Otego, New York Demographics & Population 2026

A note before these figures: with a population of 936, Otego's ACS estimates come from a small number of survey responses and carry wide margins of error. Individual percentages below — particularly rates that round to 0% or 100% — are approximations, not precise measurements. See data.census.gov for the published margins of error.

Population Overview

Otego is a small community located in New York, within Otsego County. The total population is 936. It ranks as the 881st most populous out of 1,289 Census-designated places in New York.

Age Demographics

The median age in Otego is 44.0 years. This is 11% higher than the state median of 39.8 years. Only 13.1% of residents are under 18, indicating fewer families with children. 16.7% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Otego is $78,804. This is 8% lower than the state median of $85,974. It is also 2% lower than the national median of $80,734. The poverty rate stands at 6.8%. This is 51% lower than the state poverty rate of 14.0%. The survey records no unemployed residents in Otego, which reflects the size of the sample rather than a labor market without joblessness. The median home value is $186,100. Housing costs are 56% lower than the state median of $423,800. With a home-value-to-income ratio of just 2.4x, Otego is one of the most affordable housing markets in the area. 70.2% of occupied housing units are owner-occupied. This homeownership rate is 29% higher than the state average of 54.4%.

Race & Ethnicity

Otego has a predominantly White (non-Hispanic) population, comprising 90.6% of all residents. Hispanic or Latino residents account for 2.2%. The White (non-Hispanic) population is significantly higher than the state average (90.6% vs 52.8%). The Black or African American population (0.3%) is well below the state average of 13.4%. The Hispanic or Latino population (2.2%) is well below the state average of 19.8%. The Asian population (0.6%) is well below the state average of 9.0%.

Education

33.7% of residents aged 25 and older hold a bachelor's degree or higher. This is 16% lower than the state rate of 40.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 93.5%. Notably, 18.6% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Otego, New York is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against New York state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,289 Census-designated places in New York. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.