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Stearns County, Minnesota Demographics 2026

Stearns County, Minnesota has a population of 160,865, the 8th most populous county in Minnesota. The median household income is $77,066 and the median home value is $273,400. The poverty rate is 12.9%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Stearns County Quick Facts

Population 160,865
Median Household Income $77,066
Median Home Value $273,400
Poverty Rate 12.9%
Unemployment Rate 4.1%
Median Age 35.1 years
Homeownership Rate 67.8%
Affordability Ratio 3.5x
Bachelor's Degree+ 28.8%
High School Graduation 92.5%
Cities/Places 33
Population 160,865 8th of 87
Median Income $77,066 13% lower than state
Poverty Rate 12.9%
Unemployment 4.1%

How Stearns County Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population159,358160,865+0.9%
Median household income$76,447$77,066+0.8%
Median home value$256,500$273,400+6.6%

Economy & Housing

Household Income Distribution

Under $25K 14.2%
$25K-$50K 17.4%
$50K-$100K 32.2%
$100K+ 36.1%
Detailed income brackets
Under $10K
3.9%
$10K-$15K
4.0%
$15K-$20K
3.2%
$20K-$25K
3.1%
$25K-$30K
3.8%
$30K-$35K
3.1%
$35K-$40K
3.4%
$40K-$45K
3.7%
$45K-$50K
3.4%
$50K-$60K
7.4%
$60K-$75K
9.7%
$75K-$100K
15.2%
$100K-$125K
10.3%
$125K-$150K
7.9%
$150K-$200K
9.1%
$200K+
8.9%

Employment

4.1% Unemployment Rate State: 4.1%|National: 5.2%
69.7% Labor Force Participation

Housing Overview

Owner 67.8%
Renter 32.1%
Affordability Index Affordable
3.5x home value to income ratio
Median gross rent $1,068/mo 16.6% of median household income annually

People & Demographics

Diversity Index

34out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 41 | National average: 61

Education

Cities & Places in Stearns County

CityPopulationMedian IncomePovertyHome Value
St. Cloud70,629$61,37420.2%$225,000
Sartell19,758$84,1317.4%$297,300
Waite Park8,399$59,28521.2%$219,400
St. Joseph7,021$74,94619.1%$237,700
Sauk Centre4,621$62,62819.5%$225,700
Cold Spring4,249$72,2289.8%$280,400
Melrose3,671$59,6778.5%$207,200
St. Augusta3,625$140,2270.0%$388,400
Albany2,821$69,16710.8%$238,500
Paynesville2,519$75,2505.6%$178,200
Rockville2,452$105,3294.3%$365,800
Clearwater1,970$91,3466.5%$271,800
St. John's University1,580N/A28.4%N/A
Avon1,552$91,5639.8%$245,100
Richmond1,431$71,43810.1%$241,300
Eden Valley1,002$67,91712.5%$161,300
Freeport787$89,8082.7%$223,200
Belgrade758$51,10317.0%$163,400
Holdingford718$79,3756.3%$205,700
Kimball709$66,14611.3%$232,200
St. Stephen694$105,3132.0%$262,100
Brooten602$48,25018.4%$144,000
St. Martin313$59,21917.9%$216,900
New Munich299$92,1883.2%$179,000
Greenwald270$72,6256.3%$149,200
Fairhaven255$89,6599.4%$255,600
Elrosa217$86,8756.9%$174,300
Meire Grove167$61,80612.0%$190,600
Spring Hill97$87,7080.0%$166,700
Roscoe96$48,75027.1%$173,200
Lake Henry77$105,3573.9%$154,200
St. Rosa62$81,4581.6%$325,000
St. Anthony (Stearns County)57$85,4173.5%$200,000

Population Overview

Stearns County is located in Minnesota with a total population of 160,865. It is the 8th most populous county out of 87 in Minnesota. The county encompasses 33 Census-designated places.

Age Demographics

The median age in Stearns County is 35.1 years. This is 10% lower than the state median of 38.8 years.

Economy, Income & Housing

The median household income in Stearns County is $77,066. This is 13% lower than the state median of $89,062. It is also 5% lower than the national median of $80,734. The poverty rate stands at 12.9%. This is 39% higher than the state poverty rate of 9.3%. The unemployment rate is 4.1%. This is 1% higher than the state rate of 4.1%. The median home value is $273,400. Housing costs are 17% lower than the state median of $329,300. The home-value-to-income ratio is 3.5x. 67.8% of occupied housing units are owner-occupied. This homeownership rate is 6% lower than the state average of 72.2%.

Race & Ethnicity

The largest racial or ethnic group in Stearns County is White (non-Hispanic), making up 80.2% of the population. Black or African American residents account for 9.0%. The Asian population (1.9%) is well below the state average of 5.1%.

Education

28.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 27% lower than the state rate of 39.4%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 92.5%.

Data Sources & Methodology

All figures for Stearns County come from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates, with comparisons drawn against Minnesota and national averages from the same dataset. See our methodology page for how each metric is defined, or data.census.gov for official tables with margins of error.

Frequently Asked Questions

What is the population of Stearns County, Minnesota?

Stearns County has a population of 160,865, making it the 8th most populous county in Minnesota.

What is the median income in Stearns County?

The median household income in Stearns County is $77,066 with a poverty rate of 12.9%.

How many cities are in Stearns County, Minnesota?

Stearns County contains 33 Census-designated places.