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Cortland, New York Demographics & Population 2026

During the 2020–2024 ACS period, Cortland, New York had a total population of 17,450, the 109th largest city in New York, with a median household income of $59,482, which is 31% lower than the state average. The poverty rate is 20.8%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Cortland Quick Facts

Population 17,450
Median Household Income $59,482
Median Home Value $152,600
Poverty Rate 20.8%
Unemployment Rate 4.2%
Median Age 27.4 years
Homeownership Rate 45.9%
Affordability Ratio 2.6x
Bachelor's Degree or Higher 27.2%
High School Graduation Rate 90.7%
Diversity Index 26/100
Population 17,450 109th of 1,289
Median Income $59,482 bottom 30%
Poverty Rate 20.8% 67% higher than national
Median Home Value $152,600 bottom 30%

How Cortland Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population17,46517,450-0.1%
Median household income$55,368$59,482+7.4%
Median home value$143,800$152,600+6.1%

How Cortland Compares

Economy & Housing

Household Income Distribution

Under $25K 24.4%
$25K-$50K 18.0%
$50K-$100K 32.8%
$100K+ 24.7%
Detailed income brackets
Under $10K
7.4%
$10K-$15K
5.7%
$15K-$20K
7.8%
$20K-$25K
3.4%
$25K-$30K
2.6%
$30K-$35K
3.1%
$35K-$40K
5.1%
$40K-$45K
3.8%
$45K-$50K
3.4%
$50K-$60K
8.3%
$60K-$75K
8.9%
$75K-$100K
15.6%
$100K-$125K
9.3%
$125K-$150K
6.9%
$150K-$200K
5.2%
$200K+
3.3%

Employment

4.2% Unemployment Rate State: 6.4%|National: 5.2%
59.9% Labor Force Participation

Housing Overview

Owner 45.9%
Renter 54.1%
Affordability Index Very Affordable
2.6x home value to income ratio
Median gross rent $975/mo 19.7% of median household income annually

People & Demographics

Diversity Index

26out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 65 | National average: 61

Education

Cortland Rankings in New York

#109 Population of 1,289
#960 Median Income of 1,219
#823 Education of 1,288
#938 Home Value of 1,232

Other Cities in Cortland County

CityPopulationMedian IncomePovertyHome Value
Homer 3,114 $72,472 6.2% $165,200
Munsons Corners 2,662 $56,069 14.9% $135,700
Cortland West 1,020 $127,019 5.0% $275,500
McGraw 974 $64,185 6.9% $109,600
Marathon 952 $52,198 13.2% $124,800
Virgil 220 $67,813 2.3% $251,800
Blodgett Mills 212 N/A 11.3% $135,000

Cities Similar to Cortland

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Cohoes18,159$61,145$223,40027.7%25.9%
Amsterdam18,166$56,178$137,90022.5%20.2%
Oswego17,033$53,172$120,60026.1%20.6%
Fort Drum16,065$62,291N/A34.8%11.7%
Plattsburgh19,830$57,630$195,90040.5%22.7%

Population Overview

Cortland is a small city located in New York, within Cortland County. The total population is 17,450. It ranks as the 109th most populous out of 1,289 Census-designated places in New York.

Age Demographics

The median age in Cortland is 27.4 years. This is 31% lower than the state median of 39.8 years. Only 14.8% of residents are under 18, indicating fewer families with children.

Economy, Income & Housing

The median household income in Cortland is $59,482. This is 31% lower than the state median of $85,974. It is also 26% lower than the national median of $80,734. The poverty rate stands at 20.8%. This is 48% higher than the state poverty rate of 14.0%. With more than one in five residents living below the poverty line, economic hardship is a significant challenge for the community. The unemployment rate is 4.2%. This is 34% lower than the state rate of 6.4%. The median home value is $152,600. Housing costs are 64% lower than the state median of $423,800. With a home-value-to-income ratio of just 2.6x, Cortland is one of the most affordable housing markets in the area. 45.9% of occupied housing units are owner-occupied. This homeownership rate is 16% lower than the state average of 54.4%.

Race & Ethnicity

Cortland has a predominantly White (non-Hispanic) population, comprising 85.5% of all residents. Hispanic or Latino residents account for 5.5%. The White (non-Hispanic) population is significantly higher than the state average (85.5% vs 52.8%). The Black or African American population (2.9%) is well below the state average of 13.4%. The Hispanic or Latino population (5.5%) is well below the state average of 19.8%. The Asian population (1.7%) is well below the state average of 9.0%.

Education

27.2% of residents aged 25 and older hold a bachelor's degree or higher. This is 33% lower than the state rate of 40.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 90.7%.

Data Sources & Methodology

All demographic data for Cortland, New York is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against New York state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,289 Census-designated places in New York. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Cortland, New York?

Cortland, New York has a population of 17,450 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Cortland, NY?

The median household income in Cortland is $59,482, which is 26% lower than the national median of $80,734.

What is the poverty rate in Cortland, NY?

The poverty rate in Cortland is 20.8%. This means approximately 2,995 residents live below the federal poverty line.

What is the racial makeup of Cortland, New York?

Cortland's population is 85.5% White, 2.9% Black, 5.5% Hispanic/Latino, and 1.7% Asian.

What is the median home value in Cortland, NY?

The median home value in Cortland is $152,600. The home-value-to-income ratio is 2.6x.

How educated is Cortland, New York?

27.2% of adults (25+) in Cortland hold a bachelor's degree or higher, and 13.9% hold a graduate or professional degree.