Indian River, Michigan Demographics & Population 2026
During the 2020–2024 ACS period, Indian River, Michigan had a total population of 2,039, the 303rd largest community in Michigan, with a median household income of $62,140, which is 15% lower than the state average. The poverty rate is 10.6%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Indian River Quick Facts
How Indian River Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 2,210 | 2,039 | -7.7% |
| Median household income | $60,750 | $62,140 | +2.3% |
| Median home value | $218,000 | $314,100 | +44.1% |
How Indian River Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 45 | National average: 61
Education
Educational Attainment (Adults 25+)
Indian River Rankings in Michigan
Explore Michigan Rankings
Other Cities in Cheboygan County
Cities Similar to Indian River
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| East Jordan | 2,023 | $60,104 | $148,000 | 13.3% | 10.5% |
| Berrien Springs | 2,018 | $65,134 | $159,900 | 48.2% | 13.4% |
| Capac | 1,970 | $60,329 | $161,700 | 16.1% | 12.5% |
| Saranac | 2,013 | $66,944 | $202,800 | 19.7% | 15.3% |
| Munising | 1,975 | $59,808 | $117,300 | 29.8% | 4.2% |
Population Overview
Indian River is a small community located in Michigan, within Cheboygan County. The total population is 2,039. It ranks as the 303rd most populous out of 745 Census-designated places in Michigan.
Age Demographics
The median age in Indian River is 62.7 years. This is 56% higher than the state median of 40.2 years. Only 8.4% of residents are under 18, indicating fewer families with children. 18.7% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.
Economy, Income & Housing
The median household income in Indian River is $62,140. This is 15% lower than the state median of $72,875. It is also 23% lower than the national median of $80,734. The poverty rate stands at 10.6%. This is 19% lower than the state poverty rate of 13.2%. The unemployment rate is 3.8%. This is 34% lower than the state rate of 5.7%. The median home value is $314,100. Housing costs are 36% higher than the state median of $231,600. The home-value-to-income ratio is 5.1x. 83.5% of occupied housing units are owner-occupied. This homeownership rate is 14% higher than the state average of 73.2%.
Race & Ethnicity
Indian River has a predominantly White (non-Hispanic) population, comprising 92.6% of all residents. Hispanic or Latino residents account for 0.8%. The Hispanic or Latino population (0.8%) is well below the state average of 5.9%.
Education
46.5% of residents aged 25 and older hold a bachelor's degree or higher. This is 43% higher than the state rate of 32.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 92.4%. Notably, 21.2% of adults hold a graduate or professional degree, indicating a highly educated workforce.
Data Sources & Methodology
All demographic data for Indian River, Michigan is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Michigan state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 745 Census-designated places in Michigan. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
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Frequently Asked Questions
What is the population of Indian River, Michigan?
Indian River, Michigan has a population of 2,039 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Indian River, MI?
The median household income in Indian River is $62,140, which is 23% lower than the national median of $80,734.
What is the poverty rate in Indian River, MI?
The poverty rate in Indian River is 10.6%. This means approximately 217 residents live below the federal poverty line.
What is the racial makeup of Indian River, Michigan?
Indian River's population is 92.6% White, 0.0% Black, 0.8% Hispanic/Latino, and 0.0% Asian.
What is the median home value in Indian River, MI?
The median home value in Indian River is $314,100. The home-value-to-income ratio is 5.1x.
How educated is Indian River, Michigan?
46.5% of adults (25+) in Indian River hold a bachelor's degree or higher, and 21.2% hold a graduate or professional degree.