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Albany, Minnesota Demographics & Population 2026

During the 2020–2024 ACS period, Albany, Minnesota had a total population of 2,821, the 217th largest city in Minnesota, with a median household income of $69,167, which is 22% lower than the state average. The poverty rate is 10.8%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Albany Quick Facts

Population 2,821
Median Household Income $69,167
Median Home Value $238,500
Poverty Rate 10.8%
Unemployment Rate 2.9%
Median Age 34.0 years
Homeownership Rate 66.8%
Affordability Ratio 3.4x
Bachelor's Degree or Higher 20.5%
High School Graduation Rate 89.1%
Diversity Index 14/100
Population 2,821 217th of 914
Median Income $69,167 average
Poverty Rate 10.8% 13% lower than national
Median Home Value $238,500 above average

How Albany Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population2,8002,821+0.8%
Median household income$75,417$69,167-8.3%
Median home value$226,000$238,500+5.5%

How Albany Compares

Economy & Housing

Household Income Distribution

Under $25K 19.0%
$25K-$50K 24.1%
$50K-$100K 18.1%
$100K+ 38.8%
Detailed income brackets
Under $10K
8.1%
$10K-$15K
0.9%
$15K-$20K
2.7%
$20K-$25K
7.4%
$25K-$30K
2.6%
$30K-$35K
6.4%
$35K-$40K
7.8%
$40K-$45K
2.6%
$45K-$50K
4.7%
$50K-$60K
2.4%
$60K-$75K
7.5%
$75K-$100K
8.2%
$100K-$125K
15.7%
$125K-$150K
13.5%
$150K-$200K
5.1%
$200K+
4.5%

Employment

2.9% Unemployment Rate State: 4.1%|National: 5.2%
68.8% Labor Force Participation

Housing Overview

Owner 66.8%
Renter 33.2%
Affordability Index Affordable
3.4x home value to income ratio
Median gross rent $642/mo 11.1% of median household income annually

People & Demographics

Diversity Index

14out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 41 | National average: 61

Education

Albany Rankings in Minnesota

#217 Population of 914
#441 Median Income of 887
#444 Education of 914
#287 Home Value of 870

Other Cities in Stearns County

CityPopulationMedian IncomePovertyHome Value
St. Cloud 70,629 $61,374 20.2% $225,000
Sartell 19,758 $84,131 7.4% $297,300
Waite Park 8,399 $59,285 21.2% $219,400
St. Joseph 7,021 $74,946 19.1% $237,700
Sauk Centre 4,621 $62,628 19.5% $225,700
Cold Spring 4,249 $72,228 9.8% $280,400
Melrose 3,671 $59,677 8.5% $207,200
St. Augusta 3,625 $140,227 0.0% $388,400
Paynesville 2,519 $75,250 5.6% $178,200
Rockville 2,452 $105,329 4.3% $365,800

Cities Similar to Albany

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Cokato2,782$70,288$223,30015.4%14.4%
Caledonia2,820$76,477$157,90017.0%8.9%
Moose Lake2,863$64,286$205,0009.3%51.2%
Lexington2,770$75,347$289,80025.0%8.6%
Roseau2,736$60,217$164,10021.1%17.8%

Population Overview

Albany is a small community located in Minnesota, within Stearns County. The total population is 2,821. It ranks as the 217th most populous out of 914 Census-designated places in Minnesota.

Age Demographics

The median age in Albany is 34.0 years. This is 12% lower than the state median of 38.8 years. 10.7% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Albany is $69,167. This is 22% lower than the state median of $89,062. It is also 14% lower than the national median of $80,734. The poverty rate stands at 10.8%. This is 16% higher than the state poverty rate of 9.3%. The unemployment rate is 2.9%. This is 29% lower than the state rate of 4.1%. The median home value is $238,500. Housing costs are 28% lower than the state median of $329,300. The home-value-to-income ratio is 3.4x. 66.8% of occupied housing units are owner-occupied. This homeownership rate is 8% lower than the state average of 72.2%.

Race & Ethnicity

Albany has a predominantly White (non-Hispanic) population, comprising 92.4% of all residents. Hispanic or Latino residents account for 1.5%. The Black or African American population (0.3%) is well below the state average of 7.0%. The Hispanic or Latino population (1.5%) is well below the state average of 6.4%. The Asian population (1.4%) is well below the state average of 5.1%.

Education

20.5% of residents aged 25 and older hold a bachelor's degree or higher. This is 48% lower than the state rate of 39.4%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 89.1%.

Data Sources & Methodology

All demographic data for Albany, Minnesota is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Minnesota state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 914 Census-designated places in Minnesota. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Albany, Minnesota?

Albany, Minnesota has a population of 2,821 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Albany, MN?

The median household income in Albany is $69,167, which is 14% lower than the national median of $80,734.

What is the poverty rate in Albany, MN?

The poverty rate in Albany is 10.8%. This means approximately 297 residents live below the federal poverty line.

What is the racial makeup of Albany, Minnesota?

Albany's population is 92.4% White, 0.3% Black, 1.5% Hispanic/Latino, and 1.4% Asian.

What is the median home value in Albany, MN?

The median home value in Albany is $238,500. The home-value-to-income ratio is 3.4x.

How educated is Albany, Minnesota?

20.5% of adults (25+) in Albany hold a bachelor's degree or higher, and 5.9% hold a graduate or professional degree.