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Fort Covington, New York Demographics & Population 2026

Very AffordableHome value to income ratio of 1.6x is exceptionally low

During the 2020–2024 ACS period, Fort Covington, New York had a total population of 1,041, the 844th largest community in New York, with a median household income of $68,750, which is 20% lower than the state average. The poverty rate is 14.1%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Fort Covington Quick Facts

Population 1,041
Median Household Income $68,750
Median Home Value $112,500
Poverty Rate 14.1%
Unemployment Rate 1.0%
Median Age 41.6 years
Homeownership Rate 87.4%
Affordability Ratio 1.6x
Bachelor's Degree or Higher 19.6%
High School Graduation Rate 93.2%
Diversity Index 11/100
Population 1,041 844th of 1,289
Median Income $68,750 below average
Poverty Rate 14.1% 14% higher than national
Median Home Value $112,500 bottom 20%

How Fort Covington Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population1,0531,041-1.1%
Median household income$54,545$68,750+26.0%
Median home value$113,000$112,500-0.4%

How Fort Covington Compares

Economy & Housing

Household Income Distribution

Under $25K 14.1%
$25K-$50K 24.6%
$50K-$100K 34.7%
$100K+ 26.6%
Detailed income brackets
Under $10K
3.0%
$10K-$15K
7.5%
$15K-$20K
2.0%
$20K-$25K
1.5%
$25K-$30K
4.3%
$30K-$35K
5.8%
$35K-$40K
5.3%
$40K-$45K
1.5%
$45K-$50K
7.8%
$50K-$60K
6.8%
$60K-$75K
8.5%
$75K-$100K
19.4%
$100K-$125K
15.1%
$125K-$150K
3.8%
$150K-$200K
6.5%
$200K+
1.3%

Employment

1.0% Unemployment Rate State: 6.4%|National: 5.2%
60.8% Labor Force Participation

Housing Overview

Owner 87.4%
Renter 12.6%
Affordability Index Very Affordable
1.6x home value to income ratio
Median gross rent $547/mo 9.5% of median household income annually

People & Demographics

Diversity Index

11out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 65 | National average: 61

Education

Fort Covington Rankings in New York

#844 Population of 1,289
#823 Median Income of 1,219
#1056 Education of 1,288
#1101 Home Value of 1,232

Other Cities in Franklin County

CityPopulationMedian IncomePovertyHome Value
Malone 5,429 $60,548 22.2% $107,600
Saranac Lake 4,965 $61,967 17.7% $199,900
Tupper Lake 2,929 $56,902 22.5% $117,300
Chateaugay 724 $79,643 23.6% $132,100
Paul Smiths 623 N/A 0.0% N/A
Brushton 504 $54,635 22.6% $111,200
St. Regis Falls 316 $55,625 9.5% $102,600
Burke 165 $66,250 11.5% $126,400

Cities Similar to Fort Covington

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Newark Valley1,051$71,369$120,20022.7%5.7%
Avoca1,023$66,389$84,20021.6%20.3%
Worcester1,032$64,474$145,70023.8%35.9%
Hagaman1,044$63,125$203,80027.7%6.6%
North Collins1,081$66,607$123,10023.7%13.8%

Population Overview

Fort Covington is a small community located in New York, within Franklin County. The total population is 1,041. It ranks as the 844th most populous out of 1,289 Census-designated places in New York.

Age Demographics

The median age in Fort Covington is 41.6 years. This is 5% higher than the state median of 39.8 years. 11.7% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Fort Covington is $68,750. This is 20% lower than the state median of $85,974. It is also 15% lower than the national median of $80,734. The poverty rate stands at 14.1%. This is about the same as the state poverty rate of 14.0%. The unemployment rate is 1.0%. This is 84% lower than the state rate of 6.4%. The median home value is $112,500. Housing costs are 73% lower than the state median of $423,800. With a home-value-to-income ratio of just 1.6x, Fort Covington is one of the most affordable housing markets in the area. 87.4% of occupied housing units are owner-occupied. This homeownership rate is 61% higher than the state average of 54.4%.

Race & Ethnicity

Fort Covington has a predominantly White (non-Hispanic) population, comprising 94.0% of all residents. Black or African American residents account for 0.2%. The White (non-Hispanic) population is significantly higher than the state average (94.0% vs 52.8%). The Black or African American population (0.2%) is well below the state average of 13.4%. The Asian population (0.2%) is well below the state average of 9.0%.

Education

19.6% of residents aged 25 and older hold a bachelor's degree or higher. This is 51% lower than the state rate of 40.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 93.2%.

Data Sources & Methodology

All demographic data for Fort Covington, New York is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against New York state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,289 Census-designated places in New York. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Fort Covington, New York?

Fort Covington, New York has a population of 1,041 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Fort Covington, NY?

The median household income in Fort Covington is $68,750, which is 15% lower than the national median of $80,734.

What is the poverty rate in Fort Covington, NY?

The poverty rate in Fort Covington is 14.1%. This means approximately 147 residents live below the federal poverty line.

What is the racial makeup of Fort Covington, New York?

Fort Covington's population is 94.0% White, 0.2% Black, 0.0% Hispanic/Latino, and 0.2% Asian.

What is the median home value in Fort Covington, NY?

The median home value in Fort Covington is $112,500. The home-value-to-income ratio is 1.6x.

How educated is Fort Covington, New York?

19.6% of adults (25+) in Fort Covington hold a bachelor's degree or higher, and 10.9% hold a graduate or professional degree.