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McGraw, New York Demographics & Population 2026

During the 2020–2024 ACS period, McGraw, New York had a total population of 974, the 863rd largest village in New York, with a median household income of $64,185, which is 25% lower than the state average. The poverty rate is 6.9%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

McGraw Quick Facts

Population 974
Median Household Income $64,185
Median Home Value $109,600
Poverty Rate 6.9%
Unemployment Rate 2.1%
Median Age 41.6 years
Homeownership Rate 70.9%
Affordability Ratio 1.7x
Bachelor's Degree or Higher 16.3%
High School Graduation Rate 93.9%
Diversity Index 13/100
Population 974 863rd of 1,289
Median Income $64,185 bottom 30%
Poverty Rate 6.9% 45% lower than national
Median Home Value $109,600 bottom 20%

How McGraw Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population1,071974-9.1%
Median household income$58,542$64,185+9.6%
Median home value$106,400$109,600+3.0%

How McGraw Compares

Economy & Housing

Household Income Distribution

Under $25K 13.9%
$25K-$50K 19.4%
$50K-$100K 41.2%
$100K+ 25.5%
Detailed income brackets
Under $10K
3.4%
$10K-$15K
1.6%
$15K-$20K
7.3%
$20K-$25K
1.6%
$25K-$30K
5.0%
$30K-$35K
5.8%
$35K-$40K
3.4%
$40K-$45K
4.2%
$45K-$50K
1.1%
$50K-$60K
10.8%
$60K-$75K
12.3%
$75K-$100K
18.1%
$100K-$125K
8.7%
$125K-$150K
5.8%
$150K-$200K
9.7%
$200K+
1.3%

Employment

2.1% Unemployment Rate State: 6.4%|National: 5.2%
57.8% Labor Force Participation

Housing Overview

Owner 70.9%
Renter 29.1%
Affordability Index Very Affordable
1.7x home value to income ratio
Median gross rent $830/mo 15.5% of median household income annually

People & Demographics

Diversity Index

13out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 65 | National average: 61

Education

McGraw Rankings in New York

#863 Population of 1,289
#887 Median Income of 1,219
#1132 Education of 1,288
#1111 Home Value of 1,232

Other Cities in Cortland County

CityPopulationMedian IncomePovertyHome Value
Cortland 17,450 $59,482 20.8% $152,600
Homer 3,114 $72,472 6.2% $165,200
Munsons Corners 2,662 $56,069 14.9% $135,700
Cortland West 1,020 $127,019 5.0% $275,500
Marathon 952 $52,198 13.2% $124,800
Virgil 220 $67,813 2.3% $251,800
Blodgett Mills 212 N/A 11.3% $135,000

Cities Similar to McGraw

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Belmont955$65,313$94,60017.2%14.2%
Great Bend938N/A$172,60017.3%31.3%
Woodridge955$61,298$207,30033.0%20.3%
Portville951$61,793$102,90028.1%10.4%
Cohocton946$66,250$84,10012.5%14.1%

A note before these figures: with a population of 974, McGraw's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.

Population Overview

McGraw is a small community located in New York, within Cortland County. The total population is 974. It ranks as the 863rd most populous out of 1,289 Census-designated places in New York.

Age Demographics

The median age in McGraw is 41.6 years. This is 5% higher than the state median of 39.8 years.

Economy, Income & Housing

The median household income in McGraw is $64,185. This is 25% lower than the state median of $85,974. It is also 20% lower than the national median of $80,734. The poverty rate stands at 6.9%. This is 51% lower than the state poverty rate of 14.0%. The unemployment rate is 2.1%. This is 66% lower than the state rate of 6.4%. The median home value is $109,600. Housing costs are 74% lower than the state median of $423,800. With a home-value-to-income ratio of just 1.7x, McGraw is one of the most affordable housing markets in the area. 70.9% of occupied housing units are owner-occupied. This homeownership rate is 30% higher than the state average of 54.4%.

Race & Ethnicity

McGraw has a predominantly White (non-Hispanic) population, comprising 93.3% of all residents. Hispanic or Latino residents account for 1.3%. The White (non-Hispanic) population is significantly higher than the state average (93.3% vs 52.8%). The Hispanic or Latino population (1.3%) is well below the state average of 19.8%.

Education

16.3% of residents aged 25 and older hold a bachelor's degree or higher. This is 59% lower than the state rate of 40.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 93.9%.

Data Sources & Methodology

All demographic data for McGraw, New York is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against New York state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,289 Census-designated places in New York. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of McGraw, New York?

McGraw, New York has a population of 974 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in McGraw, NY?

The median household income in McGraw is $64,185, which is 20% lower than the national median of $80,734.

What is the poverty rate in McGraw, NY?

The poverty rate in McGraw is 6.9%. This means approximately 63 residents live below the federal poverty line.

What is the racial makeup of McGraw, New York?

McGraw's population is 93.3% White, 0.0% Black, 1.3% Hispanic/Latino, and 0.0% Asian.

What is the median home value in McGraw, NY?

The median home value in McGraw is $109,600. The home-value-to-income ratio is 1.7x.

How educated is McGraw, New York?

16.3% of adults (25+) in McGraw hold a bachelor's degree or higher, and 6.2% hold a graduate or professional degree.