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Waterford, Pennsylvania Demographics & Population 2026

During the 2020–2024 ACS period, Waterford, Pennsylvania had a total population of 1,301, the 863rd largest borough in Pennsylvania, with a median household income of $51,250, which is 34% lower than the state average. The poverty rate is 16.1%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

Waterford Quick Facts

Population 1,301
Median Household Income $51,250
Median Home Value $167,600
Poverty Rate 16.1%
Unemployment Rate 12.2%
Median Age 44.7 years
Homeownership Rate 48.7%
Affordability Ratio 3.3x
Bachelor's Degree or Higher 19.8%
High School Graduation Rate 88.1%
Diversity Index 17/100
Population 1,301 863rd of 1,991
Median Income $51,250 bottom 20%
Poverty Rate 16.1% 30% higher than national
Median Home Value $167,600 average

How Waterford Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population1,2541,301+3.7%
Median household income$58,875$51,250-13.0%
Median home value$163,000$167,600+2.8%

How Waterford Compares

Economy & Housing

Household Income Distribution

Under $25K 22.3%
$25K-$50K 25.8%
$50K-$100K 28.0%
$100K+ 23.8%
Detailed income brackets
Under $10K
9.7%
$10K-$15K
3.0%
$15K-$20K
6.0%
$20K-$25K
3.7%
$25K-$30K
7.0%
$30K-$35K
10.2%
$35K-$40K
3.8%
$40K-$45K
3.0%
$45K-$50K
1.8%
$50K-$60K
7.0%
$60K-$75K
7.3%
$75K-$100K
13.7%
$100K-$125K
7.7%
$125K-$150K
4.2%
$150K-$200K
7.0%
$200K+
5.0%

Employment

12.2% Unemployment Rate State: 5.3%|National: 5.2%
61.9% Labor Force Participation

Housing Overview

Owner 48.7%
Renter 51.3%
Affordability Index Affordable
3.3x home value to income ratio
Median gross rent $1,003/mo 23.5% of median household income annually

People & Demographics

Diversity Index

17out of 100
Very Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 45 | National average: 61

Education

Waterford Rankings in Pennsylvania

#863 Population of 1,991
#1538 Median Income of 1,854
#1128 Education of 1,987
#992 Home Value of 1,871

Other Cities in Erie County

CityPopulationMedian IncomePovertyHome Value
Erie 93,850 $46,113 23.3% $115,200
Northwest Harborcreek 8,753 $93,617 6.8% $225,800
Corry 6,116 $48,618 25.9% $96,800
Edinboro 5,440 $48,173 20.5% $222,700
North East 4,054 $68,828 19.2% $167,000
Lawrence Park 3,775 $74,548 15.0% $138,800
Wesleyville 3,179 $48,952 16.0% $108,600
Girard 2,962 $71,165 8.8% $160,500
Lake City 2,895 $75,048 10.8% $165,600
Union City 2,887 $44,004 23.7% $88,100

Cities Similar to Waterford

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
North Charleroi1,316$51,324$93,50019.1%20.2%
Mars1,285$50,938$294,10025.7%10.0%
St. Vincent College1,326N/AN/A78.0%58.7%
Susquehanna Depot1,297$54,500$82,70013.3%24.2%
Flemington1,322$53,824$158,00019.9%17.6%

Population Overview

Waterford is a small community located in Pennsylvania, within Erie County. The total population is 1,301. It ranks as the 863rd most populous out of 1,991 Census-designated places in Pennsylvania.

Age Demographics

The median age in Waterford is 44.7 years. This is 9% higher than the state median of 40.9 years.

Economy, Income & Housing

The median household income in Waterford is $51,250. This is 34% lower than the state median of $77,971. It is also 37% lower than the national median of $80,734. The poverty rate stands at 16.1%. This is 38% higher than the state poverty rate of 11.7%. The unemployment rate is 12.2%. This is 131% higher than the state rate of 5.3%. The median home value is $167,600. Housing costs are 34% lower than the state median of $254,500. The home-value-to-income ratio is 3.3x. 48.7% of occupied housing units are owner-occupied. This homeownership rate is 30% lower than the state average of 69.3%.

Race & Ethnicity

Waterford has a predominantly White (non-Hispanic) population, comprising 90.8% of all residents. Hispanic or Latino residents account for 6.5%.

Education

19.8% of residents aged 25 and older hold a bachelor's degree or higher. This is 44% lower than the state rate of 35.2%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 88.1%.

Data Sources & Methodology

All demographic data for Waterford, Pennsylvania is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Pennsylvania state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,991 Census-designated places in Pennsylvania. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Waterford, Pennsylvania?

Waterford, Pennsylvania has a population of 1,301 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Waterford, PA?

The median household income in Waterford is $51,250, which is 37% lower than the national median of $80,734.

What is the poverty rate in Waterford, PA?

The poverty rate in Waterford is 16.1%. This means approximately 210 residents live below the federal poverty line.

What is the racial makeup of Waterford, Pennsylvania?

Waterford's population is 90.8% White, 0.0% Black, 6.5% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Waterford, PA?

The median home value in Waterford is $167,600. The home-value-to-income ratio is 3.3x.

How educated is Waterford, Pennsylvania?

19.8% of adults (25+) in Waterford hold a bachelor's degree or higher, and 5.8% hold a graduate or professional degree.