Emerald Bay CDP, Texas Demographics & Population 2026

Population Overview

Emerald Bay CDP is a small community located in Texas. The total population is 1,074. It ranks as the 997th most populous out of 1,800 cities and towns in Texas.

Age Demographics

The median age in Emerald Bay CDP is 69.6 years. This is 96% higher than the state median of 35.5 years. Only 13.7% of residents are under 18, indicating fewer families with children. 34.8% of residents are 75 or older, suggesting a significant retirement-age population with implications for healthcare services and senior housing.

Economy, Income & Housing

The median household income in Emerald Bay CDP is $120,139. This is 57% higher than the state median of $76,292. Compared to the national median of $78,538, household income here is 53% higher. The poverty rate stands at 1.8%. This is 87% lower than the state poverty rate of 13.8%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 3.4%. This is 34% lower than the state rate of 5.1%. The median home value is $279,200. Housing costs are 7% higher than the state median of $260,400. With a home-value-to-income ratio of just 2.3x, Emerald Bay CDP is one of the most affordable housing markets in the area. 100.0% of occupied housing units are owner-occupied. This homeownership rate is 60% higher than the state average of 62.6%.

Race & Ethnicity

Emerald Bay CDP has a predominantly White (non-Hispanic) population, comprising 96.5% of all residents. Hispanic or Latino residents account for 2.6%. The White (non-Hispanic) population is significantly higher than the state average (96.5% vs 39.9%). The Hispanic or Latino population (2.6%) is well below the state average of 39.5%.

Education

49.6% of residents aged 25 and older hold a bachelor's degree or higher. This places Emerald Bay CDP in the top 10% of all cities in the state for educational attainment. This is 50% higher than the state rate of 33.1%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 100.0%. Notably, 19.3% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for Emerald Bay CDP, Texas is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Texas state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,800 Census-designated places in Texas. For official data, visit data.census.gov.