Charlevoix, Michigan Demographics & Population 2026
During the 2020–2024 ACS period, Charlevoix, Michigan had a total population of 2,392, the 279th largest city in Michigan, with a median household income of $47,917, which is 34% lower than the state average. The poverty rate is 24.8%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Key Takeaways
- Household income is 34% below the state average, indicating significant economic challenges.
Charlevoix Quick Facts
How Charlevoix Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 2,420 | 2,392 | -1.2% |
| Median household income | $52,344 | $47,917 | -8.5% |
| Median home value | $294,400 | $331,500 | +12.6% |
How Charlevoix Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 45 | National average: 61
Education
Educational Attainment (Adults 25+)
Charlevoix Rankings in Michigan
Explore Michigan Rankings
Other Cities in Charlevoix County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Boyne City | 3,825 | $64,855 | 7.8% | $249,000 |
| East Jordan | 2,023 | $60,104 | 10.5% | $148,000 |
| Advance | 377 | $110,417 | 3.5% | $563,800 |
| Horton Bay | 374 | $69,926 | 10.2% | $345,500 |
| Boyne Falls | 361 | $62,159 | 7.5% | $167,700 |
| Walloon Lake | 294 | $87,303 | 4.4% | $285,400 |
| St. James | 269 | $62,917 | 10.2% | $325,000 |
| Ironton | 173 | $93,750 | 6.9% | $246,400 |
| Norwood | 126 | $68,125 | 18.3% | $353,800 |
Cities Similar to Charlevoix
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Trowbridge Park | 2,396 | $50,125 | $239,600 | 29.4% | 11.7% |
| Hartford | 2,458 | $42,171 | $108,700 | 6.9% | 16.3% |
| Shelby | 2,577 | $49,855 | $155,600 | 14.5% | 20.0% |
| Reed City | 2,517 | $52,304 | $115,000 | 14.0% | 19.9% |
| Croswell | 2,488 | $55,081 | $149,600 | 8.0% | 17.1% |
Population Overview
Charlevoix is a small community located in Michigan, within Charlevoix County. The total population is 2,392. It ranks as the 279th most populous out of 745 Census-designated places in Michigan.
Age Demographics
The median age in Charlevoix is 46.8 years. This is 16% higher than the state median of 40.2 years. 14.9% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.
Economy, Income & Housing
The median household income in Charlevoix is $47,917. This is 34% lower than the state median of $72,875. It is also 41% lower than the national median of $80,734. The poverty rate stands at 24.8%. This is 88% higher than the state poverty rate of 13.2%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 7.1%. This is 24% higher than the state rate of 5.7%. The median home value is $331,500. Housing costs are 43% higher than the state median of $231,600. The home-value-to-income ratio of 6.9x suggests that housing affordability is a significant concern for many residents. 61.9% of occupied housing units are owner-occupied. This homeownership rate is 15% lower than the state average of 73.2%.
Race & Ethnicity
Charlevoix has a predominantly White (non-Hispanic) population, comprising 92.9% of all residents. Hispanic or Latino residents account for 3.4%. The Black or African American population (1.2%) is well below the state average of 13.1%.
Education
39.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 23% higher than the state rate of 32.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 93.5%. Notably, 17.0% of adults hold a graduate or professional degree, indicating a highly educated workforce.
Data Sources & Methodology
All demographic data for Charlevoix, Michigan is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Michigan state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 745 Census-designated places in Michigan. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
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Frequently Asked Questions
What is the population of Charlevoix, Michigan?
Charlevoix, Michigan has a population of 2,392 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Charlevoix, MI?
The median household income in Charlevoix is $47,917, which is 41% lower than the national median of $80,734.
What is the poverty rate in Charlevoix, MI?
The poverty rate in Charlevoix is 24.8%. This means approximately 578 residents live below the federal poverty line.
What is the racial makeup of Charlevoix, Michigan?
Charlevoix's population is 92.9% White, 1.2% Black, 3.4% Hispanic/Latino, and 0.0% Asian.
What is the median home value in Charlevoix, MI?
The median home value in Charlevoix is $331,500. The home-value-to-income ratio is 6.9x.
How educated is Charlevoix, Michigan?
39.8% of adults (25+) in Charlevoix hold a bachelor's degree or higher, and 17.0% hold a graduate or professional degree.