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Atoka, Tennessee Demographics & Population 2026

During the 2020–2024 ACS period, Atoka, Tennessee had a total population of 10,385, the 63rd largest town in Tennessee, with a median household income of $89,663, which is 29% higher than the state average. The poverty rate is 7.0%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Atoka Quick Facts

Population 10,385
Median Household Income $89,663
Median Home Value $320,700
Poverty Rate 7.0%
Unemployment Rate 4.5%
Median Age 39.1 years
Homeownership Rate 85.1%
Affordability Ratio 3.6x
Bachelor's Degree or Higher 35.2%
High School Graduation Rate 95.1%
Diversity Index 37/100
Population 10,385 63rd of 502
Median Income $89,663 top 20%
Poverty Rate 7.0% 44% lower than national
Median Home Value $320,700 top 20%

How Atoka Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population10,23710,385+1.4%
Median household income$86,922$89,663+3.2%
Median home value$283,500$320,700+13.1%

How Atoka Compares

Economy & Housing

Household Income Distribution

Under $25K 6.9%
$25K-$50K 13.8%
$50K-$100K 34.0%
$100K+ 45.3%
Detailed income brackets
Under $10K
1.9%
$10K-$15K
3.5%
$15K-$20K
1.0%
$20K-$25K
0.4%
$25K-$30K
0.0%
$30K-$35K
5.3%
$35K-$40K
3.1%
$40K-$45K
3.5%
$45K-$50K
2.0%
$50K-$60K
8.3%
$60K-$75K
12.6%
$75K-$100K
13.2%
$100K-$125K
10.8%
$125K-$150K
12.9%
$150K-$200K
11.8%
$200K+
9.8%

Employment

4.5% Unemployment Rate State: 4.7%|National: 5.2%
64.2% Labor Force Participation

Housing Overview

Owner 85.1%
Renter 14.9%
Affordability Index Affordable
3.6x home value to income ratio
Median gross rent $1,237/mo 16.6% of median household income annually

People & Demographics

Diversity Index

37out of 100
Low Diversity

A less diverse community where one racial or ethnic group represents a large majority.

State average: 46 | National average: 61

Education

Atoka Rankings in Tennessee

#63 Population of 502
#63 Median Income of 453
#68 Education of 502
#79 Home Value of 464

Other Cities in Tipton County

CityPopulationMedian IncomePovertyHome Value
Covington 8,587 $42,254 29.3% $185,900
Munford 6,588 $89,531 8.8% $244,400
Brighton 2,889 $80,882 14.9% $214,100
Mason 1,039 $47,794 31.0% $138,100
Gilt Edge 516 $77,031 14.5% $192,600
Burlison 398 $64,250 4.8% $172,700
Garland 370 $69,688 7.0% $234,200
Randolph 252 $60,568 23.0% $306,800

Cities Similar to Atoka

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Halls10,272$90,933$321,30035.7%8.0%
Fairview10,009$91,131$390,20035.4%11.6%
Oakland9,979$97,798$319,10033.1%5.8%
Clinton10,239$68,882$225,00020.0%12.7%
Middle Valley12,187$95,000$319,40030.8%5.1%

Population Overview

Atoka is a small city located in Tennessee, within Tipton County. The total population is 10,385. It ranks as the 63rd most populous out of 502 Census-designated places in Tennessee.

Age Demographics

The median age in Atoka is 39.1 years. This is about the same as the state median of 38.9 years.

Economy, Income & Housing

The median household income in Atoka is $89,663. This is 29% higher than the state median of $69,595. It is also 11% higher than the national median of $80,734. The poverty rate stands at 7.0%. This is 49% lower than the state poverty rate of 13.8%. The unemployment rate is 4.5%. This is 5% lower than the state rate of 4.7%. The median home value is $320,700. Housing costs are 12% higher than the state median of $286,700. The home-value-to-income ratio is 3.6x. 85.1% of occupied housing units are owner-occupied. This homeownership rate is 27% higher than the state average of 66.9%.

Race & Ethnicity

The largest racial or ethnic group in Atoka is White (non-Hispanic), making up 78.0% of the population. Black or African American residents account for 11.8%. The Hispanic or Latino population (3.1%) is well below the state average of 7.4%.

Education

35.2% of residents aged 25 and older hold a bachelor's degree or higher. This is 13% higher than the state rate of 31.1%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 95.1%.

Data Sources & Methodology

All demographic data for Atoka, Tennessee is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Tennessee state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 502 Census-designated places in Tennessee. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Atoka, Tennessee?

Atoka, Tennessee has a population of 10,385 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Atoka, TN?

The median household income in Atoka is $89,663, which is 11% higher than the national median of $80,734.

What is the poverty rate in Atoka, TN?

The poverty rate in Atoka is 7.0%. This means approximately 723 residents live below the federal poverty line.

What is the racial makeup of Atoka, Tennessee?

Atoka's population is 78.0% White, 11.8% Black, 3.1% Hispanic/Latino, and 1.4% Asian.

What is the median home value in Atoka, TN?

The median home value in Atoka is $320,700. The home-value-to-income ratio is 3.6x.

How educated is Atoka, Tennessee?

35.2% of adults (25+) in Atoka hold a bachelor's degree or higher, and 10.3% hold a graduate or professional degree.