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Mountain Lake, Minnesota Demographics & Population 2026

Very AffordableHome value to income ratio of 2.2x is exceptionally low

During the 2020–2024 ACS period, Mountain Lake, Minnesota had a total population of 2,070, the 259th largest city in Minnesota, with a median household income of $66,490, which is 25% lower than the state average. The poverty rate is 14.3%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Mountain Lake Quick Facts

Population 2,070
Median Household Income $66,490
Median Home Value $143,100
Poverty Rate 14.3%
Unemployment Rate 2.5%
Median Age 31.5 years
Homeownership Rate 72.1%
Affordability Ratio 2.2x
Bachelor's Degree or Higher 21.3%
High School Graduation Rate 92.3%
Diversity Index 50/100
Population 2,070 259th of 914
Median Income $66,490 average
Poverty Rate 14.3% 15% higher than national
Median Home Value $143,100 below average

How Mountain Lake Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population1,8332,070+12.9%
Median household income$59,115$66,490+12.5%
Median home value$118,900$143,100+20.4%

How Mountain Lake Compares

Economy & Housing

Household Income Distribution

Under $25K 17.5%
$25K-$50K 21.5%
$50K-$100K 34.5%
$100K+ 26.4%
Detailed income brackets
Under $10K
4.1%
$10K-$15K
3.9%
$15K-$20K
3.7%
$20K-$25K
5.8%
$25K-$30K
2.1%
$30K-$35K
2.1%
$35K-$40K
2.3%
$40K-$45K
4.5%
$45K-$50K
10.5%
$50K-$60K
6.2%
$60K-$75K
10.8%
$75K-$100K
17.5%
$100K-$125K
13.6%
$125K-$150K
2.8%
$150K-$200K
6.4%
$200K+
3.7%

Employment

2.5% Unemployment Rate State: 4.1%|National: 5.2%
65.2% Labor Force Participation

Housing Overview

Owner 72.1%
Renter 27.9%
Affordability Index Very Affordable
2.2x home value to income ratio
Median gross rent $929/mo 16.8% of median household income annually

People & Demographics

Diversity Index

50out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 41 | National average: 61

Education

Mountain Lake Rankings in Minnesota

#259 Population of 914
#490 Median Income of 887
#416 Education of 914
#573 Home Value of 870

Other Cities in Cottonwood County

CityPopulationMedian IncomePovertyHome Value
Windom 4,799 $74,899 14.3% $169,700
Westbrook 792 $35,119 25.9% $78,200
Jeffers 368 $50,500 41.3% $87,400
Storden 244 $83,750 18.9% $81,000
Bingham Lake 95 $88,125 12.6% $216,700

Cities Similar to Mountain Lake

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Hoyt Lakes2,064$65,764$93,30017.1%7.3%
Arlington2,065$68,073$206,30016.6%8.6%
Tracy2,057$67,788$113,40015.1%9.9%
Pequot Lakes2,079$63,699$289,30030.0%6.6%
Winsted2,181$67,200$201,90016.9%11.3%

Population Overview

Mountain Lake is a small community located in Minnesota, within Cottonwood County. The total population is 2,070. It ranks as the 259th most populous out of 914 Census-designated places in Minnesota.

Age Demographics

The median age in Mountain Lake is 31.5 years. This is 19% lower than the state median of 38.8 years. With 34.0% of the population under 18, Mountain Lake has a notably young demographic profile, suggesting a family-oriented community.

Economy, Income & Housing

The median household income in Mountain Lake is $66,490. This is 25% lower than the state median of $89,062. It is also 18% lower than the national median of $80,734. The poverty rate stands at 14.3%. This is 54% higher than the state poverty rate of 9.3%. The unemployment rate is 2.5%. This is 38% lower than the state rate of 4.1%. The median home value is $143,100. Housing costs are 57% lower than the state median of $329,300. With a home-value-to-income ratio of just 2.2x, Mountain Lake is one of the most affordable housing markets in the area. 72.1% of occupied housing units are owner-occupied.

Race & Ethnicity

The largest racial or ethnic group in Mountain Lake is White (non-Hispanic), making up 67.2% of the population. Hispanic or Latino residents account for 19.0%. The Hispanic or Latino population is significantly higher than the state average (19.0% vs 6.4%). The Asian population is significantly higher than the state average (8.8% vs 5.1%).

Education

21.3% of residents aged 25 and older hold a bachelor's degree or higher. This is 46% lower than the state rate of 39.4%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 92.3%.

Data Sources & Methodology

All demographic data for Mountain Lake, Minnesota is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Minnesota state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 914 Census-designated places in Minnesota. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Mountain Lake, Minnesota?

Mountain Lake, Minnesota has a population of 2,070 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Mountain Lake, MN?

The median household income in Mountain Lake is $66,490, which is 18% lower than the national median of $80,734.

What is the poverty rate in Mountain Lake, MN?

The poverty rate in Mountain Lake is 14.3%. This means approximately 288 residents live below the federal poverty line.

What is the racial makeup of Mountain Lake, Minnesota?

Mountain Lake's population is 67.2% White, 0.0% Black, 19.0% Hispanic/Latino, and 8.8% Asian.

What is the median home value in Mountain Lake, MN?

The median home value in Mountain Lake is $143,100. The home-value-to-income ratio is 2.2x.

How educated is Mountain Lake, Minnesota?

21.3% of adults (25+) in Mountain Lake hold a bachelor's degree or higher, and 4.5% hold a graduate or professional degree.