Skip to main content

Montgomery, New York Demographics & Population 2026

During the 2020–2024 ACS period, Montgomery, New York had a total population of 3,798, the 433rd largest village in New York, with a median household income of $90,214, which is 5% higher than the state average. The poverty rate is 17.3%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Montgomery Quick Facts

Population 3,798
Median Household Income $90,214
Median Home Value $361,300
Poverty Rate 17.3%
Unemployment Rate 6.5%
Median Age 39.8 years
Homeownership Rate 77.5%
Affordability Ratio 4.0x
Bachelor's Degree or Higher 33.6%
High School Graduation Rate 92.0%
Diversity Index 50/100
Population 3,798 433rd of 1,289
Median Income $90,214 average
Poverty Rate 17.3% 39% higher than national
Median Home Value $361,300 above average

How Montgomery Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population3,8003,798-0.1%
Median household income$88,348$90,214+2.1%
Median home value$345,700$361,300+4.5%

How Montgomery Compares

Economy & Housing

Household Income Distribution

Under $25K 20.3%
$25K-$50K 7.0%
$50K-$100K 29.3%
$100K+ 43.5%
Detailed income brackets
Under $10K
8.4%
$10K-$15K
2.0%
$15K-$20K
3.6%
$20K-$25K
6.3%
$25K-$30K
0.0%
$30K-$35K
2.0%
$35K-$40K
3.3%
$40K-$45K
0.0%
$45K-$50K
1.7%
$50K-$60K
5.6%
$60K-$75K
8.4%
$75K-$100K
15.3%
$100K-$125K
16.1%
$125K-$150K
6.2%
$150K-$200K
8.4%
$200K+
12.7%

Employment

6.5% Unemployment Rate State: 6.4%|National: 5.2%
64.8% Labor Force Participation

Housing Overview

Owner 77.5%
Renter 22.5%
Affordability Index Moderate
4.0x home value to income ratio
Median gross rent $1,439/mo 19.1% of median household income annually

People & Demographics

Diversity Index

50out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 65 | National average: 61

Education

Montgomery Rankings in New York

#433 Population of 1,289
#538 Median Income of 1,219
#645 Education of 1,288
#464 Home Value of 1,232

Other Cities in Orange County

CityPopulationMedian IncomePovertyHome Value
Kiryas Joel 38,916 $50,032 37.6% $758,800
Middletown 30,289 $79,346 13.6% $308,600
Newburgh 28,519 $56,960 24.3% $247,900
Woodbury 11,334 $121,221 4.6% $452,200
Scotchtown 10,252 $96,689 8.3% $344,300
Orange Lake 9,784 $109,063 6.6% $362,100
Monroe 9,515 $109,851 9.0% $427,800
New Windsor 8,919 $81,340 8.5% $345,200
Mechanicstown 8,808 $81,250 18.1% $344,200
Port Jervis 8,652 $47,917 22.2% $236,700

Cities Similar to Montgomery

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Watchtower3,974N/AN/A1.8%100.0%
SUNY Oswego3,564N/AN/A100.0%42.5%
Minoa3,653$95,506$179,40036.7%4.5%
Catskill3,779$79,423$242,50032.8%11.2%
Highland-on-the-Lake3,584$87,800$186,30018.5%15.9%

Population Overview

Montgomery is a small community located in New York, within Orange County. The total population is 3,798. It ranks as the 433rd most populous out of 1,289 Census-designated places in New York.

Age Demographics

The median age in Montgomery is 39.8 years. This is about the same as the state median of 39.8 years.

Economy, Income & Housing

The median household income in Montgomery is $90,214. This is 5% higher than the state median of $85,974. It is also 12% higher than the national median of $80,734. The poverty rate stands at 17.3%. This is 24% higher than the state poverty rate of 14.0%. The unemployment rate is 6.5%. This is 2% higher than the state rate of 6.4%. The median home value is $361,300. Housing costs are 15% lower than the state median of $423,800. The home-value-to-income ratio is 4.0x. 77.5% of occupied housing units are owner-occupied. This homeownership rate is 43% higher than the state average of 54.4%.

Race & Ethnicity

The largest racial or ethnic group in Montgomery is White (non-Hispanic), making up 62.7% of the population. Hispanic or Latino residents account for 31.8%. The Black or African American population (1.1%) is well below the state average of 13.4%. The Hispanic or Latino population is significantly higher than the state average (31.8% vs 19.8%). The Asian population (0.3%) is well below the state average of 9.0%.

Education

33.6% of residents aged 25 and older hold a bachelor's degree or higher. This is 16% lower than the state rate of 40.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 92.0%. Notably, 16.7% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Montgomery, New York is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against New York state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,289 Census-designated places in New York. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

Free data download: Get all New York city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Montgomery, New York?

Montgomery, New York has a population of 3,798 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Montgomery, NY?

The median household income in Montgomery is $90,214, which is 12% higher than the national median of $80,734.

What is the poverty rate in Montgomery, NY?

The poverty rate in Montgomery is 17.3%. This means approximately 659 residents live below the federal poverty line.

What is the racial makeup of Montgomery, New York?

Montgomery's population is 62.7% White, 1.1% Black, 31.8% Hispanic/Latino, and 0.3% Asian.

What is the median home value in Montgomery, NY?

The median home value in Montgomery is $361,300. The home-value-to-income ratio is 4.0x.

How educated is Montgomery, New York?

33.6% of adults (25+) in Montgomery hold a bachelor's degree or higher, and 16.7% hold a graduate or professional degree.