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St. Joseph, Minnesota Demographics & Population 2026

During the 2020–2024 ACS period, St. Joseph, Minnesota had a total population of 7,021, the 129th largest city in Minnesota, with a median household income of $74,946, which is 16% lower than the state average. The poverty rate is 19.1%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

St. Joseph Quick Facts

Population 7,021
Median Household Income $74,946
Median Home Value $237,700
Poverty Rate 19.1%
Unemployment Rate 2.8%
Median Age 27.3 years
Homeownership Rate 64.0%
Affordability Ratio 3.2x
Bachelor's Degree or Higher 27.5%
High School Graduation Rate 89.2%
Diversity Index 39/100
Population 7,021 129th of 914
Median Income $74,946 average
Poverty Rate 19.1% 54% higher than national
Median Home Value $237,700 above average

How St. Joseph Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population7,0247,021-0.0%
Median household income$75,217$74,946-0.4%
Median home value$240,300$237,700-1.1%

How St. Joseph Compares

Economy & Housing

Household Income Distribution

Under $25K 17.9%
$25K-$50K 17.1%
$50K-$100K 31.5%
$100K+ 33.5%
Detailed income brackets
Under $10K
6.7%
$10K-$15K
3.3%
$15K-$20K
3.2%
$20K-$25K
4.7%
$25K-$30K
3.0%
$30K-$35K
1.0%
$35K-$40K
2.4%
$40K-$45K
4.0%
$45K-$50K
6.7%
$50K-$60K
7.7%
$60K-$75K
7.2%
$75K-$100K
16.5%
$100K-$125K
8.0%
$125K-$150K
6.2%
$150K-$200K
11.5%
$200K+
7.9%

Employment

2.8% Unemployment Rate State: 4.1%|National: 5.2%
67.9% Labor Force Participation

Housing Overview

Owner 64.0%
Renter 36.0%
Affordability Index Affordable
3.2x home value to income ratio
Median gross rent $1,136/mo 18.2% of median household income annually

People & Demographics

Diversity Index

39out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 41 | National average: 61

Education

St. Joseph Rankings in Minnesota

#129 Population of 914
#362 Median Income of 887
#273 Education of 914
#289 Home Value of 870

Other Cities in Stearns County

CityPopulationMedian IncomePovertyHome Value
St. Cloud 70,629 $61,374 20.2% $225,000
Sartell 19,758 $84,131 7.4% $297,300
Waite Park 8,399 $59,285 21.2% $219,400
Sauk Centre 4,621 $62,628 19.5% $225,700
Cold Spring 4,249 $72,228 9.8% $280,400
Melrose 3,671 $59,677 8.5% $207,200
St. Augusta 3,625 $140,227 0.0% $388,400
Albany 2,821 $69,167 10.8% $238,500
Paynesville 2,519 $75,250 5.6% $178,200
Rockville 2,452 $105,329 4.3% $365,800

Cities Similar to St. Joseph

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Stewartville6,807$82,632$265,30034.5%4.8%
Spring Lake Park7,032$90,753$290,10025.6%11.0%
Isanti7,210$87,500$290,60024.9%5.2%
Kasson7,050$93,333$285,20038.1%5.5%
Zimmerman6,546$85,645$323,60021.2%11.8%

Population Overview

St. Joseph is a small city located in Minnesota, within Stearns County. The total population is 7,021. It ranks as the 129th most populous out of 914 Census-designated places in Minnesota.

Age Demographics

The median age in St. Joseph is 27.3 years. This is 30% lower than the state median of 38.8 years.

Economy, Income & Housing

The median household income in St. Joseph is $74,946. This is 16% lower than the state median of $89,062. It is also 7% lower than the national median of $80,734. The poverty rate stands at 19.1%. This is 106% higher than the state poverty rate of 9.3%. The unemployment rate is 2.8%. This is 32% lower than the state rate of 4.1%. The median home value is $237,700. Housing costs are 28% lower than the state median of $329,300. The home-value-to-income ratio is 3.2x. 64.0% of occupied housing units are owner-occupied. This homeownership rate is 11% lower than the state average of 72.2%.

Race & Ethnicity

The largest racial or ethnic group in St. Joseph is White (non-Hispanic), making up 76.9% of the population. Black or African American residents account for 8.4%. The Asian population (1.8%) is well below the state average of 5.1%.

Education

27.5% of residents aged 25 and older hold a bachelor's degree or higher. This is 30% lower than the state rate of 39.4%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 89.2%.

Data Sources & Methodology

All demographic data for St. Joseph, Minnesota is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Minnesota state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 914 Census-designated places in Minnesota. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

Free data download: Get all Minnesota city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of St. Joseph, Minnesota?

St. Joseph, Minnesota has a population of 7,021 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in St. Joseph, MN?

The median household income in St. Joseph is $74,946, which is 7% lower than the national median of $80,734.

What is the poverty rate in St. Joseph, MN?

The poverty rate in St. Joseph is 19.1%. This means approximately 1,101 residents live below the federal poverty line.

What is the racial makeup of St. Joseph, Minnesota?

St. Joseph's population is 76.9% White, 8.4% Black, 4.9% Hispanic/Latino, and 1.8% Asian.

What is the median home value in St. Joseph, MN?

The median home value in St. Joseph is $237,700. The home-value-to-income ratio is 3.2x.

How educated is St. Joseph, Minnesota?

27.5% of adults (25+) in St. Joseph hold a bachelor's degree or higher, and 9.8% hold a graduate or professional degree.