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Otsego County, New York Demographics 2026

Otsego County, New York has a population of 60,108, the 42nd most populous county in New York. The median household income is $68,885 and the median home value is $179,100. The poverty rate is 12.5%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Otsego County Quick Facts

Population 60,108
Median Household Income $68,885
Median Home Value $179,100
Poverty Rate 12.5%
Unemployment Rate 6.4%
Median Age 39.9 years
Homeownership Rate 73.9%
Affordability Ratio 2.6x
Bachelor's Degree+ 34.4%
High School Graduation 92.9%
Cities/Places 28
Population 60,108 42nd of 62
Median Income $68,885 20% lower than state
Poverty Rate 12.5%
Unemployment 6.4%

How Otsego County Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population59,73860,108+0.6%
Median household income$67,086$68,885+2.7%
Median home value$175,900$179,100+1.8%

Economy & Housing

Household Income Distribution

Under $25K 15.8%
$25K-$50K 18.9%
$50K-$100K 33.9%
$100K+ 31.4%
Detailed income brackets
Under $10K
3.5%
$10K-$15K
3.8%
$15K-$20K
3.9%
$20K-$25K
4.7%
$25K-$30K
3.8%
$30K-$35K
3.9%
$35K-$40K
4.0%
$40K-$45K
3.7%
$45K-$50K
3.5%
$50K-$60K
8.0%
$60K-$75K
11.0%
$75K-$100K
14.8%
$100K-$125K
10.9%
$125K-$150K
5.9%
$150K-$200K
7.8%
$200K+
6.9%

Employment

6.4% Unemployment Rate State: 6.4%|National: 5.2%
55.2% Labor Force Participation

Housing Overview

Owner 73.9%
Renter 26.1%
Affordability Index Very Affordable
2.6x home value to income ratio
Median gross rent $987/mo 17.2% of median household income annually

People & Demographics

Diversity Index

22out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 65 | National average: 61

Education

Cities & Places in Otsego County

CityPopulationMedian IncomePovertyHome Value
Oneonta15,045$61,11116.6%$184,100
Cooperstown2,220$76,00011.6%$380,900
West End1,891$71,56320.9%$151,100
Unadilla1,419$65,97217.6%$110,800
Richfield Springs1,104$55,75025.6%$132,400
Worcester1,032$64,47435.9%$145,700
Otego936$78,8046.8%$186,100
Morris626$98,50011.8%$172,500
Edmeston515$57,26923.7%$143,400
Cherry Valley482$96,4585.8%$162,200
Milford475$64,1676.7%$152,500
Schenevus390$57,50011.0%$117,100
Hartwick Seminary338$36,6250.0%$208,900
Gilbertsville321$81,5005.9%$165,000
Hartwick308$56,75017.9%$175,000
East Worcester270N/A27.0%$108,800
Springfield Center244$51,6679.6%N/A
Unadilla Forks190$68,3337.6%$140,600
Laurens160$74,58311.4%$139,700
Wells Bridge160$71,6670.0%$234,400
Burlington Flats150$91,9647.3%$202,300
Garrattsville147N/A21.8%N/A
Mount Vision131N/A29.8%N/A
Fly Creek114N/A0.0%$175,000
South Edmeston107N/A28.0%$129,200
Portlandville101$35,6250.0%N/A
Westford101$51,7197.9%$95,300
Schuyler Lake83$70,0000.0%$83,000

Population Overview

Otsego County is located in New York with a total population of 60,108. It is the 42nd most populous county out of 62 in New York. The county encompasses 28 Census-designated places.

Age Demographics

The median age in Otsego County is 39.9 years. This is about the same as the state median of 39.8 years. Only 14.9% of residents are under 18, indicating fewer families with children.

Economy, Income & Housing

The median household income in Otsego County is $68,885. This is 20% lower than the state median of $85,974. It is also 15% lower than the national median of $80,734. The poverty rate stands at 12.5%. This is 10% lower than the state poverty rate of 14.0%. The unemployment rate is 6.4%. The median home value is $179,100. Housing costs are 58% lower than the state median of $423,800. With a home-value-to-income ratio of just 2.6x, Otsego County is one of the most affordable housing markets in the area. 73.9% of occupied housing units are owner-occupied. This homeownership rate is 36% higher than the state average of 54.4%.

Race & Ethnicity

Otsego County has a predominantly White (non-Hispanic) population, comprising 88.1% of all residents. Hispanic or Latino residents account for 4.5%. The White (non-Hispanic) population is significantly higher than the state average (88.1% vs 52.8%). The Black or African American population (2.2%) is well below the state average of 13.4%. The Hispanic or Latino population (4.5%) is well below the state average of 19.8%. The Asian population (1.5%) is well below the state average of 9.0%.

Education

34.4% of residents aged 25 and older hold a bachelor's degree or higher. This is 15% lower than the state rate of 40.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 92.9%. Notably, 15.5% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All figures for Otsego County come from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates, with comparisons drawn against New York and national averages from the same dataset. See our methodology page for how each metric is defined, or data.census.gov for official tables with margins of error.

Frequently Asked Questions

What is the population of Otsego County, New York?

Otsego County has a population of 60,108, making it the 42nd most populous county in New York.

What is the median income in Otsego County?

The median household income in Otsego County is $68,885 with a poverty rate of 12.5%.

How many cities are in Otsego County, New York?

Otsego County contains 28 Census-designated places.