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Garwood borough, New Jersey Demographics & Population 2026

As of 2026, Garwood borough, New Jersey has a total population of 4,688, the 309th largest city in New Jersey, with a median household income of $100,948, which is about average than the state average. The poverty rate is 9.2%.

Garwood borough Quick Facts

Population 4,688
Median Household Income $100,948
Median Home Value $509,800
Poverty Rate 9.2%
Unemployment Rate 6.0%
Median Age 42.7 years
Homeownership Rate 54.8%
Affordability Ratio 5.1x
Bachelor's Degree or Higher 43.8%
High School Graduation Rate 95.9%
Diversity Index 47/100
Population 4,688 309th of 700
Median Income $100,948 average
Poverty Rate 9.2% 26% lower national
Median Home Value $509,800 above average

How Garwood borough Compares

Economy & Housing

Employment

6.0% Unemployment Rate State: 6.2% | National: 5.2%
68.8% Labor Force Participation

Housing Overview

Owner 54.8%
Renter 45.2%
Affordability Index Expensive
5.1x home value to income ratio

People & Demographics

Diversity Index

47out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 65 | National average: 60

Education

Garwood borough Rankings in New Jersey

#309 Population of 700
#376 Median Income of 700
#336 Education of 700
#209 Home Value of 700

Other Cities in Union County

CityPopulationMedian IncomePovertyHome Value
Elizabeth city 135,887 $63,874 15.3% $393,500
Plainfield city 54,515 $80,334 17.1% $383,300
Linden city 43,614 $91,036 9.0% $387,200
Westfield town 30,760 $212,700 2.1% $930,500
Rahway city 29,748 $90,852 6.8% $362,300
Summit city 22,512 $199,107 3.9% $969,900
Roselle borough 22,455 $82,967 10.4% $336,500
Roselle Park borough 13,965 $104,418 5.1% $405,800
New Providence borough 13,577 $162,877 2.1% $734,300
Kenilworth borough 8,339 $126,295 6.0% $521,100

Cities Similar to Garwood borough

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
South Bound Brook borough4,833$102,019$345,30024.0%16.4%
Mount Ephraim borough4,648$95,137$223,80023.1%8.9%
Golden Triangle CDP4,893$101,411$280,80040.1%8.6%
Spring Lake Heights borough4,866$102,829$648,50057.2%4.2%
Beattystown CDP4,479$105,179$367,80050.3%8.0%

Population Overview

Garwood borough is a small community located in New Jersey, within Union County. The total population is 4,688. It ranks as the 309th most populous out of 700 cities and towns in New Jersey.

Age Demographics

The median age in Garwood borough is 42.7 years. This is 6% higher than the state median of 40.1 years. 11.1% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Garwood borough is $100,948. This is about average than the state median of $101,050. Compared to the national median of $78,538, household income here is 29% higher. The poverty rate stands at 9.2%. This is 6% lower than the state poverty rate of 9.8%. The unemployment rate is 6.0%. This is 3% lower than the state rate of 6.2%. The median home value is $509,800. Housing costs are 19% higher than the state median of $427,600. The home-value-to-income ratio is 5.1x. 54.8% of occupied housing units are owner-occupied. This homeownership rate is 14% lower than the state average of 63.7%.

Race & Ethnicity

The largest racial or ethnic group in Garwood borough is White (non-Hispanic), making up 69.5% of the population. Hispanic or Latino residents account for 21.1%. The Asian population (3.3%) is well below the state average of 9.8%.

Education

43.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 2% higher than the state rate of 42.9%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 95.9%.

Data Sources & Methodology

All demographic data for Garwood borough, New Jersey is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against New Jersey state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 700 Census-designated places in New Jersey. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Garwood borough, New Jersey?

Garwood borough, New Jersey has a population of 4,688 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Garwood borough, NJ?

The median household income in Garwood borough is $100,948, which is 29% higher the national median of $78,538.

What is the poverty rate in Garwood borough, NJ?

The poverty rate in Garwood borough is 9.2%. This means approximately 432 residents live below the federal poverty line.

What is the racial makeup of Garwood borough, New Jersey?

Garwood borough's population is 69.5% White, 0.0% Black, 21.1% Hispanic/Latino, and 3.3% Asian.

What is the median home value in Garwood borough, NJ?

The median home value in Garwood borough is $509,800. The home-value-to-income ratio is 5.1x.

How educated is Garwood borough, New Jersey?

43.8% of adults (25+) in Garwood borough hold a bachelor's degree or higher, and 15.0% hold a graduate or professional degree.