Horton Bay, Michigan Demographics & Population 2026
During the 2020–2024 ACS period, Horton Bay, Michigan had a total population of 374, the 590th largest community in Michigan, with a median household income of $69,926, which is 4% lower than the state average. The poverty rate is 10.2%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Key Takeaways
- Near full employment with an unemployment rate of just 1.9%.
Horton Bay Quick Facts
How Horton Bay Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 352 | 374 | +6.3% |
| Median household income | $76,833 | $69,926 | -9.0% |
| Median home value | $275,000 | $345,500 | +25.6% |
How Horton Bay Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 45 | National average: 61
Education
Educational Attainment (Adults 25+)
Horton Bay Rankings in Michigan
Explore Michigan Rankings
Other Cities in Charlevoix County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Boyne City | 3,825 | $64,855 | 7.8% | $249,000 |
| Charlevoix | 2,392 | $47,917 | 24.8% | $331,500 |
| East Jordan | 2,023 | $60,104 | 10.5% | $148,000 |
| Advance | 377 | $110,417 | 3.5% | $563,800 |
| Boyne Falls | 361 | $62,159 | 7.5% | $167,700 |
| Walloon Lake | 294 | $87,303 | 4.4% | $285,400 |
| St. James | 269 | $62,917 | 10.2% | $325,000 |
| Ironton | 173 | $93,750 | 6.9% | $246,400 |
| Norwood | 126 | $68,125 | 18.3% | $353,800 |
Cities Similar to Horton Bay
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Vandalia | 366 | $70,268 | $77,500 | 7.5% | 3.9% |
| Estral Beach | 372 | $67,083 | $219,300 | 28.3% | 11.1% |
| Casnovia | 377 | $76,250 | $175,000 | 16.3% | 11.3% |
| Hanover | 375 | $62,656 | $145,800 | 8.7% | 12.5% |
| Canada Creek Ranch | 381 | $76,107 | $207,100 | 21.3% | 4.5% |
A note before these figures: with a population of 374, Horton Bay's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.
Population Overview
Horton Bay is a small community located in Michigan, within Charlevoix County. The total population is 374. It ranks as the 590th most populous out of 745 Census-designated places in Michigan.
Age Demographics
The median age in Horton Bay is 64.3 years. This is 60% higher than the state median of 40.2 years. Only 13.6% of residents are under 18, indicating fewer families with children. 16.8% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.
Economy, Income & Housing
The median household income in Horton Bay is $69,926. This is 4% lower than the state median of $72,875. It is also 13% lower than the national median of $80,734. The poverty rate stands at 10.2%. This is 22% lower than the state poverty rate of 13.2%. The unemployment rate is 1.9%. This is 66% lower than the state rate of 5.7%. The median home value is $345,500. Housing costs are 49% higher than the state median of $231,600. The home-value-to-income ratio is 4.9x. 95.6% of occupied housing units are owner-occupied. This homeownership rate is 31% higher than the state average of 73.2%.
Race & Ethnicity
Horton Bay has a predominantly White (non-Hispanic) population, comprising 92.0% of all residents.
Education
31.4% of residents aged 25 and older hold a bachelor's degree or higher. This is 3% lower than the state rate of 32.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 97.5%.
Data Sources & Methodology
All demographic data for Horton Bay, Michigan is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Michigan state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 745 Census-designated places in Michigan. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
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Frequently Asked Questions
What is the population of Horton Bay, Michigan?
Horton Bay, Michigan has a population of 374 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Horton Bay, MI?
The median household income in Horton Bay is $69,926, which is 13% lower than the national median of $80,734.
What is the poverty rate in Horton Bay, MI?
The poverty rate in Horton Bay is 10.2%. This means approximately 38 residents live below the federal poverty line.
What is the racial makeup of Horton Bay, Michigan?
Horton Bay's population is 92.0% White, 0.0% Black, 0.0% Hispanic/Latino, and 0.0% Asian.
What is the median home value in Horton Bay, MI?
The median home value in Horton Bay is $345,500. The home-value-to-income ratio is 4.9x.
How educated is Horton Bay, Michigan?
31.4% of adults (25+) in Horton Bay hold a bachelor's degree or higher, and 10.1% hold a graduate or professional degree.