White Bear Lake, Minnesota Demographics & Population 2026
During the 2020–2024 ACS period, White Bear Lake, Minnesota had a total population of 23,908, the 45th largest city in Minnesota, with a median household income of $83,554, which is 6% lower than the state average. The poverty rate is 7.0%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
White Bear Lake Quick Facts
How White Bear Lake Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 24,026 | 23,908 | -0.5% |
| Median household income | $79,712 | $83,554 | +4.8% |
| Median home value | $318,000 | $331,800 | +4.3% |
How White Bear Lake Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
A less diverse community where one racial or ethnic group represents a large majority.
State average: 41 | National average: 61
Education
Educational Attainment (Adults 25+)
White Bear Lake Rankings in Minnesota
Explore Minnesota Rankings
Other Cities in Ramsey County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| St. Paul | 307,284 | $73,394 | 15.6% | $294,500 |
| Blaine | 72,488 | $106,801 | 7.2% | $352,400 |
| Maplewood | 40,695 | $91,394 | 11.2% | $323,200 |
| Roseville | 35,802 | $86,930 | 7.5% | $352,100 |
| Shoreview | 26,714 | $108,370 | 5.6% | $383,700 |
| New Brighton | 22,710 | $88,521 | 8.3% | $364,700 |
| Mounds View | 12,926 | $90,009 | 11.9% | $324,200 |
| Vadnais Heights | 12,838 | $98,685 | 3.9% | $363,100 |
| North St. Paul | 12,570 | $84,797 | 11.2% | $298,500 |
| Little Canada | 10,514 | $77,957 | 11.5% | $319,800 |
Cities Similar to White Bear Lake
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| New Brighton | 22,710 | $88,521 | $364,700 | 48.2% | 8.3% |
| Crystal | 22,476 | $92,513 | $296,100 | 37.1% | 8.2% |
| Owatonna | 26,498 | $80,750 | $245,200 | 29.3% | 9.2% |
| Hastings | 22,117 | $93,998 | $322,400 | 30.9% | 5.4% |
| Columbia Heights | 22,155 | $73,691 | $277,600 | 32.5% | 16.3% |
Population Overview
White Bear Lake is a small city located in Minnesota, within Ramsey County. The total population is 23,908. It ranks as the 45th most populous out of 914 Census-designated places in Minnesota.
Age Demographics
The median age in White Bear Lake is 41.9 years. This is 8% higher than the state median of 38.8 years.
Economy, Income & Housing
The median household income in White Bear Lake is $83,554. This is 6% lower than the state median of $89,062. It is also 3% higher than the national median of $80,734. The poverty rate stands at 7.0%. This is 25% lower than the state poverty rate of 9.3%. The unemployment rate is 4.0%. The median home value is $331,800. Housing costs are about the same as the state median of $329,300. The home-value-to-income ratio is 4.0x. 67.8% of occupied housing units are owner-occupied. This homeownership rate is 6% lower than the state average of 72.2%.
Race & Ethnicity
The largest racial or ethnic group in White Bear Lake is White (non-Hispanic), making up 81.2% of the population. Asian residents account for 6.3%. The Black or African American population (3.3%) is well below the state average of 7.0%.
Education
41.7% of residents aged 25 and older hold a bachelor's degree or higher. This is 6% higher than the state rate of 39.4%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 96.2%.
Data Sources & Methodology
All demographic data for White Bear Lake, Minnesota is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Minnesota state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 914 Census-designated places in Minnesota. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
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Frequently Asked Questions
What is the population of White Bear Lake, Minnesota?
White Bear Lake, Minnesota has a population of 23,908 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in White Bear Lake, MN?
The median household income in White Bear Lake is $83,554, which is 3% higher than the national median of $80,734.
What is the poverty rate in White Bear Lake, MN?
The poverty rate in White Bear Lake is 7.0%. This means approximately 1,654 residents live below the federal poverty line.
What is the racial makeup of White Bear Lake, Minnesota?
White Bear Lake's population is 81.2% White, 3.3% Black, 4.7% Hispanic/Latino, and 6.3% Asian.
What is the median home value in White Bear Lake, MN?
The median home value in White Bear Lake is $331,800. The home-value-to-income ratio is 4.0x.
How educated is White Bear Lake, Minnesota?
41.7% of adults (25+) in White Bear Lake hold a bachelor's degree or higher, and 12.1% hold a graduate or professional degree.