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Lake St. Croix Beach, Minnesota Demographics & Population 2026

During the 2020–2024 ACS period, Lake St. Croix Beach, Minnesota had a total population of 1,105, the 346th largest city in Minnesota, with a median household income of $102,159, which is 15% higher than the state average. The poverty rate is 8.8%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Lake St. Croix Beach Quick Facts

Population 1,105
Median Household Income $102,159
Median Home Value $363,800
Poverty Rate 8.8%
Unemployment Rate 2.1%
Median Age 52.7 years
Homeownership Rate 97.2%
Affordability Ratio 3.6x
Bachelor's Degree or Higher 49.2%
High School Graduation Rate 98.6%
Diversity Index 20/100
Population 1,105 346th of 914
Median Income $102,159 top 20%
Poverty Rate 8.8% 29% lower than national
Median Home Value $363,800 top 20%

How Lake St. Croix Beach Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population1,1061,105-0.1%
Median household income$100,134$102,159+2.0%
Median home value$334,600$363,800+8.7%

How Lake St. Croix Beach Compares

Economy & Housing

Household Income Distribution

Under $25K 5.1%
$25K-$50K 13.5%
$50K-$100K 29.3%
$100K+ 52.0%
Detailed income brackets
Under $10K
2.4%
$10K-$15K
0.0%
$15K-$20K
0.6%
$20K-$25K
2.1%
$25K-$30K
3.2%
$30K-$35K
0.0%
$35K-$40K
3.0%
$40K-$45K
4.9%
$45K-$50K
2.4%
$50K-$60K
6.2%
$60K-$75K
6.4%
$75K-$100K
16.7%
$100K-$125K
15.6%
$125K-$150K
7.9%
$150K-$200K
6.9%
$200K+
21.6%

Employment

2.1% Unemployment Rate State: 4.1%|National: 5.2%
65.5% Labor Force Participation

Housing Overview

Owner 97.2%
Renter 2.8%
Affordability Index Affordable
3.6x home value to income ratio
Median gross rent $1,563/mo 18.4% of median household income annually

People & Demographics

Diversity Index

20out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 41 | National average: 61

Education

Lake St. Croix Beach Rankings in Minnesota

#346 Population of 914
#131 Median Income of 887
#66 Education of 914
#105 Home Value of 870

Other Cities in Washington County

CityPopulationMedian IncomePovertyHome Value
Woodbury 78,305 $125,310 5.3% $450,200
Cottage Grove 40,992 $120,791 4.2% $378,800
Oakdale 28,585 $93,772 5.7% $318,100
Forest Lake 20,729 $92,944 7.0% $393,500
Stillwater 19,355 $105,853 7.3% $414,200
Hugo 16,340 $116,228 2.8% $408,900
Lake Elmo 13,140 $153,669 4.8% $597,000
Mahtomedi 8,133 $123,319 3.8% $476,000
St. Paul Park 5,457 $100,642 5.0% $263,500
Oak Park Heights 4,756 $82,476 7.1% $354,800

Cities Similar to Lake St. Croix Beach

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Glyndon1,098$95,313$264,80027.5%8.0%
Lake Shore1,073$96,563$513,20041.3%5.8%
Elgin1,116$92,083$232,20025.2%7.6%
Cottonwood1,061$97,500$176,20027.9%7.1%
Shafer1,186$99,489$242,80020.6%7.5%

Population Overview

Lake St. Croix Beach is a small community located in Minnesota, within Washington County. The total population is 1,105. It ranks as the 346th most populous out of 914 Census-designated places in Minnesota.

Age Demographics

The median age in Lake St. Croix Beach is 52.7 years. This is 36% higher than the state median of 38.8 years. Only 11.7% of residents are under 18, indicating fewer families with children.

Economy, Income & Housing

The median household income in Lake St. Croix Beach is $102,159. This is 15% higher than the state median of $89,062. It is also 27% higher than the national median of $80,734. The poverty rate stands at 8.8%. This is 6% lower than the state poverty rate of 9.3%. The unemployment rate is 2.1%. This is 48% lower than the state rate of 4.1%. The median home value is $363,800. Housing costs are 10% higher than the state median of $329,300. The home-value-to-income ratio is 3.6x. 97.2% of occupied housing units are owner-occupied. This homeownership rate is 35% higher than the state average of 72.2%.

Race & Ethnicity

Lake St. Croix Beach has a predominantly White (non-Hispanic) population, comprising 89.4% of all residents. Asian residents account for 4.3%. The Hispanic or Latino population (0.9%) is well below the state average of 6.4%.

Education

49.2% of residents aged 25 and older hold a bachelor's degree or higher. This places Lake St. Croix Beach in the top 10% of all cities in the state for educational attainment. This is 25% higher than the state rate of 39.4%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 98.6%. Notably, 21.1% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Lake St. Croix Beach, Minnesota is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Minnesota state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 914 Census-designated places in Minnesota. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Lake St. Croix Beach, Minnesota?

Lake St. Croix Beach, Minnesota has a population of 1,105 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Lake St. Croix Beach, MN?

The median household income in Lake St. Croix Beach is $102,159, which is 27% higher than the national median of $80,734.

What is the poverty rate in Lake St. Croix Beach, MN?

The poverty rate in Lake St. Croix Beach is 8.8%. This means approximately 97 residents live below the federal poverty line.

What is the racial makeup of Lake St. Croix Beach, Minnesota?

Lake St. Croix Beach's population is 89.4% White, 0.0% Black, 0.9% Hispanic/Latino, and 4.3% Asian.

What is the median home value in Lake St. Croix Beach, MN?

The median home value in Lake St. Croix Beach is $363,800. The home-value-to-income ratio is 3.6x.

How educated is Lake St. Croix Beach, Minnesota?

49.2% of adults (25+) in Lake St. Croix Beach hold a bachelor's degree or higher, and 21.1% hold a graduate or professional degree.