Troy, Texas Demographics & Population 2026
During the 2020–2024 ACS period, Troy, Texas had a total population of 2,844, the 604th largest city in Texas, with a median household income of $86,311, which is 10% higher than the state average. The poverty rate is 4.0%.
Data vintage: U.S. Census Bureau ACS 2020–2024 5-Year Estimates · refreshed July 2026 · Methodology & source notes
Key Takeaways
- An exceptionally low poverty rate of 4.0% — among the lowest in Texas.
- Housing is very affordable with a home-value-to-income ratio of just 2.3x.
Troy Quick Facts
How Troy Changed
Change from the 2019–2023 ACS period to 2020–2024. These are rolling five-year estimates, not year-over-year measurements.
| Metric | 2019–2023 | 2020–2024 | Change |
|---|---|---|---|
| Population | 2,628 | 2,844 | +8.2% |
| Median household income | $81,193 | $86,311 | +6.3% |
| Median home value | $188,200 | $201,500 | +7.1% |
How Troy Compares
Median Household Income
Median Home Value
Economy & Housing
Household Income Distribution
Detailed income brackets
Employment
Housing Overview
People & Demographics
Age Distribution
Race & Ethnicity
Diversity Index
Moderate diversity with one or two groups making up the majority.
State average: 67 | National average: 61
Education
Educational Attainment (Adults 25+)
Troy Rankings in Texas
Explore Texas Rankings
Other Cities in Bell County
| City | Population | Median Income | Poverty | Home Value |
|---|---|---|---|---|
| Killeen | 158,159 | $60,977 | 17.4% | $215,400 |
| Temple | 89,602 | $68,204 | 16.0% | $239,000 |
| Copperas Cove | 37,947 | $71,225 | 11.4% | $180,500 |
| Harker Heights | 34,128 | $81,190 | 10.2% | $287,800 |
| Fort Hood | 26,814 | $62,835 | 13.3% | N/A |
| Belton | 24,356 | $59,130 | 16.7% | $258,700 |
| Nolanville | 6,690 | $72,480 | 13.8% | $244,900 |
| Morgan's Point Resort | 4,750 | $79,450 | 6.3% | $245,100 |
| Little River-Academy | 2,233 | $75,563 | 9.0% | $183,300 |
| Salado | 2,225 | $107,679 | 4.3% | $445,900 |
Cities Similar to Troy
These cities in the same state have comparable population and economic profiles.
| City | Population | Median Income | Home Value | Bachelor's+ | Poverty |
|---|---|---|---|---|---|
| Rancho Viejo | 2,849 | $90,714 | $264,500 | 60.0% | 6.4% |
| Wimberley | 2,891 | $80,362 | $550,800 | 53.1% | 6.9% |
| Brazoria | 2,880 | $79,635 | $162,400 | 14.8% | 11.8% |
| Shallowater | 2,955 | $89,107 | $210,000 | 24.3% | 3.7% |
| Combine | 2,785 | $94,756 | $323,800 | 20.3% | 6.3% |
Population Overview
Troy is a small community located in Texas, within Bell County. The total population is 2,844. It ranks as the 604th most populous out of 1,795 Census-designated places in Texas.
Age Demographics
The median age in Troy is 33.8 years. This is 5% lower than the state median of 35.6 years. With 30.2% of the population under 18, Troy has a notably young demographic profile, suggesting a family-oriented community.
Economy, Income & Housing
The median household income in Troy is $86,311. This is 10% higher than the state median of $78,476. It is also 7% higher than the national median of $80,734. The poverty rate stands at 4.0%. This is 71% lower than the state poverty rate of 13.8%. This exceptionally low poverty rate indicates strong economic prosperity across the community. The unemployment rate is 5.6%. This is 6% higher than the state rate of 5.3%. The median home value is $201,500. Housing costs are 29% lower than the state median of $283,800. With a home-value-to-income ratio of just 2.3x, Troy is one of the most affordable housing markets in the area. 65.4% of occupied housing units are owner-occupied. This homeownership rate is 4% higher than the state average of 62.6%.
Race & Ethnicity
The largest racial or ethnic group in Troy is White (non-Hispanic), making up 64.6% of the population. Hispanic or Latino residents account for 28.5%. The White (non-Hispanic) population is significantly higher than the state average (64.6% vs 39.1%). The Black or African American population (2.4%) is well below the state average of 11.9%.
Education
22.1% of residents aged 25 and older hold a bachelor's degree or higher. This is 35% lower than the state rate of 33.8%. Nationally, 35.7% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 92.5%.
Data Sources & Methodology
All demographic data for Troy, Texas is sourced from the U.S. Census Bureau's American Community Survey (ACS) 2020–2024 5-Year Estimates. The ACS collects data from approximately 3.5 million households annually and pools five years of responses so that even small communities can be measured, though the margin of error widens as the population falls. Comparisons are made against Texas state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,795 Census-designated places in Texas. Read more about how these figures are produced on our methodology page, or visit data.census.gov for official data.
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Frequently Asked Questions
What is the population of Troy, Texas?
Troy, Texas has a population of 2,844 according to the most recent U.S. Census ACS 5-Year Estimates.
What is the median household income in Troy, TX?
The median household income in Troy is $86,311, which is 7% higher than the national median of $80,734.
What is the poverty rate in Troy, TX?
The poverty rate in Troy is 4.0%. This means approximately 113 residents live below the federal poverty line.
What is the racial makeup of Troy, Texas?
Troy's population is 64.6% White, 2.4% Black, 28.5% Hispanic/Latino, and 0.0% Asian.
What is the median home value in Troy, TX?
The median home value in Troy is $201,500. The home-value-to-income ratio is 2.3x.
How educated is Troy, Texas?
22.1% of adults (25+) in Troy hold a bachelor's degree or higher, and 4.1% hold a graduate or professional degree.