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Milford borough, New Jersey Demographics & Population 2026

As of 2026, Milford borough, New Jersey has a total population of 1,306, the 527th largest city in New Jersey, with a median household income of $88,295, which is 13% lower than the state average. The poverty rate is 6.8%.

Milford borough Quick Facts

Population 1,306
Median Household Income $88,295
Median Home Value $304,100
Poverty Rate 6.8%
Unemployment Rate 7.1%
Median Age 43.1 years
Homeownership Rate 73.4%
Affordability Ratio 3.4x
Bachelor's Degree or Higher 39.8%
High School Graduation Rate 92.7%
Diversity Index 17/100
Population 1,306 527th of 700
Median Income $88,295 below average
Poverty Rate 6.8% 45% lower national
Median Home Value $304,100 bottom 30%

How Milford borough Compares

Economy & Housing

Employment

7.1% Unemployment Rate State: 6.2% | National: 5.2%
62.9% Labor Force Participation

Housing Overview

Owner 73.4%
Renter 26.6%
Affordability Index Affordable
3.4x home value to income ratio

People & Demographics

Diversity Index

17out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 65 | National average: 60

Education

Milford borough Rankings in New Jersey

#527 Population of 700
#461 Median Income of 700
#377 Education of 700
#486 Home Value of 700

Other Cities in Bergen County

CityPopulationMedian IncomePovertyHome Value
Hackensack city 45,768 $82,212 11.3% $370,300
Fort Lee borough 39,818 $105,535 8.4% $422,200
Fair Lawn borough 35,153 $147,952 6.1% $532,700
Garfield city 32,502 $75,701 14.2% $454,300
Englewood city 29,342 $101,398 9.8% $497,500
Bergenfield borough 28,269 $124,083 6.1% $469,200
Paramus borough 26,500 $139,707 5.5% $736,000
Ridgewood village 26,076 $217,250 3.7% $882,700
Lodi borough 25,946 $84,570 16.0% $449,200
Cliffside Park borough 25,580 $94,960 11.3% $577,200

Cities Similar to Milford borough

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Chesilhurst borough1,340$89,904$215,10015.1%11.7%
Kean University CDP1,359N/AN/A87.5%N/A
Pemberton borough1,373$88,333$303,20017.3%11.5%
William Paterson University of New Jersey CDP1,240N/AN/A73.9%N/A
Crandon Lakes CDP1,258$92,434$279,50037.2%2.8%

Population Overview

Milford borough is a small community located in New Jersey, within Bergen County. The total population is 1,306. It ranks as the 527th most populous out of 700 cities and towns in New Jersey.

Age Demographics

The median age in Milford borough is 43.1 years. This is 7% higher than the state median of 40.1 years. 10.0% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Milford borough is $88,295. This is 13% lower than the state median of $101,050. Compared to the national median of $78,538, household income here is 12% higher. The poverty rate stands at 6.8%. This is 30% lower than the state poverty rate of 9.8%. The unemployment rate is 7.1%. This is 16% higher than the state rate of 6.2%. The median home value is $304,100. Housing costs are 29% lower than the state median of $427,600. The home-value-to-income ratio is 3.4x. 73.4% of occupied housing units are owner-occupied. This homeownership rate is 15% higher than the state average of 63.7%.

Race & Ethnicity

Milford borough has a predominantly White (non-Hispanic) population, comprising 91.0% of all residents. Hispanic or Latino residents account for 4.7%. The White (non-Hispanic) population is significantly higher than the state average (91.0% vs 51.9%). The Black or African American population (1.8%) is well below the state average of 12.3%. The Hispanic or Latino population (4.7%) is well below the state average of 21.9%. The Asian population (1.5%) is well below the state average of 9.8%.

Education

39.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 7% lower than the state rate of 42.9%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 92.7%.

Data Sources & Methodology

All demographic data for Milford borough, New Jersey is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against New Jersey state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 700 Census-designated places in New Jersey. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Milford borough, New Jersey?

Milford borough, New Jersey has a population of 1,306 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Milford borough, NJ?

The median household income in Milford borough is $88,295, which is 12% higher the national median of $78,538.

What is the poverty rate in Milford borough, NJ?

The poverty rate in Milford borough is 6.8%. This means approximately 89 residents live below the federal poverty line.

What is the racial makeup of Milford borough, New Jersey?

Milford borough's population is 91.0% White, 1.8% Black, 4.7% Hispanic/Latino, and 1.5% Asian.

What is the median home value in Milford borough, NJ?

The median home value in Milford borough is $304,100. The home-value-to-income ratio is 3.4x.

How educated is Milford borough, New Jersey?

39.8% of adults (25+) in Milford borough hold a bachelor's degree or higher, and 13.6% hold a graduate or professional degree.