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Troy city, Texas Demographics & Population 2026

Very AffordableHome value to income ratio of 2.3x is exceptionally low

As of 2026, Troy city, Texas has a total population of 2,628, the 631st largest city in Texas, with a median household income of $81,193, which is 6% higher than the state average. The poverty rate is 6.2%.

Key Takeaways

Troy city Quick Facts

Population 2,628
Median Household Income $81,193
Median Home Value $188,200
Poverty Rate 6.2%
Unemployment Rate 7.0%
Median Age 32.5 years
Homeownership Rate 66.9%
Affordability Ratio 2.3x
Bachelor's Degree or Higher 24.3%
High School Graduation Rate 92.6%
Diversity Index 48/100
Population 2,628 631st of 1,800
Median Income $81,193 top 30%
Poverty Rate 6.2% 50% lower national
Median Home Value $188,200 above average

How Troy city Compares

Economy & Housing

Employment

7.0% Unemployment Rate State: 5.1% | National: 5.2%
62.4% Labor Force Participation

Housing Overview

Owner 66.9%
Renter 33.1%
Affordability Index Very Affordable
2.3x home value to income ratio

People & Demographics

Diversity Index

48out of 100
Moderate Diversity

Moderate diversity with one or two groups making up the majority.

State average: 67 | National average: 60

Education

Troy city Rankings in Texas

#631 Population of 1,800
#436 Median Income of 1,800
#557 Education of 1,800
#606 Home Value of 1,800

Cities Similar to Troy city

These cities in the same state have comparable population and economic profiles.

CityPopulationMedian IncomeHome ValueBachelor's+Poverty
Palmhurst city2,595$82,629$266,70040.6%8.9%
Overton city2,633$76,384$114,10018.4%13.0%
Pottsboro town2,624$75,909$246,30021.5%7.9%
Panhandle town2,613$86,354$151,80035.3%6.9%
Citrus City CDP2,740N/A$98,0003.8%34.7%

Population Overview

Troy city is a small community located in Texas. The total population is 2,628. It ranks as the 631st most populous out of 1,800 cities and towns in Texas.

Age Demographics

The median age in Troy city is 32.5 years. This is 8% lower than the state median of 35.5 years. With 30.1% of the population under 18, Troy city has a notably young demographic profile, suggesting a family-oriented community.

Economy, Income & Housing

The median household income in Troy city is $81,193. This is 6% higher than the state median of $76,292. Compared to the national median of $78,538, household income here is 3% higher. The poverty rate stands at 6.2%. This is 55% lower than the state poverty rate of 13.8%. The unemployment rate is 7.0%. This is 35% higher than the state rate of 5.1%. The median home value is $188,200. Housing costs are 28% lower than the state median of $260,400. With a home-value-to-income ratio of just 2.3x, Troy city is one of the most affordable housing markets in the area. 66.9% of occupied housing units are owner-occupied. This homeownership rate is 7% higher than the state average of 62.6%.

Race & Ethnicity

The largest racial or ethnic group in Troy city is White (non-Hispanic), making up 66.0% of the population. Hispanic or Latino residents account for 28.9%. The White (non-Hispanic) population is significantly higher than the state average (66.0% vs 39.9%). The Black or African American population (2.8%) is well below the state average of 11.9%.

Education

24.3% of residents aged 25 and older hold a bachelor's degree or higher. This is 27% lower than the state rate of 33.1%. Nationally, 35.0% of adults hold at least a bachelor's degree. The high school graduation rate (or equivalent) is 92.6%.

Data Sources & Methodology

All demographic data for Troy city, Texas is sourced from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates (2019-2023). The ACS collects data from approximately 3.5 million households annually, providing reliable estimates for communities of all sizes. Comparisons are made against Texas state averages and national averages calculated from the same dataset. Rankings reflect the city's position among all 1,800 Census-designated places in Texas. For official data, visit data.census.gov.

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Frequently Asked Questions

What is the population of Troy city, Texas?

Troy city, Texas has a population of 2,628 according to the most recent U.S. Census ACS 5-Year Estimates.

What is the median household income in Troy city, TX?

The median household income in Troy city is $81,193, which is 3% higher the national median of $78,538.

What is the poverty rate in Troy city, TX?

The poverty rate in Troy city is 6.2%. This means approximately 162 residents live below the federal poverty line.

What is the racial makeup of Troy city, Texas?

Troy city's population is 66.0% White, 2.8% Black, 28.9% Hispanic/Latino, and 0.0% Asian.

What is the median home value in Troy city, TX?

The median home value in Troy city is $188,200. The home-value-to-income ratio is 2.3x.

How educated is Troy city, Texas?

24.3% of adults (25+) in Troy city hold a bachelor's degree or higher, and 4.8% hold a graduate or professional degree.