Cheboygan, Michigan Demographics & Population 2026
During the 2020–2024 ACS period, Cheboygan, Michigan had a total population of 4,820, the 184th largest city in Michigan, with a median household income of $42,290, which is 42% lower than the state average. The poverty rate is 14.9%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Key Takeaways
- Household income is 42% below the state average, indicating significant economic challenges.
- Unemployment rate of 9.2% is notably above the national average.
Cheboygan Quick Facts
How Cheboygan Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 4,801 | 4,820 | +0.4% |
| Median household income | $41,338 | $42,290 | +2.3% |
| Median home value | $118,700 | $123,200 | +3.8% |
How Cheboygan Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 45 | National average: 61
Education
Educational Attainment (Adults 25+)
Cheboygan Rankings in Michigan
Explore Michigan Rankings
Other Cities in Cheboygan County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Indian River | 2,039 | $62,140 | 10.6% | $314,100 |
| Tower | 275 | $56,250 | 30.6% | $94,800 |
| Wolverine | 265 | $67,500 | 34.1% | $89,000 |
Cities Similar to Cheboygan
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Ironwood | 4,997 | $41,250 | $83,100 | 22.9% | 17.0% |
| Springfield | 5,269 | $44,808 | $110,800 | 11.9% | 19.1% |
| Davison | 5,076 | $48,814 | $181,200 | 24.1% | 16.1% |
| Caro | 4,290 | $41,595 | $102,700 | 16.4% | 28.7% |
| Gaylord | 4,357 | $44,701 | $192,800 | 24.7% | 8.0% |
Population Overview
Cheboygan is a small community located in Michigan, within Cheboygan County. The total population is 4,820. It ranks as the 184th most populous out of 745 Census-designated places in Michigan.
Age Demographics
The median age in Cheboygan is 43.3 years. This is 8% higher than the state median of 40.2 years.
Economy, Income & Housing
The median household income in Cheboygan is $42,290. This is 42% lower than the state median of $72,875. It is also 48% lower than the national median of $80,734. The poverty rate stands at 14.9%. This is 13% higher than the state poverty rate of 13.2%. The unemployment rate is 9.2%. This is 61% higher than the state rate of 5.7%. The median home value is $123,200. Housing costs are 47% lower than the state median of $231,600. With a home-value-to-income ratio of just 2.9x, Cheboygan is one of the most affordable housing markets in the area. 66.9% of occupied housing units are owner-occupied. This homeownership rate is 9% lower than the state average of 73.2%.
Race & Ethnicity
Cheboygan has a predominantly White (non-Hispanic) population, comprising 87.1% of all residents. Hispanic or Latino residents account for 3.3%. The Black or African American population (2.6%) is well below the state average of 13.1%. The Asian population (0.9%) is well below the state average of 3.4%.
Education
18.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 42% lower than the state rate of 32.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 84.9%.
Data Sources & Methodology
All demographic data for Cheboygan, Michigan is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Michigan state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 745 Census-designated places in Michigan. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
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Frequently Asked Questions
What is the population of Cheboygan, Michigan?
Cheboygan, Michigan has a population of 4,820 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Cheboygan, MI?
The median household income in Cheboygan is $42,290, which is 48% lower than the national median of $80,734.
What is the poverty rate in Cheboygan, MI?
The poverty rate in Cheboygan is 14.9%. This means approximately 695 residents live below the federal poverty line.
What is the racial makeup of Cheboygan, Michigan?
Cheboygan's population is 87.1% White, 2.6% Black, 3.3% Hispanic/Latino, and 0.9% Asian.
What is the median home value in Cheboygan, MI?
The median home value in Cheboygan is $123,200. The home-value-to-income ratio is 2.9x.
How educated is Cheboygan, Michigan?
18.8% of adults (25+) in Cheboygan hold a bachelor's degree or higher, and 5.8% hold a graduate or professional degree.