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Highland-on-the-Lake, New York Demographics & Population 2026

Very AffordableHome value to income ratio of 2.1x is exceptionally low

During the 2020–2024 ACS period, Highland-on-the-Lake, New York had a total population of 3,584, the 452nd largest community in New York, with a median household income of $87,800, which is 2% higher than the state average. The poverty rate is 15.9%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Highland-on-the-Lake Quick Facts

Population 3,584
Median Household Income $87,800
Median Home Value $186,300
Poverty Rate 15.9%
Unemployment Rate 2.8%
Median Age 50.6 years
Homeownership Rate 81.3%
Affordability Ratio 2.1x
Bachelor's Degree or Higher 18.5%
High School Graduation Rate 94.6%
Diversity Index 15/100
Population 3,584 452nd of 1,289
Median Income $87,800 average
Poverty Rate 15.9% 28% higher than national
Median Home Value $186,300 below average

How Highland-on-the-Lake Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population3,7013,584-3.2%
Median household income$85,616$87,800+2.6%
Median home value$168,400$186,300+10.6%

How Highland-on-the-Lake Compares

Economy & Housing

Household Income Distribution

Under $25K 9.0%
$25K-$50K 13.1%
$50K-$100K 40.0%
$100K+ 37.9%
Detailed income brackets
Under $10K
1.4%
$10K-$15K
3.7%
$15K-$20K
2.8%
$20K-$25K
1.1%
$25K-$30K
6.7%
$30K-$35K
1.5%
$35K-$40K
1.7%
$40K-$45K
1.0%
$45K-$50K
2.2%
$50K-$60K
3.0%
$60K-$75K
11.2%
$75K-$100K
25.9%
$100K-$125K
9.9%
$125K-$150K
9.4%
$150K-$200K
8.8%
$200K+
9.8%

Employment

2.8% Unemployment Rate State: 6.4%|National: 5.2%
52.2% Labor Force Participation

Housing Overview

Owner 81.3%
Renter 18.7%
Affordability Index Very Affordable
2.1x home value to income ratio
Median gross rent $1,000/mo 13.7% of median household income annually

People & Demographics

Diversity Index

15out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 65 | National average: 61

Education

Highland-on-the-Lake Rankings in New York

#452 Population of 1,289
#559 Median Income of 1,219
#1085 Education of 1,288
#771 Home Value of 1,232

Other Cities in Erie County

CityPopulationMedian IncomePovertyHome Value
Buffalo 276,854 $50,041 26.0% $164,200
Cheektowaga 76,056 $68,613 10.7% $185,500
Tonawanda Town 56,806 $77,679 10.0% $215,200
West Seneca 45,303 $79,709 8.8% $232,800
Lackawanna 19,753 $52,110 23.2% $140,700
Kenmore 15,044 $77,639 9.1% $208,600
Tonawanda 15,030 $58,326 13.8% $173,600
Depew 15,000 $73,556 9.4% $196,500
Eggertsville 14,894 $82,767 14.0% $248,100
Lancaster 10,113 $66,148 6.7% $202,200

Cities Similar to Highland-on-the-Lake

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
SUNY Oswego3,564N/AN/A100.0%42.5%
Spencerport3,630$81,029$188,40042.0%5.8%
Minoa3,653$95,506$179,40036.7%4.5%
Montgomery3,798$90,214$361,30033.6%17.3%
Hurley3,346$90,152$357,80043.9%8.2%

Population Overview

Highland-on-the-Lake is a small community located in New York, within Erie County. The total population is 3,584. It ranks as the 452nd most populous out of 1,289 Census-designated places in New York.

Age Demographics

The median age in Highland-on-the-Lake is 50.6 years. This is 27% higher than the state median of 39.8 years. Only 10.2% of residents are under 18, indicating fewer families with children. 10.3% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Highland-on-the-Lake is $87,800. This is 2% higher than the state median of $85,974. It is also 9% higher than the national median of $80,734. The poverty rate stands at 15.9%. This is 14% higher than the state poverty rate of 14.0%. The unemployment rate is 2.8%. This is 56% lower than the state rate of 6.4%. The median home value is $186,300. Housing costs are 56% lower than the state median of $423,800. With a home-value-to-income ratio of just 2.1x, Highland-on-the-Lake is one of the most affordable housing markets in the area. 81.3% of occupied housing units are owner-occupied. This homeownership rate is 50% higher than the state average of 54.4%.

Race & Ethnicity

Highland-on-the-Lake has a predominantly White (non-Hispanic) population, comprising 92.0% of all residents. Hispanic or Latino residents account for 1.9%. The White (non-Hispanic) population is significantly higher than the state average (92.0% vs 52.8%). The Black or African American population (1.7%) is well below the state average of 13.4%. The Hispanic or Latino population (1.9%) is well below the state average of 19.8%.

Education

18.5% of residents aged 25 and older hold a bachelor's degree or higher. This is 54% lower than the state rate of 40.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 94.6%.

Data Sources & Methodology

All demographic data for Highland-on-the-Lake, New York is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against New York state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,289 Census-designated places in New York. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Highland-on-the-Lake, New York?

Highland-on-the-Lake, New York has a population of 3,584 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Highland-on-the-Lake, NY?

The median household income in Highland-on-the-Lake is $87,800, which is 9% higher than the national median of $80,734.

What is the poverty rate in Highland-on-the-Lake, NY?

The poverty rate in Highland-on-the-Lake is 15.9%. This means approximately 571 residents live below the federal poverty line.

What is the racial makeup of Highland-on-the-Lake, New York?

Highland-on-the-Lake's population is 92.0% White, 1.7% Black, 1.9% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Highland-on-the-Lake, NY?

The median home value in Highland-on-the-Lake is $186,300. The home-value-to-income ratio is 2.1x.

How educated is Highland-on-the-Lake, New York?

18.5% of adults (25+) in Highland-on-the-Lake hold a bachelor's degree or higher, and 7.2% hold a graduate or professional degree.