Charlevoix, Michigan Demographics & Population 2026

Demographic data: ACS 2020–2024 five-year estimates. Sources and methodology

During the 2020–2024 ACS period, Charlevoix, Michigan had a total population of 2,392, the 279th largest city in Michigan, with a median household income of $47,917, which is 34% lower than the state average. The poverty rate is 24.8%.

Key Takeaways

Household income is 34% below the state average, indicating significant economic challenges.

Charlevoix Quick Facts

Population 2,39290% MOE ±343

Median Household Income $47,91790% MOE ±$11,966

Median Home Value $331,50090% MOE ±$34,557

Poverty Rate 24.8%90% MOE ±10.5 pts

Unemployment Rate 7.1%90% MOE ±5.9 pts

Median Age 46.8 years90% MOE ±11.2 years

Homeownership Rate 61.9%90% MOE ±4.6 pts

Affordability Ratio 6.9x

Bachelor's Degree or Higher 39.8%90% MOE ±7.4 pts

Adults 25+ with high school education or higher 93.5%

Diversity Index 14/100

Population 2,392 279th of 745

Median Income $47,917 bottom 20%

Poverty Rate 24.8% 99% higher than national

Median Home Value $331,500 top 10%

How Charlevoix Changed

Change from the non-overlapping 2015–2019 ACS period to 2020–2024. Earlier dollar figures are adjusted to 2024 dollars; changes marked “no clear change” are within the combined 90% margins of error.

Metric	2015–2019	2020–2024	Change
Population	2,338	2,392	No clear change (+2.3%)
Median household income	$39,241	$47,917	No clear change (+22.1%)
Median home value¹	$206,513	$331,500	+60.5%
Median gross rent	$698	$816	No clear change (+16.9%)

¹ The Census Bureau changed its home-value inflation adjustment beginning with the 2022 ACS; interpret that comparison with additional caution.

How Charlevoix Compares

Median Household Income

Charlevoix

$47,917

$72,875

National

$80,734

Median Home Value

Charlevoix

$331,500

$231,600

National

$332,700

Economy & Housing

Household Income Distribution

Under $25K 31.4%

$25K-$50K 21.3%

$50K-$100K 19.4%

$100K+ 27.9%

Detailed income brackets

Under $10K

5.8%

$10K-$15K

8.8%

$15K-$20K

7.2%

$20K-$25K

9.6%

$25K-$30K

6.6%

$30K-$35K

1.7%

$35K-$40K

0.6%

$40K-$45K

4.8%

$45K-$50K

7.6%

$50K-$60K

3.5%

$60K-$75K

9.2%

$75K-$100K

6.7%

$100K-$125K

5.1%

$125K-$150K

5.8%

$150K-$200K

6.4%

$200K+

10.5%

Employment

7.1% Unemployment Rate State: 5.7%|National: 5.2%

55.9% Labor Force Participation

Housing Overview

Owner 61.9%

Renter 38.1%

Affordability Index Expensive

6.9x home value to income ratio

Median gross rent $816/mo 20.4% of median household income annually

People & Demographics

Age Distribution

Under 18

15.3%

18-34

19.7%

35-54

19.8%

55-74

30.3%

75+

14.9%

Race & Ethnicity

Diversity Index

Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 45 | National average: 61

Education

Educational Attainment (Adults 25+)

Charlevoix Rankings in Michigan

#279 Population of 745

#594 Median Income of 732

#136 Education of 745

#75 Home Value of 730

Explore Michigan Rankings

Cities by Population All cities ranked by size Richest Cities Ranked by median income Most Educated By bachelor's degree rate Most Affordable By housing affordability

Other Cities in Charlevoix County

City	Population	Median Income	Poverty	Home Value
Boyne City	3,825	$64,855	7.8%	$249,000
East Jordan	2,023	$60,104	10.5%	$148,000
Advance	377	$110,417	3.5%	$563,800
Horton Bay	374	$69,926	10.2%	$345,500
Boyne Falls	361	$62,159	7.5%	$167,700
Walloon Lake	294	$87,303	4.4%	$285,400
St. James	269	$62,917	10.2%	$325,000
Ironton	173	$93,750	6.9%	$246,400
Norwood	126	$68,125	18.3%	$353,800

Cities Similar to Charlevoix

These cities in the same state have comparable population and economic profiles.

City	Population	Median Income	Home Value	Bachelor's+	Poverty
Trowbridge Park	2,396	$50,125	$239,600	29.4%	11.7%
Hartford	2,458	$42,171	$108,700	6.9%	16.3%
Shelby	2,577	$49,855	$155,600	14.5%	20.0%
Reed City	2,517	$52,304	$115,000	14.0%	19.9%
Croswell	2,488	$55,081	$149,600	8.0%	17.1%

Population Overview

Charlevoix is a small community located in Michigan, within Charlevoix County. The total population is 2,392. It ranks as the 279th most populous out of 745 Census-designated places in Michigan.

Age Demographics

The median age in Charlevoix is 46.8 years. This is 16% higher than the state median of 40.2 years. 14.9% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Charlevoix is $47,917. This is 34% lower than the state median of $72,875. It is also 41% lower than the national median of $80,734. The poverty rate stands at 24.8%. This is 88% higher than the state poverty rate of 13.2%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 7.1%. This is 24% higher than the state rate of 5.7%. The median home value is $331,500. Housing costs are 43% higher than the state median of $231,600. The home-value-to-income ratio of 6.9x suggests that housing affordability is a significant concern for many residents. 61.9% of occupied housing units are owner-occupied. This homeownership rate is 15% lower than the state average of 73.2%.

Race & Ethnicity

Charlevoix has a predominantly White (non-Hispanic) population, comprising 92.9% of all residents. Hispanic or Latino residents account for 3.4%. The Black or African American population (1.2%) is well below the state average of 13.1%.

Education

39.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 23% higher than the state rate of 32.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 93.5%. Notably, 17.0% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Charlevoix, Michigan is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Michigan state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 745 Census-designated places in Michigan. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Charlevoix, Michigan?

Charlevoix, Michigan has a population of 2,392 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Charlevoix, MI?

The median household income in Charlevoix is $47,917, which is 41% lower than the national median of $80,734.

What is the poverty rate in Charlevoix, MI?

The poverty rate in Charlevoix is 24.8%. This means approximately 578 residents live below the federal poverty line.

What is the racial makeup of Charlevoix, Michigan?

Charlevoix's population is 92.9% White, 1.2% Black, 3.4% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Charlevoix, MI?

The median home value in Charlevoix is $331,500. The home-value-to-income ratio is 6.9x.

How educated is Charlevoix, Michigan?

39.8% of adults (25+) in Charlevoix hold a bachelor's degree or higher, and 17.0% hold a graduate or professional degree.