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Jefferson City, Missouri Demographics & Population 2026

During the 2020–2024 ACS period, Jefferson City, Missouri had a total population of 42,488, the 16th largest city in Missouri, with a median household income of $66,371, which is 6% lower than the state average. The poverty rate is 12.0%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Jefferson City Quick Facts

Population 42,488
Median Household Income $66,371
Median Home Value $218,700
Poverty Rate 12.0%
Unemployment Rate 3.2%
Median Age 38.9 years
Homeownership Rate 59.2%
Affordability Ratio 3.3x
Bachelor's Degree or Higher 38.7%
High School Graduation Rate 92.8%
Diversity Index 46/100
Population 42,488 16th of 1,062
Median Income $66,371 above average
Poverty Rate 12.0% 4% lower than national
Median Home Value $218,700 top 20%

How Jefferson City Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population42,56542,488-0.2%
Median household income$67,205$66,371-1.2%
Median home value$208,000$218,700+5.1%

How Jefferson City Compares

Economy & Housing

Household Income Distribution

Under $25K 18.1%
$25K-$50K 18.1%
$50K-$100K 30.5%
$100K+ 33.3%
Detailed income brackets
Under $10K
5.7%
$10K-$15K
3.3%
$15K-$20K
4.8%
$20K-$25K
4.3%
$25K-$30K
4.0%
$30K-$35K
3.5%
$35K-$40K
4.2%
$40K-$45K
3.7%
$45K-$50K
2.7%
$50K-$60K
7.3%
$60K-$75K
11.4%
$75K-$100K
11.8%
$100K-$125K
10.8%
$125K-$150K
5.8%
$150K-$200K
8.6%
$200K+
8.0%

Employment

3.2% Unemployment Rate State: 4.0%|National: 5.2%
61.4% Labor Force Participation

Housing Overview

Owner 59.2%
Renter 40.8%
Affordability Index Affordable
3.3x home value to income ratio
Median gross rent $802/mo 14.5% of median household income annually

People & Demographics

Diversity Index

46out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 40 | National average: 61

Education

Jefferson City Rankings in Missouri

#16 Population of 1,062
#292 Median Income of 955
#113 Education of 1,062
#175 Home Value of 941

Other Cities in Cole County

CityPopulationMedian IncomePovertyHome Value
Wardsville 1,579 $121,222 2.5% $329,500
Taos 1,242 $98,854 2.5% $270,500
St. Martins 1,228 $89,250 5.0% $242,400
Russellville 833 $56,750 5.3% $166,500
Centertown 297 $46,875 10.4% $143,400
Lohman 243 $89,167 11.9% $218,800
St. Thomas 228 $89,688 3.1% $212,000
Eugene 158 $58,846 17.7% N/A

Cities Similar to Jefferson City

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Cape Girardeau40,344$55,658$196,30034.9%20.8%
Florissant51,773$65,318$148,80022.4%10.1%
University City34,685$80,694$306,70064.9%14.5%
Joplin52,593$52,097$168,30026.7%16.9%
Mehlville29,805$67,071$218,40031.4%7.8%

Population Overview

Jefferson City is a mid-sized community located in Missouri, within Cole County. The total population is 42,488. It ranks as the 16th most populous out of 1,062 Census-designated places in Missouri.

Age Demographics

The median age in Jefferson City is 38.9 years. This is about the same as the state median of 39.0 years.

Economy, Income & Housing

The median household income in Jefferson City is $66,371. This is 6% lower than the state median of $70,702. It is also 18% lower than the national median of $80,734. The poverty rate stands at 12.0%. This is 5% lower than the state poverty rate of 12.6%. The unemployment rate is 3.2%. This is 21% lower than the state rate of 4.0%. The median home value is $218,700. Housing costs are 5% lower than the state median of $230,300. The home-value-to-income ratio is 3.3x. 59.2% of occupied housing units are owner-occupied. This homeownership rate is 13% lower than the state average of 68.1%.

Race & Ethnicity

The largest racial or ethnic group in Jefferson City is White (non-Hispanic), making up 71.4% of the population. Black or African American residents account for 16.0%.

Education

38.7% of residents aged 25 and older hold a bachelor's degree or higher. This is 19% higher than the state rate of 32.4%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 92.8%. Notably, 15.2% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Jefferson City, Missouri is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Missouri state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,062 Census-designated places in Missouri. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Jefferson City, Missouri?

Jefferson City, Missouri has a population of 42,488 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Jefferson City, MO?

The median household income in Jefferson City is $66,371, which is 18% lower than the national median of $80,734.

What is the poverty rate in Jefferson City, MO?

The poverty rate in Jefferson City is 12.0%. This means approximately 4,613 residents live below the federal poverty line.

What is the racial makeup of Jefferson City, Missouri?

Jefferson City's population is 71.4% White, 16.0% Black, 4.0% Hispanic/Latino, and 2.4% Asian.

What is the median home value in Jefferson City, MO?

The median home value in Jefferson City is $218,700. The home-value-to-income ratio is 3.3x.

How educated is Jefferson City, Missouri?

38.7% of adults (25+) in Jefferson City hold a bachelor's degree or higher, and 15.2% hold a graduate or professional degree.