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Cobleskill, New York Demographics & Population 2026

During the 2020–2024 ACS period, Cobleskill, New York had a total population of 4,682, the 376th largest village in New York, with a median household income of $46,059, which is 46% lower than the state average. The poverty rate is 16.2%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Cobleskill Quick Facts

Population 4,682
Median Household Income $46,059
Median Home Value $193,300
Poverty Rate 16.2%
Unemployment Rate 6.8%
Median Age 30.3 years
Homeownership Rate 39.1%
Affordability Ratio 4.2x
Bachelor's Degree or Higher 32.6%
High School Graduation Rate 93.7%
Diversity Index 31/100
Population 4,682 376th of 1,289
Median Income $46,059 bottom 10%
Poverty Rate 16.2% 30% higher than national
Median Home Value $193,300 average

How Cobleskill Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population4,4954,682+4.2%
Median household income$51,723$46,059-11.0%
Median home value$176,600$193,300+9.5%

How Cobleskill Compares

Economy & Housing

Household Income Distribution

Under $25K 24.4%
$25K-$50K 32.1%
$50K-$100K 15.7%
$100K+ 27.8%
Detailed income brackets
Under $10K
1.1%
$10K-$15K
11.9%
$15K-$20K
5.7%
$20K-$25K
5.7%
$25K-$30K
5.0%
$30K-$35K
4.2%
$35K-$40K
6.5%
$40K-$45K
8.6%
$45K-$50K
7.8%
$50K-$60K
4.3%
$60K-$75K
3.5%
$75K-$100K
7.9%
$100K-$125K
5.7%
$125K-$150K
8.9%
$150K-$200K
6.0%
$200K+
7.2%

Employment

6.8% Unemployment Rate State: 6.4%|National: 5.2%
48.9% Labor Force Participation

Housing Overview

Owner 39.1%
Renter 60.9%
Affordability Index Moderate
4.2x home value to income ratio
Median gross rent $874/mo 22.8% of median household income annually

People & Demographics

Diversity Index

31out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 65 | National average: 61

Education

Cobleskill Rankings in New York

#376 Population of 1,289
#1157 Median Income of 1,219
#670 Education of 1,288
#745 Home Value of 1,232

Other Cities in Schoharie County

CityPopulationMedian IncomePovertyHome Value
Middleburgh 1,220 $46,912 11.6% $193,500
Schoharie 1,144 $55,742 13.0% $220,900
Richmondville 931 $44,875 14.2% $160,900
Sharon Springs 634 $55,000 24.3% $121,800
Central Bridge 456 $105,909 9.7% $196,400
Esperance 248 $73,333 9.7% $191,700
Jefferson 177 N/A 14.1% $166,700
North Blenheim 79 $133,750 2.6% $95,000

Cities Similar to Cobleskill

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Waterloo4,605$51,642$114,30023.5%11.7%
Gates4,691$54,647$168,60034.7%21.4%
Alfred4,819$40,625$170,80071.1%37.4%
Little Falls4,550$53,544$105,70022.0%24.3%
Dansville4,653$57,329$118,60019.6%6.7%

Population Overview

Cobleskill is a small community located in New York, within Schoharie County. The total population is 4,682. It ranks as the 376th most populous out of 1,289 Census-designated places in New York.

Age Demographics

The median age in Cobleskill is 30.3 years. This is 24% lower than the state median of 39.8 years. Only 11.4% of residents are under 18, indicating fewer families with children. 10.7% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Cobleskill is $46,059. This is 46% lower than the state median of $85,974. It is also 43% lower than the national median of $80,734. The poverty rate stands at 16.2%. This is 16% higher than the state poverty rate of 14.0%. The unemployment rate is 6.8%. This is 6% higher than the state rate of 6.4%. The median home value is $193,300. Housing costs are 54% lower than the state median of $423,800. The home-value-to-income ratio is 4.2x. 39.1% of occupied housing units are owner-occupied. This homeownership rate is 28% lower than the state average of 54.4%.

Race & Ethnicity

The largest racial or ethnic group in Cobleskill is White (non-Hispanic), making up 82.8% of the population. Hispanic or Latino residents account for 4.7%. The White (non-Hispanic) population is significantly higher than the state average (82.8% vs 52.8%). The Black or African American population (3.1%) is well below the state average of 13.4%. The Hispanic or Latino population (4.7%) is well below the state average of 19.8%. The Asian population (2.2%) is well below the state average of 9.0%.

Education

32.6% of residents aged 25 and older hold a bachelor's degree or higher. This is 19% lower than the state rate of 40.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 93.7%.

Data Sources & Methodology

All demographic data for Cobleskill, New York is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against New York state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,289 Census-designated places in New York. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Cobleskill, New York?

Cobleskill, New York has a population of 4,682 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Cobleskill, NY?

The median household income in Cobleskill is $46,059, which is 43% lower than the national median of $80,734.

What is the poverty rate in Cobleskill, NY?

The poverty rate in Cobleskill is 16.2%. This means approximately 586 residents live below the federal poverty line.

What is the racial makeup of Cobleskill, New York?

Cobleskill's population is 82.8% White, 3.1% Black, 4.7% Hispanic/Latino, and 2.2% Asian.

What is the median home value in Cobleskill, NY?

The median home value in Cobleskill is $193,300. The home-value-to-income ratio is 4.2x.

How educated is Cobleskill, New York?

32.6% of adults (25+) in Cobleskill hold a bachelor's degree or higher, and 13.9% hold a graduate or professional degree.