Skip to main content

Spencerville, Ohio Demographics & Population 2026

Very AffordableHome value to income ratio of 2.5x is exceptionally low

During the 2020–2024 ACS period, Spencerville, Ohio had a total population of 2,107, the 478th largest village in Ohio, with a median household income of $54,883, which is 23% lower than the state average. The poverty rate is 15.1%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Spencerville Quick Facts

Population 2,107
Median Household Income $54,883
Median Home Value $137,100
Poverty Rate 15.1%
Unemployment Rate 8.3%
Median Age 34.3 years
Homeownership Rate 66.9%
Affordability Ratio 2.5x
Bachelor's Degree or Higher 13.5%
High School Graduation Rate 87.2%
Diversity Index 12/100
Population 2,107 478th of 1,264
Median Income $54,883 bottom 30%
Poverty Rate 15.1% 21% higher than national
Median Home Value $137,100 below average

How Spencerville Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population2,1202,107-0.6%
Median household income$49,938$54,883+9.9%
Median home value$141,700$137,100-3.2%

How Spencerville Compares

Economy & Housing

Household Income Distribution

Under $25K 17.9%
$25K-$50K 27.7%
$50K-$100K 34.7%
$100K+ 19.7%
Detailed income brackets
Under $10K
5.9%
$10K-$15K
2.8%
$15K-$20K
3.8%
$20K-$25K
5.5%
$25K-$30K
17.5%
$30K-$35K
3.9%
$35K-$40K
2.8%
$40K-$45K
1.4%
$45K-$50K
2.1%
$50K-$60K
8.9%
$60K-$75K
13.4%
$75K-$100K
12.4%
$100K-$125K
10.3%
$125K-$150K
3.9%
$150K-$200K
4.8%
$200K+
0.7%

Employment

8.3% Unemployment Rate State: 4.8%|National: 5.2%
55.5% Labor Force Participation

Housing Overview

Owner 66.9%
Renter 33.1%
Affordability Index Very Affordable
2.5x home value to income ratio
Median gross rent $932/mo 20.4% of median household income annually

People & Demographics

Diversity Index

12out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 41 | National average: 61

Education

Spencerville Rankings in Ohio

#478 Population of 1,264
#868 Median Income of 1,191
#837 Education of 1,264
#753 Home Value of 1,206

Other Cities in Allen County

CityPopulationMedian IncomePovertyHome Value
Lima 35,010 $46,240 23.9% $107,200
Delphos 7,143 $61,037 12.2% $129,600
Fort Shawnee 6,209 $90,491 6.3% $208,700
Bluffton 3,859 $75,694 3.2% $212,400
Elida 2,163 $81,083 3.1% $220,900
Cairo 581 $83,125 6.9% $114,500
Westminster 526 $118,583 0.0% $190,100
Harrod 453 $72,813 9.7% $103,400
Beaverdam 404 $86,964 12.9% $104,700
Lafayette 293 $53,125 7.8% $121,300

Cities Similar to Spencerville

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Brewster2,105$57,192$144,6009.1%10.0%
Windham2,020$54,219$128,7007.0%23.0%
McArthur2,110$49,439$187,20018.3%26.7%
Navarre2,047$59,542$146,00016.7%8.5%
Jamestown2,229$56,667$146,50015.9%16.4%

Population Overview

Spencerville is a small community located in Ohio, within Allen County. The total population is 2,107. It ranks as the 478th most populous out of 1,264 Census-designated places in Ohio.

Age Demographics

The median age in Spencerville is 34.3 years. This is 14% lower than the state median of 39.7 years. With 31.8% of the population under 18, Spencerville has a notably young demographic profile, suggesting a family-oriented community.

Economy, Income & Housing

The median household income in Spencerville is $54,883. This is 23% lower than the state median of $71,389. It is also 32% lower than the national median of $80,734. The poverty rate stands at 15.1%. This is 13% higher than the state poverty rate of 13.3%. The unemployment rate is 8.3%. This is 75% higher than the state rate of 4.8%. The median home value is $137,100. Housing costs are 36% lower than the state median of $214,800. With a home-value-to-income ratio of just 2.5x, Spencerville is one of the most affordable housing markets in the area. 66.9% of occupied housing units are owner-occupied.

Race & Ethnicity

Spencerville has a predominantly White (non-Hispanic) population, comprising 93.9% of all residents. Black or African American residents account for 1.8%. The Black or African American population (1.8%) is well below the state average of 12.0%. The Hispanic or Latino population (0.6%) is well below the state average of 4.8%.

Education

13.5% of residents aged 25 and older hold a bachelor's degree or higher. This is 57% lower than the state rate of 31.5%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 87.2%.

Data Sources & Methodology

All demographic data for Spencerville, Ohio is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Ohio state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,264 Census-designated places in Ohio. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

Free data download: Get all Ohio city and county demographics as CSV. Download Cities CSV | Download Counties CSV

Frequently Asked Questions

What is the population of Spencerville, Ohio?

Spencerville, Ohio has a population of 2,107 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Spencerville, OH?

The median household income in Spencerville is $54,883, which is 32% lower than the national median of $80,734.

What is the poverty rate in Spencerville, OH?

The poverty rate in Spencerville is 15.1%. This means approximately 310 residents live below the federal poverty line.

What is the racial makeup of Spencerville, Ohio?

Spencerville's population is 93.9% White, 1.8% Black, 0.6% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Spencerville, OH?

The median home value in Spencerville is $137,100. The home-value-to-income ratio is 2.5x.

How educated is Spencerville, Ohio?

13.5% of adults (25+) in Spencerville hold a bachelor's degree or higher, and 3.6% hold a graduate or professional degree.