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Cheboygan County, Michigan Demographics 2026

Cheboygan County, Michigan has a population of 25,865, the 54th most populous county in Michigan. The median household income is $62,875 and the median home value is $192,500. The poverty rate is 12.4%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Cheboygan County Quick Facts

Population 25,865
Median Household Income $62,875
Median Home Value $192,500
Poverty Rate 12.4%
Unemployment Rate 6.1%
Median Age 52.2 years
Homeownership Rate 85.6%
Affordability Ratio 3.1x
Bachelor's Degree+ 24.4%
High School Graduation 91.1%
Cities/Places 4
Population 25,865 54th of 83
Median Income $62,875 14% lower than state
Poverty Rate 12.4%
Unemployment 6.1%

How Cheboygan County Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population25,77825,865+0.3%
Median household income$61,619$62,875+2.0%
Median home value$175,200$192,500+9.9%

Economy & Housing

Household Income Distribution

Under $25K 17.3%
$25K-$50K 22.1%
$50K-$100K 35.0%
$100K+ 25.6%
Detailed income brackets
Under $10K
5.7%
$10K-$15K
3.9%
$15K-$20K
3.9%
$20K-$25K
3.9%
$25K-$30K
5.2%
$30K-$35K
3.9%
$35K-$40K
3.9%
$40K-$45K
6.0%
$45K-$50K
3.0%
$50K-$60K
7.5%
$60K-$75K
12.6%
$75K-$100K
15.0%
$100K-$125K
8.9%
$125K-$150K
4.8%
$150K-$200K
5.7%
$200K+
6.3%

Employment

6.1% Unemployment Rate State: 5.7%|National: 5.2%
51.4% Labor Force Participation

Housing Overview

Owner 85.6%
Renter 14.4%
Affordability Index Affordable
3.1x home value to income ratio
Median gross rent $773/mo 14.8% of median household income annually

People & Demographics

Diversity Index

20out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 45 | National average: 61

Education

Cities & Places in Cheboygan County

CityPopulationMedian IncomePovertyHome Value
Cheboygan4,820$42,29014.9%$123,200
Indian River2,039$62,14010.6%$314,100
Tower275$56,25030.6%$94,800
Wolverine265$67,50034.1%$89,000

Population Overview

Cheboygan County is located in Michigan with a total population of 25,865. It is the 54th most populous county out of 83 in Michigan. The county encompasses 4 Census-designated places.

Age Demographics

The median age in Cheboygan County is 52.2 years. This is 30% higher than the state median of 40.2 years. 11.1% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Cheboygan County is $62,875. This is 14% lower than the state median of $72,875. It is also 22% lower than the national median of $80,734. The poverty rate stands at 12.4%. This is 6% lower than the state poverty rate of 13.2%. The unemployment rate is 6.1%. This is 7% higher than the state rate of 5.7%. The median home value is $192,500. Housing costs are 17% lower than the state median of $231,600. The home-value-to-income ratio is 3.1x. 85.6% of occupied housing units are owner-occupied. This homeownership rate is 17% higher than the state average of 73.2%.

Race & Ethnicity

Cheboygan County has a predominantly White (non-Hispanic) population, comprising 89.0% of all residents. Hispanic or Latino residents account for 1.7%. The Black or African American population (0.9%) is well below the state average of 13.1%. The Hispanic or Latino population (1.7%) is well below the state average of 5.9%. The Asian population (0.5%) is well below the state average of 3.4%.

Education

24.4% of residents aged 25 and older hold a bachelor's degree or higher. This is 25% lower than the state rate of 32.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 91.1%.

Data Sources & Methodology

All figures for Cheboygan County come from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates, with comparisons drawn against Michigan and national averages from the same dataset. See our methodology page for how each metric is defined, or data.census.gov for official tables with margins of error.

Frequently Asked Questions

What is the population of Cheboygan County, Michigan?

Cheboygan County has a population of 25,865, making it the 54th most populous county in Michigan.

What is the median income in Cheboygan County?

The median household income in Cheboygan County is $62,875 with a poverty rate of 12.4%.

How many cities are in Cheboygan County, Michigan?

Cheboygan County contains 4 Census-designated places.