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McKinney, Texas Demographics & Population 2026

During the 2020–2024 ACS period, McKinney, Texas had a total population of 210,600, the 15th largest city in Texas, with a median household income of $124,215, which is 58% higher than the state average. The poverty rate is 5.7%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Key Takeaways

McKinney Quick Facts

Population 210,600
Median Household Income $124,215
Median Home Value $471,800
Poverty Rate 5.7%
Unemployment Rate 3.7%
Median Age 36.9 years
Homeownership Rate 63.8%
Affordability Ratio 3.8x
Bachelor's Degree or Higher 54.1%
High School Graduation Rate 95.2%
Diversity Index 67/100
Population 210,600 15th of 1,795
Median Income $124,215 top 10%
Poverty Rate 5.7% 54% lower than national
Median Home Value $471,800 top 10%

How McKinney Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population202,314210,600+4.1%
Median household income$120,273$124,215+3.3%
Median home value$439,500$471,800+7.3%

How McKinney Compares

Economy & Housing

Household Income Distribution

Under $25K 7.1%
$25K-$50K 11.3%
$50K-$100K 22.4%
$100K+ 59.2%
Detailed income brackets
Under $10K
3.1%
$10K-$15K
1.1%
$15K-$20K
1.1%
$20K-$25K
1.9%
$25K-$30K
2.7%
$30K-$35K
1.5%
$35K-$40K
2.4%
$40K-$45K
2.4%
$45K-$50K
2.4%
$50K-$60K
4.2%
$60K-$75K
7.0%
$75K-$100K
11.2%
$100K-$125K
9.4%
$125K-$150K
9.0%
$150K-$200K
15.3%
$200K+
25.4%

Employment

3.7% Unemployment Rate State: 5.3%|National: 5.2%
71.5% Labor Force Participation

Housing Overview

Owner 63.8%
Renter 36.2%
Affordability Index Affordable
3.8x home value to income ratio
Median gross rent $1,901/mo 18.4% of median household income annually

People & Demographics

Diversity Index

67out of 100
High Diversity

A diverse community with significant representation from multiple racial and ethnic groups.

State average: 67 | National average: 61

Education

McKinney Rankings in Texas

#15 Population of 1,795
#138 Median Income of 1,546
#117 Education of 1,795
#116 Home Value of 1,542

Other Cities in Collin County

CityPopulationMedian IncomePovertyHome Value
Plano 290,594 $112,253 6.8% $465,900
Frisco 219,304 $150,212 3.5% $642,100
Allen 110,265 $130,901 6.1% $464,100
Prosper 37,869 $195,281 5.5% $823,700
Celina 34,268 $170,894 4.7% $509,600
Princeton 25,229 $105,200 4.1% $331,000
Anna 24,330 $105,593 7.8% $351,700
Murphy 21,188 $175,699 3.0% $555,500
Melissa 20,136 $138,763 1.9% $454,000
Royse City 20,037 $116,660 7.3% $322,500

Cities Similar to McKinney

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Frisco219,304$150,212$642,10067.5%3.5%
Grand Prairie201,883$81,619$295,50030.0%12.0%
Amarillo201,885$65,912$196,90026.6%15.8%
Plano290,594$112,253$465,90060.5%6.8%
Garland246,844$76,320$270,80025.4%13.0%

Population Overview

McKinney is a major urban center located in Texas, within Collin County. The total population is 210,600. It ranks as the 15th most populous out of 1,795 Census-designated places in Texas.

Age Demographics

The median age in McKinney is 36.9 years. This is 4% higher than the state median of 35.6 years.

Economy, Income & Housing

The median household income in McKinney is $124,215. This is 58% higher than the state median of $78,476. It is also 54% higher than the national median of $80,734. The poverty rate stands at 5.7%. This is 59% lower than the state poverty rate of 13.8%. The unemployment rate is 3.7%. This is 30% lower than the state rate of 5.3%. The median home value is $471,800. Housing costs are 66% higher than the state median of $283,800. The home-value-to-income ratio is 3.8x. 63.8% of occupied housing units are owner-occupied. This homeownership rate is 2% higher than the state average of 62.6%.

Race & Ethnicity

The largest racial or ethnic group in McKinney is White (non-Hispanic), making up 51.5% of the population. Hispanic or Latino residents account for 17.2%. The Hispanic or Latino population (17.2%) is well below the state average of 39.7%. The Asian population is significantly higher than the state average (14.4% vs 5.5%).

Education

54.1% of residents aged 25 and older hold a bachelor's degree or higher. This places McKinney in the top 10% of all cities in the state for educational attainment. This is 60% higher than the state rate of 33.8%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 95.2%. Notably, 20.3% of adults hold a graduate or professional degree, indicating a highly educated workforce.

Data Sources & Methodology

All demographic data for McKinney, Texas is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Texas state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,795 Census-designated places in Texas. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of McKinney, Texas?

McKinney, Texas has a population of 210,600 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in McKinney, TX?

The median household income in McKinney is $124,215, which is 54% higher than the national median of $80,734.

What is the poverty rate in McKinney, TX?

The poverty rate in McKinney is 5.7%. This means approximately 11,832 residents live below the federal poverty line.

What is the racial makeup of McKinney, Texas?

McKinney's population is 51.5% White, 12.1% Black, 17.2% Hispanic/Latino, and 14.4% Asian.

What is the median home value in McKinney, TX?

The median home value in McKinney is $471,800. The home-value-to-income ratio is 3.8x.

How educated is McKinney, Texas?

54.1% of adults (25+) in McKinney hold a bachelor's degree or higher, and 20.3% hold a graduate or professional degree.