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Germantown, New York Demographics & Population 2026

During the 2020–2024 ACS period, Germantown, New York had a total population of 1,042, the 843rd largest community in New York, with a median household income of $96,563, which is 12% higher than the state average. The poverty rate is 5.2%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Germantown Quick Facts

Population 1,042
Median Household Income $96,563
Median Home Value $445,900
Poverty Rate 5.2%
Unemployment Rate 5.4%
Median Age 56.4 years
Homeownership Rate 70.5%
Affordability Ratio 4.6x
Bachelor's Degree or Higher 51.5%
High School Graduation Rate 96.1%
Diversity Index 26/100
Population 1,042 843rd of 1,289
Median Income $96,563 above average
Poverty Rate 5.2% 58% lower than national
Median Home Value $445,900 above average

How Germantown Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population1,1071,042-5.9%
Median household income$86,313$96,563+11.9%
Median home value$356,300$445,900+25.1%

How Germantown Compares

Economy & Housing

Household Income Distribution

Under $25K 14.9%
$25K-$50K 11.3%
$50K-$100K 34.4%
$100K+ 39.4%
Detailed income brackets
Under $10K
2.3%
$10K-$15K
2.5%
$15K-$20K
3.4%
$20K-$25K
6.7%
$25K-$30K
2.5%
$30K-$35K
0.0%
$35K-$40K
1.4%
$40K-$45K
1.8%
$45K-$50K
5.6%
$50K-$60K
4.9%
$60K-$75K
8.6%
$75K-$100K
20.9%
$100K-$125K
12.6%
$125K-$150K
7.4%
$150K-$200K
5.8%
$200K+
13.7%

Employment

5.4% Unemployment Rate State: 6.4%|National: 5.2%
51.8% Labor Force Participation

Housing Overview

Owner 70.5%
Renter 29.5%
Affordability Index Moderate
4.6x home value to income ratio

People & Demographics

Diversity Index

26out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 65 | National average: 61

Education

Germantown Rankings in New York

#843 Population of 1,289
#489 Median Income of 1,219
#321 Education of 1,288
#388 Home Value of 1,232

Other Cities in Columbia County

CityPopulationMedian IncomePovertyHome Value
Hudson 5,865 $54,139 28.2% $389,900
Lorenz Park 1,991 $85,188 16.9% $222,000
Valatie 1,796 $100,461 4.1% $325,100
Chatham 1,669 $79,886 10.7% $323,100
Philmont 1,439 $56,563 21.6% $225,000
Niverville 1,181 N/A 12.8% $302,200
Kinderhook 1,072 $93,250 7.6% $372,400
Stottville 1,045 $60,872 10.0% $166,100
Claverack-Red Mills 925 $61,902 0.0% $392,000
Copake Lake 784 $102,009 0.9% $610,300

Cities Similar to Germantown

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Newfield999$96,875$151,50023.2%7.4%
Kinderhook1,072$93,250$372,40049.0%7.6%
Chelsea Cove1,050$108,227$270,70023.2%10.5%
Keuka Park1,121$96,042$272,70060.6%0.0%
Hurleyville1,061$85,846$353,30029.7%11.1%

Population Overview

Germantown is a small community located in New York, within Columbia County. The total population is 1,042. It ranks as the 843rd most populous out of 1,289 Census-designated places in New York.

Age Demographics

The median age in Germantown is 56.4 years. This is 42% higher than the state median of 39.8 years. Only 11.2% of residents are under 18, indicating fewer families with children. 14.4% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Germantown is $96,563. This is 12% higher than the state median of $85,974. It is also 20% higher than the national median of $80,734. The poverty rate stands at 5.2%. This is 63% lower than the state poverty rate of 14.0%. The unemployment rate is 5.4%. This is 15% lower than the state rate of 6.4%. The median home value is $445,900. Housing costs are 5% higher than the state median of $423,800. The home-value-to-income ratio is 4.6x. 70.5% of occupied housing units are owner-occupied. This homeownership rate is 30% higher than the state average of 54.4%.

Race & Ethnicity

Germantown has a predominantly White (non-Hispanic) population, comprising 85.1% of all residents. Hispanic or Latino residents account for 10.4%. The White (non-Hispanic) population is significantly higher than the state average (85.1% vs 52.8%). The Black or African American population (3.7%) is well below the state average of 13.4%. The Asian population (0.7%) is well below the state average of 9.0%.

Education

51.5% of residents aged 25 and older hold a bachelor's degree or higher. This is 28% higher than the state rate of 40.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 96.1%. Notably, 33.2% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Germantown, New York is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against New York state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,289 Census-designated places in New York. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Germantown, New York?

Germantown, New York has a population of 1,042 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Germantown, NY?

The median household income in Germantown is $96,563, which is 20% higher than the national median of $80,734.

What is the poverty rate in Germantown, NY?

The poverty rate in Germantown is 5.2%. This means approximately 54 residents live below the federal poverty line.

What is the racial makeup of Germantown, New York?

Germantown's population is 85.1% White, 3.7% Black, 10.4% Hispanic/Latino, and 0.7% Asian.

What is the median home value in Germantown, NY?

The median home value in Germantown is $445,900. The home-value-to-income ratio is 4.6x.

How educated is Germantown, New York?

51.5% of adults (25+) in Germantown hold a bachelor's degree or higher, and 33.2% hold a graduate or professional degree.