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Cole County, Missouri Demographics 2026

Cole County, Missouri has a population of 77,032, the 16th most populous county in Missouri. The median household income is $74,876 and the median home value is $229,600. The poverty rate is 9.0%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Cole County Quick Facts

Population 77,032
Median Household Income $74,876
Median Home Value $229,600
Poverty Rate 9.0%
Unemployment Rate 2.9%
Median Age 39.9 years
Homeownership Rate 67.9%
Affordability Ratio 3.1x
Bachelor's Degree+ 38.9%
High School Graduation 94.2%
Cities/Places 9
Population 77,032 16th of 115
Median Income $74,876 6% higher than state
Poverty Rate 9.0%
Unemployment 2.9%

How Cole County Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population76,92477,032+0.1%
Median household income$73,273$74,876+2.2%
Median home value$214,400$229,600+7.1%

Economy & Housing

Household Income Distribution

Under $25K 14.3%
$25K-$50K 17.3%
$50K-$100K 31.4%
$100K+ 37.0%
Detailed income brackets
Under $10K
4.2%
$10K-$15K
2.3%
$15K-$20K
4.4%
$20K-$25K
3.4%
$25K-$30K
3.3%
$30K-$35K
3.4%
$35K-$40K
3.3%
$40K-$45K
3.7%
$45K-$50K
3.7%
$50K-$60K
8.2%
$60K-$75K
10.3%
$75K-$100K
12.9%
$100K-$125K
11.5%
$125K-$150K
8.3%
$150K-$200K
9.1%
$200K+
8.2%

Employment

2.9% Unemployment Rate State: 4.0%|National: 5.2%
63.2% Labor Force Participation

Housing Overview

Owner 67.9%
Renter 32.1%
Affordability Index Affordable
3.1x home value to income ratio
Median gross rent $834/mo 13.4% of median household income annually

People & Demographics

Diversity Index

36out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 40 | National average: 61

Education

Cities & Places in Cole County

CityPopulationMedian IncomePovertyHome Value
Jefferson City42,488$66,37112.0%$218,700
Wardsville1,579$121,2222.5%$329,500
Taos1,242$98,8542.5%$270,500
St. Martins1,228$89,2505.0%$242,400
Russellville833$56,7505.3%$166,500
Centertown297$46,87510.4%$143,400
Lohman243$89,16711.9%$218,800
St. Thomas228$89,6883.1%$212,000
Eugene158$58,84617.7%N/A

Population Overview

Cole County is located in Missouri with a total population of 77,032. It is the 16th most populous county out of 115 in Missouri. The county encompasses 9 Census-designated places.

Age Demographics

The median age in Cole County is 39.9 years. This is 2% higher than the state median of 39.0 years.

Economy, Income & Housing

The median household income in Cole County is $74,876. This is 6% higher than the state median of $70,702. It is also 7% lower than the national median of $80,734. The poverty rate stands at 9.0%. This is 28% lower than the state poverty rate of 12.6%. The unemployment rate is 2.9%. This is 27% lower than the state rate of 4.0%. The median home value is $229,600. Housing costs are about the same as the state median of $230,300. The home-value-to-income ratio is 3.1x. 67.9% of occupied housing units are owner-occupied.

Race & Ethnicity

The largest racial or ethnic group in Cole County is White (non-Hispanic), making up 79.3% of the population. Black or African American residents account for 9.7%.

Education

38.9% of residents aged 25 and older hold a bachelor's degree or higher. This places Cole County in the top 10% of all counties in the state for educational attainment. This is 20% higher than the state rate of 32.4%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 94.2%.

Data Sources & Methodology

All figures for Cole County come from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates, with comparisons drawn against Missouri and national averages from the same dataset. See our methodology page for how each metric is defined, or data.census.gov for official tables with margins of error.

Frequently Asked Questions

What is the population of Cole County, Missouri?

Cole County has a population of 77,032, making it the 16th most populous county in Missouri.

What is the median income in Cole County?

The median household income in Cole County is $74,876 with a poverty rate of 9.0%.

How many cities are in Cole County, Missouri?

Cole County contains 9 Census-designated places.