Skip to main content

Hoyt Lakes, Minnesota Demographics & Population 2026

Very AffordableHome value to income ratio of 1.4x is exceptionally low

During the 2020–2024 ACS period, Hoyt Lakes, Minnesota had a total population of 2,064, the 261st largest city in Minnesota, with a median household income of $65,764, which is 26% lower than the state average. The poverty rate is 7.3%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Hoyt Lakes Quick Facts

Population 2,064
Median Household Income $65,764
Median Home Value $93,300
Poverty Rate 7.3%
Unemployment Rate 13.9%
Median Age 42.8 years
Homeownership Rate 95.7%
Affordability Ratio 1.4x
Bachelor's Degree or Higher 17.1%
High School Graduation Rate 95.3%
Diversity Index 22/100
Population 2,064 261st of 914
Median Income $65,764 average
Poverty Rate 7.3% 42% lower than national
Median Home Value $93,300 bottom 20%

How Hoyt Lakes Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population2,0742,064-0.5%
Median household income$64,514$65,764+1.9%
Median home value$90,700$93,300+2.9%

How Hoyt Lakes Compares

Economy & Housing

Household Income Distribution

Under $25K 15.5%
$25K-$50K 15.7%
$50K-$100K 37.2%
$100K+ 31.6%
Detailed income brackets
Under $10K
6.3%
$10K-$15K
0.7%
$15K-$20K
3.7%
$20K-$25K
4.8%
$25K-$30K
2.0%
$30K-$35K
4.0%
$35K-$40K
2.4%
$40K-$45K
6.8%
$45K-$50K
0.5%
$50K-$60K
14.1%
$60K-$75K
9.1%
$75K-$100K
14.1%
$100K-$125K
17.5%
$125K-$150K
4.9%
$150K-$200K
3.6%
$200K+
5.6%

Employment

13.9% Unemployment Rate State: 4.1%|National: 5.2%
55.8% Labor Force Participation

Housing Overview

Owner 95.7%
Renter 4.3%
Affordability Index Very Affordable
1.4x home value to income ratio
Median gross rent $1,550/mo 28.3% of median household income annually

People & Demographics

Diversity Index

22out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 41 | National average: 61

Education

Hoyt Lakes Rankings in Minnesota

#261 Population of 914
#501 Median Income of 887
#568 Education of 914
#754 Home Value of 870

Other Cities in St. Louis County

CityPopulationMedian IncomePovertyHome Value
Duluth 87,093 $68,807 16.8% $242,700
Hibbing 16,057 $55,789 16.2% $130,200
Hermantown 10,218 $90,849 5.4% $382,300
Virginia 8,332 $51,720 18.0% $120,600
Chisholm 4,712 $50,891 14.0% $109,200
Rice Lake 4,153 $89,663 7.2% $309,600
Eveleth 3,448 $50,725 14.8% $97,600
Ely 3,240 $43,901 13.9% $157,300
Proctor 3,100 $67,377 5.8% $224,700
Mountain Iron 2,860 $83,293 11.5% $192,800

Cities Similar to Hoyt Lakes

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Mountain Lake2,070$66,490$143,10021.3%14.3%
Arlington2,065$68,073$206,30016.6%8.6%
Tracy2,057$67,788$113,40015.1%9.9%
Pequot Lakes2,079$63,699$289,30030.0%6.6%
Slayton2,141$62,344$161,70030.0%14.3%

Population Overview

Hoyt Lakes is a small community located in Minnesota, within St. Louis County. The total population is 2,064. It ranks as the 261st most populous out of 914 Census-designated places in Minnesota.

Age Demographics

The median age in Hoyt Lakes is 42.8 years. This is 10% higher than the state median of 38.8 years. 10.9% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Hoyt Lakes is $65,764. This is 26% lower than the state median of $89,062. It is also 19% lower than the national median of $80,734. The poverty rate stands at 7.3%. This is 22% lower than the state poverty rate of 9.3%. The unemployment rate is 13.9%. This is 243% higher than the state rate of 4.1%. The median home value is $93,300. Housing costs are 72% lower than the state median of $329,300. With a home-value-to-income ratio of just 1.4x, Hoyt Lakes is one of the most affordable housing markets in the area. 95.7% of occupied housing units are owner-occupied. This homeownership rate is 33% higher than the state average of 72.2%.

Race & Ethnicity

Hoyt Lakes has a predominantly White (non-Hispanic) population, comprising 88.3% of all residents. Hispanic or Latino residents account for 3.8%.

Education

17.1% of residents aged 25 and older hold a bachelor's degree or higher. This is 57% lower than the state rate of 39.4%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 95.3%.

Data Sources & Methodology

All demographic data for Hoyt Lakes, Minnesota is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Minnesota state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 914 Census-designated places in Minnesota. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

Free data download: Get all Minnesota city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Hoyt Lakes, Minnesota?

Hoyt Lakes, Minnesota has a population of 2,064 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Hoyt Lakes, MN?

The median household income in Hoyt Lakes is $65,764, which is 19% lower than the national median of $80,734.

What is the poverty rate in Hoyt Lakes, MN?

The poverty rate in Hoyt Lakes is 7.3%. This means approximately 149 residents live below the federal poverty line.

What is the racial makeup of Hoyt Lakes, Minnesota?

Hoyt Lakes's population is 88.3% White, 0.0% Black, 3.8% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Hoyt Lakes, MN?

The median home value in Hoyt Lakes is $93,300. The home-value-to-income ratio is 1.4x.

How educated is Hoyt Lakes, Minnesota?

17.1% of adults (25+) in Hoyt Lakes hold a bachelor's degree or higher, and 5.5% hold a graduate or professional degree.