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Finesville, New Jersey Demographics & Population 2026

During the 2020–2024 ACS period, Finesville, New Jersey had a total population of 301, the 647th largest community in New Jersey, with a median household income of $68,780, which is 34% lower than the state average. The poverty rate is 0.0%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Finesville Quick Facts

Population 301
Median Household Income $68,780
Median Home Value $274,100
Poverty Rate 0.0%
Unemployment Rate 7.7%
Median Age 61.5 years
Homeownership Rate 60.6%
Affordability Ratio 4.0x
Bachelor's Degree or Higher 48.0%
High School Graduation Rate 100.0%
Diversity Index 0/100
Population 301 647th of 700
Median Income $68,780 bottom 20%
Poverty Rate 0.0%
Median Home Value $274,100 bottom 20%

How Finesville Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population333301-9.6%
Median household income$77,647$68,780-11.4%
Median home value$289,800$274,100-5.4%

How Finesville Compares

Economy & Housing

Household Income Distribution

Under $25K 0.0%
$25K-$50K 25.1%
$50K-$100K 43.4%
$100K+ 31.4%
Detailed income brackets
Under $10K
0.0%
$10K-$15K
0.0%
$15K-$20K
0.0%
$20K-$25K
0.0%
$25K-$30K
8.6%
$30K-$35K
16.6%
$35K-$40K
0.0%
$40K-$45K
0.0%
$45K-$50K
0.0%
$50K-$60K
0.0%
$60K-$75K
36.6%
$75K-$100K
6.9%
$100K-$125K
0.0%
$125K-$150K
14.9%
$150K-$200K
6.9%
$200K+
9.7%

Employment

7.7% Unemployment Rate State: 6.3%|National: 5.2%
63.3% Labor Force Participation

Housing Overview

Owner 60.6%
Renter 39.4%
Affordability Index Moderate
4.0x home value to income ratio
Median gross rent $3,501/mo 61.1% of median household income annually

People & Demographics

Diversity Index

0out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 66 | National average: 61

Education

Finesville Rankings in New Jersey

#647 Population of 700
#589 Median Income of 662
#292 Education of 699
#550 Home Value of 678

Other Cities in Warren County

CityPopulationMedian IncomePovertyHome Value
Phillipsburg 15,299 $68,324 20.2% $193,200
Hackettstown 10,140 $93,083 9.4% $361,600
Washington 7,334 $81,336 8.5% $263,300
Beattystown 4,917 $87,500 8.2% $416,000
Panther Valley 4,553 $131,169 5.3% $369,900
Greenwich (Warren County) 2,679 $164,167 2.1% $468,400
Belvidere 2,538 $95,714 5.9% $279,600
Alpha 2,436 $90,333 5.8% $261,500
Brass Castle 1,936 $152,256 3.9% $410,800
Upper Pohatcong 1,876 $103,444 4.8% $280,300

Cities Similar to Finesville

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Windsor325N/A$484,40036.7%0.0%
New Gretna314$77,813$346,70018.6%7.0%
Skillman345N/A$634,30057.9%0.0%
Hancocks Bridge320$80,625$124,70013.5%2.3%
Port Elizabeth261N/A$247,90024.4%0.0%

A note before these figures: with a population of 301, Finesville's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.

Population Overview

Finesville is a small community located in New Jersey, within Warren County. The total population is 301. It ranks as the 647th most populous out of 700 Census-designated places in New Jersey.

Age Demographics

The median age in Finesville is 61.5 years. This is 53% higher than the state median of 40.1 years. Only 5.0% of residents are under 18, indicating fewer families with children. 24.3% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Finesville is $68,780. This is 34% lower than the state median of $103,556. It is also 15% lower than the national median of $80,734. The ACS records no residents below the poverty line in Finesville. In a community this small the estimate rests on very few survey responses, so it should be read as an absence of measurement rather than a measured absence of poverty. The unemployment rate is 7.7%. This is 23% higher than the state rate of 6.3%. The median home value is $274,100. Housing costs are 40% lower than the state median of $454,400. The home-value-to-income ratio is 4.0x. 60.6% of occupied housing units are owner-occupied. This homeownership rate is 5% lower than the state average of 63.8%.

Race & Ethnicity

Every resident counted in Finesville was recorded as White (non-Hispanic). A figure of exactly 100.0% reflects a survey sample too small to capture the community's full composition rather than a precise measurement.

Education

48.0% of residents aged 25 and older hold a bachelor's degree or higher. This is 10% higher than the state rate of 43.6%. Nationally, 35.7% of adults hold at least a bachelor's degree. No surveyed resident aged 25 or older reported leaving school before earning a high school diploma, though a rate of exactly 100% reflects the limits of a small sample.

Data Sources & Methodology

All demographic data for Finesville, New Jersey is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against New Jersey state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 700 Census-designated places in New Jersey. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Finesville, New Jersey?

Finesville, New Jersey has a population of 301 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Finesville, NJ?

The median household income in Finesville is $68,780, which is 15% lower than the national median of $80,734.

What is the poverty rate in Finesville, NJ?

The ACS sample for Finesville recorded no residents below the federal poverty line. Because the community is small, this indicates that the survey did not capture poverty here rather than that no poverty exists — the estimate carries a wide margin of error.

What is the racial makeup of Finesville, New Jersey?

Finesville's population is 100.0% White, 0.0% Black, 0.0% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Finesville, NJ?

The median home value in Finesville is $274,100. The home-value-to-income ratio is 4.0x.

How educated is Finesville, New Jersey?

48.0% of adults (25+) in Finesville hold a bachelor's degree or higher, and 4.0% hold a graduate or professional degree.