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Troy, Michigan Demographics & Population 2026

During the 2020–2024 ACS period, Troy, Michigan had a total population of 87,898, the 9th largest city in Michigan, with a median household income of $120,045, which is 65% higher than the state average. The poverty rate is 5.4%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Troy Quick Facts

Population 87,898
Median Household Income $120,045
Median Home Value $420,300
Poverty Rate 5.4%
Unemployment Rate 4.4%
Median Age 42.0 years
Homeownership Rate 73.3%
Affordability Ratio 3.5x
Bachelor's Degree or Higher 64.8%
High School Graduation Rate 95.0%
Diversity Index 55/100
Population 87,898 9th of 745
Median Income $120,045 top 10%
Poverty Rate 5.4% 57% lower than national
Median Home Value $420,300 top 10%

How Troy Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population87,30787,898+0.7%
Median household income$119,299$120,045+0.6%
Median home value$396,800$420,300+5.9%

How Troy Compares

Economy & Housing

Household Income Distribution

Under $25K 8.6%
$25K-$50K 9.2%
$50K-$100K 24.0%
$100K+ 58.1%
Detailed income brackets
Under $10K
2.6%
$10K-$15K
2.8%
$15K-$20K
1.5%
$20K-$25K
1.7%
$25K-$30K
2.1%
$30K-$35K
1.6%
$35K-$40K
1.7%
$40K-$45K
1.8%
$45K-$50K
2.1%
$50K-$60K
4.9%
$60K-$75K
8.2%
$75K-$100K
10.9%
$100K-$125K
9.7%
$125K-$150K
8.3%
$150K-$200K
15.7%
$200K+
24.4%

Employment

4.4% Unemployment Rate State: 5.7%|National: 5.2%
65.9% Labor Force Participation

Housing Overview

Owner 73.3%
Renter 26.7%
Affordability Index Affordable
3.5x home value to income ratio
Median gross rent $1,602/mo 16.0% of median household income annually

People & Demographics

Diversity Index

55out of 100
High Diversity

A diverse community with significant representation from multiple racial and ethnic groups.

State average: 45 | National average: 61

Education

Troy Rankings in Michigan

#9 Population of 745
#38 Median Income of 732
#38 Education of 745
#43 Home Value of 730

Other Cities in Oakland County

CityPopulationMedian IncomePovertyHome Value
Farmington Hills 83,515 $104,836 7.6% $354,500
Rochester Hills 77,089 $120,694 5.2% $409,800
Southfield 76,236 $68,166 10.3% $236,200
Novi 66,717 $110,723 5.4% $421,900
Pontiac 62,104 $44,329 24.4% $121,700
Royal Oak 57,950 $101,109 6.2% $328,700
Oak Park 29,318 $71,510 12.0% $212,300
Madison Heights 28,419 $69,503 10.8% $199,100
Auburn Hills 25,105 $84,375 11.1% $245,000
Birmingham 21,763 $153,510 5.1% $698,300

Cities Similar to Troy

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Farmington Hills83,515$104,836$354,50057.6%7.6%
Rochester Hills77,089$120,694$409,80061.4%5.2%
Livonia93,851$98,460$281,10041.9%4.7%
Novi66,717$110,723$421,90064.1%5.4%
Wyoming77,353$73,677$225,20025.5%10.5%

Population Overview

Troy is a mid-sized community located in Michigan, within Oakland County. The total population is 87,898. It ranks as the 9th most populous out of 745 Census-designated places in Michigan.

Age Demographics

The median age in Troy is 42.0 years. This is 4% higher than the state median of 40.2 years.

Economy, Income & Housing

The median household income in Troy is $120,045. This is 65% higher than the state median of $72,875. It is also 49% higher than the national median of $80,734. The poverty rate stands at 5.4%. This is 59% lower than the state poverty rate of 13.2%. The unemployment rate is 4.4%. This is 24% lower than the state rate of 5.7%. The median home value is $420,300. Housing costs are 81% higher than the state median of $231,600. The home-value-to-income ratio is 3.5x. 73.3% of occupied housing units are owner-occupied.

Race & Ethnicity

The largest racial or ethnic group in Troy is White (non-Hispanic), making up 61.0% of the population. Asian residents account for 27.8%. The Black or African American population (3.7%) is well below the state average of 13.1%. The Hispanic or Latino population (2.6%) is well below the state average of 5.9%. The Asian population is significantly higher than the state average (27.8% vs 3.4%).

Education

64.8% of residents aged 25 and older hold a bachelor's degree or higher. This places Troy in the top 10% of all cities in the state for educational attainment. This is 100% higher than the state rate of 32.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 95.0%. Notably, 31.9% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Troy, Michigan is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Michigan state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 745 Census-designated places in Michigan. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Troy, Michigan?

Troy, Michigan has a population of 87,898 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Troy, MI?

The median household income in Troy is $120,045, which is 49% higher than the national median of $80,734.

What is the poverty rate in Troy, MI?

The poverty rate in Troy is 5.4%. This means approximately 4,713 residents live below the federal poverty line.

What is the racial makeup of Troy, Michigan?

Troy's population is 61.0% White, 3.7% Black, 2.6% Hispanic/Latino, and 27.8% Asian.

What is the median home value in Troy, MI?

The median home value in Troy is $420,300. The home-value-to-income ratio is 3.5x.

How educated is Troy, Michigan?

64.8% of adults (25+) in Troy hold a bachelor's degree or higher, and 31.9% hold a graduate or professional degree.