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Boyne City, Michigan Demographics & Population 2026

During the 2020–2024 ACS period, Boyne City, Michigan had a total population of 3,825, the 213th largest city in Michigan, with a median household income of $64,855, which is 11% lower than the state average. The poverty rate is 7.8%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Boyne City Quick Facts

Population 3,825
Median Household Income $64,855
Median Home Value $249,000
Poverty Rate 7.8%
Unemployment Rate 5.0%
Median Age 48.8 years
Homeownership Rate 68.2%
Affordability Ratio 3.8x
Bachelor's Degree or Higher 32.9%
High School Graduation Rate 96.0%
Diversity Index 15/100
Population 3,825 213th of 745
Median Income $64,855 average
Poverty Rate 7.8% 37% lower than national
Median Home Value $249,000 top 30%

How Boyne City Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population3,8293,825-0.1%
Median household income$68,087$64,855-4.7%
Median home value$233,900$249,000+6.5%

How Boyne City Compares

Economy & Housing

Household Income Distribution

Under $25K 15.1%
$25K-$50K 22.7%
$50K-$100K 38.3%
$100K+ 24.0%
Detailed income brackets
Under $10K
2.4%
$10K-$15K
6.2%
$15K-$20K
3.9%
$20K-$25K
2.5%
$25K-$30K
3.5%
$30K-$35K
3.0%
$35K-$40K
3.9%
$40K-$45K
5.9%
$45K-$50K
6.4%
$50K-$60K
6.7%
$60K-$75K
16.9%
$75K-$100K
14.7%
$100K-$125K
6.5%
$125K-$150K
4.4%
$150K-$200K
7.0%
$200K+
6.1%

Employment

5.0% Unemployment Rate State: 5.7%|National: 5.2%
64.3% Labor Force Participation

Housing Overview

Owner 68.2%
Renter 31.8%
Affordability Index Affordable
3.8x home value to income ratio
Median gross rent $906/mo 16.8% of median household income annually

People & Demographics

Diversity Index

15out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 45 | National average: 61

Education

Boyne City Rankings in Michigan

#213 Population of 745
#320 Median Income of 732
#184 Education of 745
#158 Home Value of 730

Other Cities in Charlevoix County

CityPopulationMedian IncomePovertyHome Value
Charlevoix 2,392 $47,917 24.8% $331,500
East Jordan 2,023 $60,104 10.5% $148,000
Advance 377 $110,417 3.5% $563,800
Horton Bay 374 $69,926 10.2% $345,500
Boyne Falls 361 $62,159 7.5% $167,700
Walloon Lake 294 $87,303 4.4% $285,400
St. James 269 $62,917 10.2% $325,000
Ironton 173 $93,750 6.9% $246,400
Norwood 126 $68,125 18.3% $353,800

Cities Similar to Boyne City

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Portland3,790$65,845$166,20028.2%7.3%
Plainwell3,763$66,525$220,50021.2%10.4%
Belleville3,910$62,991$148,30035.2%5.5%
Paw Paw Lake3,889$67,674$191,70026.1%17.8%
Williamston3,807$71,379$226,80040.9%9.2%

Population Overview

Boyne City is a small community located in Michigan, within Charlevoix County. The total population is 3,825. It ranks as the 213th most populous out of 745 Census-designated places in Michigan.

Age Demographics

The median age in Boyne City is 48.8 years. This is 21% higher than the state median of 40.2 years.

Economy, Income & Housing

The median household income in Boyne City is $64,855. This is 11% lower than the state median of $72,875. It is also 20% lower than the national median of $80,734. The poverty rate stands at 7.8%. This is 41% lower than the state poverty rate of 13.2%. The unemployment rate is 5.0%. This is 12% lower than the state rate of 5.7%. The median home value is $249,000. Housing costs are 8% higher than the state median of $231,600. The home-value-to-income ratio is 3.8x. 68.2% of occupied housing units are owner-occupied. This homeownership rate is 7% lower than the state average of 73.2%.

Race & Ethnicity

Boyne City has a predominantly White (non-Hispanic) population, comprising 91.8% of all residents. Hispanic or Latino residents account for 1.8%. The Black or African American population (1.4%) is well below the state average of 13.1%. The Hispanic or Latino population (1.8%) is well below the state average of 5.9%. The Asian population (0.7%) is well below the state average of 3.4%.

Education

32.9% of residents aged 25 and older hold a bachelor's degree or higher. This is 2% higher than the state rate of 32.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 96.0%.

Data Sources & Methodology

All demographic data for Boyne City, Michigan is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Michigan state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 745 Census-designated places in Michigan. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Boyne City, Michigan?

Boyne City, Michigan has a population of 3,825 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Boyne City, MI?

The median household income in Boyne City is $64,855, which is 20% lower than the national median of $80,734.

What is the poverty rate in Boyne City, MI?

The poverty rate in Boyne City is 7.8%. This means approximately 298 residents live below the federal poverty line.

What is the racial makeup of Boyne City, Michigan?

Boyne City's population is 91.8% White, 1.4% Black, 1.8% Hispanic/Latino, and 0.7% Asian.

What is the median home value in Boyne City, MI?

The median home value in Boyne City is $249,000. The home-value-to-income ratio is 3.8x.

How educated is Boyne City, Michigan?

32.9% of adults (25+) in Boyne City hold a bachelor's degree or higher, and 12.1% hold a graduate or professional degree.