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Temple, Texas Demographics & Population 2026

During the 2020–2024 ACS period, Temple, Texas had a total population of 89,602, the 46th largest city in Texas, with a median household income of $68,204, which is 13% lower than the state average. The poverty rate is 16.0%.

Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes

Temple Quick Facts

Population 89,602
Median Household Income $68,204
Median Home Value $239,000
Poverty Rate 16.0%
Unemployment Rate 6.6%
Median Age 33.8 years
Homeownership Rate 52.3%
Affordability Ratio 3.5x
Bachelor's Degree or Higher 30.6%
High School Graduation Rate 87.9%
Diversity Index 63/100
Population 89,602 46th of 1,795
Median Income $68,204 average
Poverty Rate 16.0% 29% higher than national
Median Home Value $239,000 above average

How Temple Changed

Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.

Metric2019–20232020–2024Change
Population86,35889,602+3.8%
Median household income$64,945$68,204+5.0%
Median home value$220,300$239,000+8.5%

How Temple Compares

Economy & Housing

Household Income Distribution

Under $25K 18.5%
$25K-$50K 18.6%
$50K-$100K 32.5%
$100K+ 30.4%
Detailed income brackets
Under $10K
6.1%
$10K-$15K
4.1%
$15K-$20K
4.3%
$20K-$25K
4.0%
$25K-$30K
3.4%
$30K-$35K
3.8%
$35K-$40K
4.5%
$40K-$45K
3.9%
$45K-$50K
3.1%
$50K-$60K
6.4%
$60K-$75K
11.7%
$75K-$100K
14.4%
$100K-$125K
10.2%
$125K-$150K
7.3%
$150K-$200K
7.4%
$200K+
5.5%

Employment

6.6% Unemployment Rate State: 5.3%|National: 5.2%
63.4% Labor Force Participation

Housing Overview

Owner 52.3%
Renter 47.7%
Affordability Index Affordable
3.5x home value to income ratio
Median gross rent $1,231/mo 21.7% of median household income annually

People & Demographics

Diversity Index

63out of 100
High Diversity

A diverse community with significant representation from multiple racial and ethnic groups.

State average: 67 | National average: 61

Education

Temple Rankings in Texas

#46 Population of 1,795
#696 Median Income of 1,546
#409 Education of 1,795
#496 Home Value of 1,542

Other Cities in Bell County

CityPopulationMedian IncomePovertyHome Value
Killeen 158,159 $60,977 17.4% $215,400
Copperas Cove 37,947 $71,225 11.4% $180,500
Harker Heights 34,128 $81,190 10.2% $287,800
Fort Hood 26,814 $62,835 13.3% N/A
Belton 24,356 $59,130 16.7% $258,700
Nolanville 6,690 $72,480 13.8% $244,900
Morgan's Point Resort 4,750 $79,450 6.3% $245,100
Troy 2,844 $86,311 4.0% $201,500
Little River-Academy 2,233 $75,563 9.0% $183,300
Salado 2,225 $107,679 4.3% $445,900

Cities Similar to Temple

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Mission87,038$60,767$175,70029.4%19.4%
Bryan87,939$59,289$227,80030.1%23.1%
Longview82,923$63,340$202,60023.7%17.3%
Baytown85,205$59,910$197,30014.8%18.2%
San Angelo99,674$65,864$187,60024.7%11.0%

Population Overview

Temple is a mid-sized community located in Texas, within Bell County. The total population is 89,602. It ranks as the 46th most populous out of 1,795 Census-designated places in Texas.

Age Demographics

The median age in Temple is 33.8 years. This is 5% lower than the state median of 35.6 years.

Economy, Income & Housing

The median household income in Temple is $68,204. This is 13% lower than the state median of $78,476. It is also 16% lower than the national median of $80,734. The poverty rate stands at 16.0%. This is 16% higher than the state poverty rate of 13.8%. The unemployment rate is 6.6%. This is 26% higher than the state rate of 5.3%. The median home value is $239,000. Housing costs are 16% lower than the state median of $283,800. The home-value-to-income ratio is 3.5x. 52.3% of occupied housing units are owner-occupied. This homeownership rate is 16% lower than the state average of 62.6%.

Race & Ethnicity

The largest racial or ethnic group in Temple is White (non-Hispanic), making up 51.4% of the population. Hispanic or Latino residents account for 29.0%. The Asian population (2.0%) is well below the state average of 5.5%.

Education

30.6% of residents aged 25 and older hold a bachelor's degree or higher. This is 10% lower than the state rate of 33.8%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 87.9%.

Data Sources & Methodology

All demographic data for Temple, Texas is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Texas state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,795 Census-designated places in Texas. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.

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Frequently Asked Questions

What is the population of Temple, Texas?

Temple, Texas has a population of 89,602 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Temple, TX?

The median household income in Temple is $68,204, which is 16% lower than the national median of $80,734.

What is the poverty rate in Temple, TX?

The poverty rate in Temple is 16.0%. This means approximately 14,123 residents live below the federal poverty line.

What is the racial makeup of Temple, Texas?

Temple's population is 51.4% White, 12.1% Black, 29.0% Hispanic/Latino, and 2.0% Asian.

What is the median home value in Temple, TX?

The median home value in Temple is $239,000. The home-value-to-income ratio is 3.5x.

How educated is Temple, Texas?

30.6% of adults (25+) in Temple hold a bachelor's degree or higher, and 11.5% hold a graduate or professional degree.