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Cortland County, New York Demographics 2026

Cortland County, New York has a population of 46,246, the 52nd most populous county in New York. The median household income is $70,418 and the median home value is $162,100. The poverty rate is 12.8%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Cortland County Quick Facts

Population 46,246
Median Household Income $70,418
Median Home Value $162,100
Poverty Rate 12.8%
Unemployment Rate 4.6%
Median Age 37.0 years
Homeownership Rate 66.3%
Affordability Ratio 2.3x
Bachelor's Degree+ 29.1%
High School Graduation 91.9%
Cities/Places 8
Population 46,246 52nd of 62
Median Income $70,418 18% lower than state
Poverty Rate 12.8%
Unemployment 4.6%

How Cortland County Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population46,40146,246-0.3%
Median household income$67,527$70,418+4.3%
Median home value$158,100$162,100+2.5%

Economy & Housing

Household Income Distribution

Under $25K 17.0%
$25K-$50K 17.1%
$50K-$100K 34.2%
$100K+ 31.7%
Detailed income brackets
Under $10K
5.5%
$10K-$15K
3.7%
$15K-$20K
4.8%
$20K-$25K
3.0%
$25K-$30K
3.0%
$30K-$35K
3.4%
$35K-$40K
3.7%
$40K-$45K
3.9%
$45K-$50K
3.0%
$50K-$60K
8.6%
$60K-$75K
11.3%
$75K-$100K
14.3%
$100K-$125K
10.6%
$125K-$150K
7.8%
$150K-$200K
6.9%
$200K+
6.5%

Employment

4.6% Unemployment Rate State: 6.4%|National: 5.2%
62.5% Labor Force Participation

Housing Overview

Owner 66.3%
Renter 33.7%
Affordability Index Very Affordable
2.3x home value to income ratio
Median gross rent $984/mo 16.8% of median household income annually

People & Demographics

Diversity Index

20out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 65 | National average: 61

Education

Cities & Places in Cortland County

CityPopulationMedian IncomePovertyHome Value
Cortland17,450$59,48220.8%$152,600
Homer3,114$72,4726.2%$165,200
Munsons Corners2,662$56,06914.9%$135,700
Cortland West1,020$127,0195.0%$275,500
McGraw974$64,1856.9%$109,600
Marathon952$52,19813.2%$124,800
Virgil220$67,8132.3%$251,800
Blodgett Mills212N/A11.3%$135,000

Population Overview

Cortland County is located in New York with a total population of 46,246. It is the 52nd most populous county out of 62 in New York. The county encompasses 8 Census-designated places.

Age Demographics

The median age in Cortland County is 37.0 years. This is 7% lower than the state median of 39.8 years.

Economy, Income & Housing

The median household income in Cortland County is $70,418. This is 18% lower than the state median of $85,974. It is also 13% lower than the national median of $80,734. The poverty rate stands at 12.8%. This is 9% lower than the state poverty rate of 14.0%. The unemployment rate is 4.6%. This is 28% lower than the state rate of 6.4%. The median home value is $162,100. Housing costs are 62% lower than the state median of $423,800. With a home-value-to-income ratio of just 2.3x, Cortland County is one of the most affordable housing markets in the area. 66.3% of occupied housing units are owner-occupied. This homeownership rate is 22% higher than the state average of 54.4%.

Race & Ethnicity

Cortland County has a predominantly White (non-Hispanic) population, comprising 89.2% of all residents. Hispanic or Latino residents account for 3.6%. The White (non-Hispanic) population is significantly higher than the state average (89.2% vs 52.8%). The Black or African American population (1.7%) is well below the state average of 13.4%. The Hispanic or Latino population (3.6%) is well below the state average of 19.8%. The Asian population (1.4%) is well below the state average of 9.0%.

Education

29.1% of residents aged 25 and older hold a bachelor's degree or higher. This is 28% lower than the state rate of 40.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 91.9%.

Data Sources & Methodology

All figures for Cortland County come from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates, with comparisons drawn against New York and national averages from the same dataset. See our methodology page for how each metric is defined, or data.census.gov for official tables with margins of error.

Frequently Asked Questions

What is the population of Cortland County, New York?

Cortland County has a population of 46,246, making it the 52nd most populous county in New York.

What is the median income in Cortland County?

The median household income in Cortland County is $70,418 with a poverty rate of 12.8%.

How many cities are in Cortland County, New York?

Cortland County contains 8 Census-designated places.