,277
Median Household Income $134,386
Median Home Value $771,100
Poverty Rate 7.1%
Unemployment Rate 6.1%
Median Age 44.5 years
Homeownership Rate 75.9%
Affordability Ratio 5.7x
Bachelor's Degree or Higher 62.2%
High School Graduation Rate 96.0%
Diversity Index 28/100
Population 15,277 80th of 248
Median Income $134,386 top 30%
Poverty Rate 7.1% 43% lower than national
Median Home Value $771,100 top 20%

How Swampscott Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population15,20915,277+0.4%
Median household income$128,964$134,386+4.2%
Median home value$690,800$771,100+11.6%

How Swampscott Compares

Economy & Housing

Household Income Distribution

Under $25K 11.8%
$25K-$50K 12.3%
$50K-$100K 14.5%
$100K+ 61.5%
Detailed income brackets
Under $10K
4.5%
$10K-$15K
2.0%
$15K-$20K
2.9%
$20K-$25K
2.5%
$25K-$30K
6.1%
$30K-$35K
1.3%
$35K-$40K
1.3%
$40K-$45K
2.3%
$45K-$50K
1.3%
$50K-$60K
2.4%
$60K-$75K
3.8%
$75K-$100K
8.3%
$100K-$125K
9.2%
$125K-$150K
6.4%
$150K-$200K
13.0%
$200K+
32.8%

Employment

6.1% Unemployment Rate State: 5.1%|National: 5.2%
66.6% Labor Force Participation

Housing Overview

Owner 75.9%
Renter 24.1%
Affordability Index Expensive
5.7x home value to income ratio
Median gross rent $2,303/mo 20.6% of median household income annually

People & Demographics

Diversity Index

28out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 53 | National average: 61

Education

Swampscott Rankings in Massachusetts

#80 Population of 248
#53 Median Income of 241
#54 Education of 248
#49 Home Value of 242

Other Cities in Essex County

CityPopulationMedian IncomePovertyHome Value
Lynn 101,709 $75,043 13.8% $510,100
Lawrence 88,736 $60,433 17.6% $415,200
Haverhill 67,698 $88,326 11.3% $453,900
Peabody 54,695 $96,657 7.6% $596,200
Salem 44,795 $85,153 12.1% $542,800
Beverly 42,665 $106,044 9.4% $650,300
Gloucester 30,075 $83,883 9.6% $600,600
Saugus 28,773 $101,539 6.0% $603,400
Danvers 28,098 $125,395 4.8% $644,200
Marblehead 20,413 $182,132 4.4% $943,900

Cities Similar to Swampscott

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Longmeadow15,696$149,601$454,10067.1%4.1%
Abington17,053$125,400$539,60040.0%5.2%
Newburyport18,652$139,625$834,00067.0%5.0%
Hudson15,719$90,524$473,30043.5%6.3%
Amesbury17,403$103,554$519,30044.8%7.1%

Population Overview

Swampscott is a small city located in Massachusetts, within Essex County. The total population is 15,277. It ranks as the 80th most populous out of 248 Census-designated places in Massachusetts.

Age Demographics

The median age in Swampscott is 44.5 years. This is 11% higher than the state median of 40.0 years.

Economy, Income & Housing

The median household income in Swampscott is $134,386. This is 29% higher than the state median of $103,960. It is also 66% higher than the national median of $80,734. The poverty rate stands at 7.1%. This is 30% lower than the state poverty rate of 10.0%. The unemployment rate is 6.1%. This is 19% higher than the state rate of 5.1%. The median home value is $771,100. Housing costs are 37% higher than the state median of $562,100. The home-value-to-income ratio is 5.7x. 75.9% of occupied housing units are owner-occupied. This homeownership rate is 21% higher than the state average of 62.5%.

Race & Ethnicity

The largest racial or ethnic group in Swampscott is White (non-Hispanic), making up 84.1% of the population. Hispanic or Latino residents account for 8.9%. The Asian population (1.1%) is well below the state average of 7.2%.

Education

62.2% of residents aged 25 and older hold a bachelor's degree or higher. This is 31% higher than the state rate of 47.3%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 96.0%. Notably, 31.1% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Swampscott, Massachusetts is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Massachusetts state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 248 Census-designated places in Massachusetts. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Swampscott, Massachusetts?

Swampscott, Massachusetts has a population of 15,277 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Swampscott, MA?

The median household income in Swampscott is $134,386, which is 66% higher than the national median of $80,734.

What is the poverty rate in Swampscott, MA?

The poverty rate in Swampscott is 7.1%. This means approximately 1,070 residents live below the federal poverty line.

What is the racial makeup of Swampscott, Massachusetts?

Swampscott's population is 84.1% White, 3.3% Black, 8.9% Hispanic/Latino, and 1.1% Asian.

What is the median home value in Swampscott, MA?

The median home value in Swampscott is $771,100. The home-value-to-income ratio is 5.7x.

How educated is Swampscott, Massachusetts?

62.2% of adults (25+) in Swampscott hold a bachelor's degree or higher, and 31.1% hold a graduate or professional degree.